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Life after bankruptcy?

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  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think a 79p bunch of Daffs is worth it if it makes you smile and brightens the place up a bit and makes it feel more homely for you.
    :j Proud Member of Mike's Mob :j
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Got my daily letter from the council. Well, the housing office, actually.


    Notice to Terminate Tenancy


    I understand that i will be charged for the cost of putting right any repairs that are my responsibility and the removal of any rubbish or unwanted items left at the property.


    You'll be lucky. A little over 3 weeks. How many times have i tried to sort this out?


    I've now gone full circle. There's nothining else i can do.


    So much for welfare rights.


    It seems i won't be seing those daffodils after all, Aesop



    I give up



    Anon
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    Thinking of you Ani. Seeing the daffodils from my window.. hope you're still fighting x
    :heart2: THANK YOU MARTIN!! :heart2:
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Thankyou for your thoughts, Sazmo x


    There isn't anything to say in my diary, anymore.I've given up the fight.

    Things have changed since i last posted and i can no longer write how i'm really feeling, on mse, even though its my diary.

    I've been in hospital, i'm sure you can guess why. The police said i was lucky with who found me. Depends what you define as lucky. Why do other people think its their right to interfere with someone else's decision?


    The good news, after being in a psychiatric unit, is that i'm not a nutter, ( but i knew that anyway,) I'm just someone who has been driven to the edge by social circumstances, (but i knew that anyway,) I've no wish to end up back in the same unit again. I don't belong there, in reality, and its a taste of being in prison, (or they call it a place of safety ). Its been a reality shock, to say the least.


    I'm supposed to be getting support in the real world, in the form of a social worker, i think, but needless to say, i've not heard from them yet. It doesn't matter, to be honest, because my own solution now preoccupies my thoughts, again, and its only a matter of time.

    I've bitten the bullet and finally given up work, as i now recognise myself, i'm no longer fit for work. At the moment i've no income at all, neither from work nor benefits, but to be honest, i don't care anymore. I'm in arrears for rent and council tax, and it all just seems as if the fight has been in vain. If i'd given up work and gone onto benefits as soon as i'd moved in, i wouldn't be in debt with my rent and ct, now.


    The irony of the budget, makes me sick today. Encouraging those on low incomes to get back into work? Not from where i'm standing. I've been forced out of work onto benefits, to say nothing about my mental state. I've been refused help with housing benefit and ct, so i can carry on working. I WANT to work. Now the state is going to spend even more money on me, paying for my rent, ct, esa and dla? It doesn't make any sense to me. I've been driven to the point where i'm acutely *, and no one can watch me 24/7

    I know its inevitable. I've lost the will to fight
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So very sorry to read your post.
    Im sorry I have no idea what to say.
    I do hope that the social worker will be able to help you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    What beanie said ^^^

    Thinking of you xx
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    Ani I hope you get some help from the S. worker. I want you to be ok. I think it will come good in the end, like soon. Surely now the only way is up!! Spring is here. New beginnings an' all. Focus on a bright future and it will come xxxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So sad to read your post, you seem so deflated. I hope that the social worker contacts you soon and they can help you to get your fight back.

    Sending hugs and daffodils.
    :j Proud Member of Mike's Mob :j
  • miggy
    miggy Posts: 4,328 Forumite
    Dear Ani, I'm very sorry to see you in such a state. Sending you a huge {{{Hug}}}.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Dear Ani,

    I have not been around for awhile. I have just caught up with things. So sorry to hear about your situation. Big hugs. I so hope that somebody can help you

    xxx

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
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