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Life after bankruptcy?

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Comments

  • miggy
    miggy Posts: 4,328 Forumite
    {{{Hugs}}} Ani. I for one would grieve if you weren't here.

    Remember 'No man is an island'... we aren't meant to live in isolation, and that includes letting other people help, although their help won't be perfect.

    The professionals are there because they are people who want to help and it happens they chose it as a career. They get paid for it and you've paid taxes that go towards their pay, so you aren't being a pita.

    Letting others help must be very difficult. It takes strength, but you have that. It won't mean the end of your brain or your independence, but you need time to heal and you need the practicalities of daily life sorted out, and people can take on some of that for you.

    I remember what HL is writing about - less than a year ago, I am amazed how things have turned round for her.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    Don't do it Ani!! It has to be said.

    Give your details. Ask for help. Take the help. More hugs (((((((ANI)))))))

    xxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Thanks for the posts. What more can i say?

    Aesop, i have all but given up on the garden now, too.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ani_26 wrote: »
    Thanks for the posts. What more can i say?

    Aesop, i have all but given up on the garden now, too.

    the garden hasn't given up on you!
  • ani_26
    ani_26 Posts: 3,700 Forumite
    edited 17 April 2012 at 12:23AM
    Its true. I've given up on the garden now. A neighbour said today, the grass is getting long. There's still some snow around. A total lack of motivation. A total lack of motivation for anything. I'm still chasing my tail trying to sort various things out re tax, even though i'm not working, and various other crises. Like the council tried to take 100's pounds out of my bank account. I received a letter on saturday. Got a strike on my account along with bank charges i can't afford. Spent the morning trying to STILL sort out my tax codes, and the mess with the council. The bank said what they had done was illegal. Because they have my bank details they just decided to set up a direct debit on a- n- y- other day, and help themselves. Fortunately for me, there wasn't enough money in the account, so the dd failed. Now i have the unenviable task of reclaiming the bank charges from the council. I've put. i think, a blanket block on my account, as the bank says these companies are so stupid, they will try again and again. Which means two more strikes and i lose my account, not to mention the bank charges. This, is even though the council is totally aware of my financial situation and the fact housing benefit is going through the slow cogs of bureaucratic red tape.

    I still cannot see the light at the end of the tunnel, and nor do i wish to, anymore. I've only seen my sw once, since i was allocated one. They cancelled last week, and now they have cancelled this week. This is the person, i'm told, who is supposed to be helping me sort through all the s* which still needs sorting. I got a sick note for another two months, so thats 3 months off, so far. There's alot of work around at the moment, ( isn't that typical?) and i'm under a dergree of pressure to return, even though i know i'm not fit, and its the worst thing i could do. However, i doubt my forms have even reached the benefit office yet. I have appointments with three separate doctors, one tomorrow, one on weds, and one next week. Jeez. There's not really anything wrong with me, that having my financial problems sorted, wouldn't solve. But its still enough to make me feel like this. I'm still running around like a headless chicken, and nothing is happening. It all takes time, i'm told. The system takes time, and there's nothing you can do about it. A system that simply doesn't care. I suppose there are one or two who care, but they are only there because my sw isn't.


    And the realisation it's my birthday again this week, and i'm not even aware of which day it is, or even care, for that matter. Each year i always have the thought i'm not going to see another birthday or another xmas.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    I'm here with a hug.
    Birthday Shmirthday. They only mean we're getting older :D
    Keep looking for that light. It's there xxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • ani_26
    ani_26 Posts: 3,700 Forumite
    SazM030306 wrote: »
    I'm here with a hug.
    Birthday Shmirthday. They only mean we're getting older :D
    Keep looking for that light. It's there xxx


    Good grief, where did you appear from? xx

    Yup, another birthday means i qualify for another one or two things along the way, but its hard to predict if i'll make it to my birthday.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    :P I've been distracted by FBook all night. Just can't put it down!! And now I have, I find myself on here... craziness..
    :heart2: THANK YOU MARTIN!! :heart2:
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Thats got me thinking now. I'd put it to the back of my mind, and inadvertently, it could affect everthing else. At one time, i'd looked towards it as being my saviour, but that was before the economic climate changed. Yet something else where decisions have to be made. Urggggh
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    SazM030306 wrote: »
    :P I've been distracted by FBook all night. Just can't put it down!! And now I have, I find myself on here... craziness..


    Join the crazy :eek:


    I don't know why i'm here. My instincts tell me the tinternet isn't a safe place to be, and i've an uber early appointment with an ongoing gp tomorrow. Maybe thats why i can't settle. Just what do you say?
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
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