The Bankruptcy Club & Supporters Club

gettingitsorted

Whoops_Apololypse wrote:

Hi Whoops the best source of info is here https://www.insolvency.gov.uk they cover everything hope that helps

anything else just ask away

you will need to open a basic bank account and move any income and household dds to this new account

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Hi - should I open an account now and start moving my DD's etc in readiness?

i did and a few others on here have as it could take a couple of weeks it must be a basic account though.

gettingitsorted

amc23 wrote:

i`m lookin to go bankcrupt but no idea were to strat n cost involved any help would be great
thank you

ok first of all you need to get proffesional advice from either payplan or the cccs (as you will get asked this at court ).

gettingitsorted

Whoops this is a link for basic bank accounts

http://www.moneyfacts.co.uk/banking/..._accounts.aspx

Whoops_Apololypse

amc23 wrote:

i`m lookin to go bankcrupt but no idea were to strat n cost involved any help would be great
thank you

Hi we just wanted to let you know that you are not alone - we posted our first message here last night. It seems to us that we're starting this journey at the same time. We're looking to go bankrupt after Christmas. We can't offer any advice at the moment because we're newbies ourselves but we have big hearts and look forward to helping where we can

Whoops_Apololypse

gettingitsorted wrote:

Whoops this is a link for basic bank accounts

http://www.moneyfacts.co.uk/banking/..._accounts.aspx

Sorry for asking so many questions but we just didn't know where to start. It's really re-assuring that there is so much advice and support here - thank you.

So first step is to contact CCC ? (I can't go to PayPlan because I work with them for my job - how embarrasing and would not look very professional). I couldn't show my face again!

Then open a basic account. That should keep my mind busy for a while (every waking moment is currently occupied with our horrifying debt).

We feel that we've let our family down and really don't want to tell them - they will be so ashamed of us and disappointed - this worries us more than the creditors ;-(.

amc23

Whoops_Apololypse wrote:

Hi Whoops the best source of info is here https://www.insolvency.gov.uk they cover everything hope that helps

anything else just ask away

you will need to open a basic bank account and move any income and household dds to this new account

---

Hi - should I open an account now and start moving my DD's etc in readiness?

i have a step account with natwest this is were all my benefits r paid in will this effect this account
if so how soon
thank you:j

amc23

who is ccc
thankyou

gettingitsorted

Whoops_Apololypse wrote:

Sorry for asking so many questions but we just didn't know where to start. It's really re-assuring that there is so much advice and support here - thank you.

So first step is to contact CCC ? (I can't go to PayPlan because I work with them for my job - how embarrasing and would not look very professional). I couldn't show my face again!

Then open a basic account. That should keep my mind busy for a while (every waking moment is currently occupied with our horrifying debt).

We feel that we've let our family down and really don't want to tell them - they will be so ashamed of us and disappointed - this worries us more than the creditors ;-(.

please you ask away thats what we are here for the link is at the top of this page for the cccs it takes you to there web site .

i know its seems hard at the moment i felt the same way but you haft to do whats best for you .

im always here even if you just need a chat or you can pm me

gettingitsorted

amc23 wrote:

i have a step account with natwest this is were all my benefits r paid in will this effect this account
if so how soon
thank you:j

if its a basic bank account and you hold no debts with that bank then it should be fine as the OR will ask if any of your accounts are basic ones

gettingitsorted

amc23 wrote:

who is ccc
thankyou

the cccs are a non fee charging debt advisors service along with payplan