Life after bankruptcy?

miggy

Aesop, i hope you have had a better day today :grouphug:

Seconded. I know you can't get on line so easily Aesop, particularly to post but we miss you, and we're wishing better things for you.

Maybe i do thrive on work, and i was always taught not to ask anyone for anything. Self sufficient, not.

I see how you mean - it's not only a work ethic, it's also been a lifeline in more ways than one. No one is supposed to be entirely self-sufficient, though, are they? I read once of an anthropologist (I think) who said the earliest evidence of civilisation he had seen was a broken bone which had mended, proving the person had been provided for by others until they could look after themselves.

You shouldn't tease us with non-information about your work. I have decided you are Tom Good.

Seriously, it is really sad when an industry goes down. Jobs and community die away, skills are lost. Is it such that it just has to ride the down-turn (sorry, mixed metaphor) or is it really something that's changing permenently? DH's job has changed a lot in 25 years and fewer people are needed, not just because of the economy but because technology develops. I also think the 'powers that be' haven't realised just what they are losing because they don't realise the depth of skills offered by preofessionals. I'm not a pure ludite, I know some things have to change and it can be positive. I don't like to see people going under because of it, though, or skills being lost.

I had a pleasant surprise tonight. A letter from hmrc. This is it. The last time i spoke to them, they said my income was too low to receive wtc. BH, they have increased it. I'm very shocked. Its almost doubled, not quite, but not as much of an insult. Not enough to live on either, but at least its a regular amount going into my account on a weekly basis.

:j:j:j Yay to regular income! It makes all the difference to have something reliable even if not enough... I am reminded of your ex, climbing by minute finger-holds, because a rope etc. would have been too easy. I am so pleased they have seen their way to this. And weekly makes sense. Your Maths will go from good to excellent. I used to do data input for wages (hated the job and got out of it as soon as possible) but at that point I knew how many weeks there were in the year, down to two decimal places - or was it three? Very useful actually. (52.177 - just looked it up)

Its ironic, i saw someone today who said to me, are you still doing this? it must be 30 years now. Not so far off the mark, you have a good memory, and it feels like yesterday. Eveyone always says to me, are you still doing this?

Kids in school now are expected to get through many careers in their lifetime - I think it was something like 8, but don't quote me. things have truly changed.

I realise i have alot to be thankful for in the next few weeks. I'm entering one of those periods when i'm working day and night, almost, and i know for a fact, i've got most of the work around. There's still rumblings of a contract which could provide me substantial work for a period of time. But this storm has been rumbling for a long time, and there are never any guarantees.

We will wave at each other in passing... I'm glad you have work, hope you get some sleep too of course.

At some stage i'll have to accept it is finally over. Its soul destroying to watch it all disintegrate around you. You would have thought i'd taken the message on board, by now.

Where there's life there's hope, huh?

Earl Grey at 3 am it is, then.

ani_26

Thanks miggy xx

I don't feel like talking today. I can't understand why i'm constantly debilitatingly tired. Right now i've had enough of money, had enough of everything. I've so many bills to be paid, and no money to pay them. It seems like every one is leading normal lives except me. How many people live like this, but never talk about it?


I don't know when your'e away miggy, but enjoy your holiday. xx

ani_26

Even worse today. I don't know why so many people complain about so many things, when they don't realise when they are well off. My other neighbours were complaining because everyone is on holiday, but seem to forget they went abroad on holiday in may. Even those in debt can afford a holiday. Miraculous. Ps, i'm not having a go at you miggy, i know you are not in debt. Living without technological gadgets. Very easy actually. What did we all do before the arrival of technology. Is the www 20 years old? I wouldn't realise.

What did i say about the ecomomy? I knew its going to get alot worse, because i'm living it. Maybe its the fact the small pinprick of a light at the end of the tunnel was shot to pieces yesterday, thats made me so depressed. My only hope of salvation. Bloody economics. Bloody america and japan.


Just what IS the point?

Poor polar bear been shot. Don't you realise the polar bear was only hungry? It has to eat, to survive. Much like human beings, i suppose. Why does no one sell black peas?

miggy

Hello Ani, you sound as though you could do with an 'ug :grouphug:.

Tiredness: did you ever get blood tests done? I'm thinking iron and thyroid in particular, both of which can sneak down without you knowing. I think your doctor ruled out depression but of couse that could have the same effect. Don't listen to me, anyway, I am NOT medically qualified , it's just me speaking from experience.

I am going to make cake and put the kettle on over on my thread to cheer up a very grey, and now thundery day, so I will save you some. See you later?

miggy

ani_26 wrote: »

Even worse today. I don't know why so many people complain about so many things, when they don't realise when they are well off. My other neighbours were complaining because everyone is on holiday, but seem to forget they went abroad on holiday in may.

I have been right there: someone saying how much they needed a holiday when they had had a villa in the Med not long before. I had had one week away in the worst two years, and that had been ruined by worry, and there they were complaining despite having had a holiday such as I've never had!

Time to start a fantasy holiday company, I guess. I am going backpacking from Niagara Falls down to the Mexican border, I have from now till next Easter to complete it, enough money to stay where I like on the way and an unlimited Greyhound pass should my feet get sore. Will send you a postcard.

ani_26

I hope you are enjoying you indoor barbe miggy.

I think its one of those ' times ' at the moment, when i realise i've gone exactly nowhere, within a year or two. In fact it could be said i'm going backwards again, as i slide slowly back into the debt trap. This was the last thing i wanted to do, but i have to, to stay alive.

My tv licence arrived the other day, and it only takes one more small bill to tip the balance. I already can't pay the bills i have, this month. Now there's another one. The world economy this week has dire consequences for me, and the small glimmer of hope i had. I feel that has all been taken away from me now, too.

Maybe i'm finding it a real strain living here. Its real middle class surburbia, and no one knows about my situation, here. A neighbour asked if i was going on holiday the other day. What could i say, except no. Would they be shocked if they knew they had a leper in their midst? I don't socialise but there isn't a day goes by without me speaking to someone. Its amazing, everyone cycles around here, grandparents and granchildren alike. Everyone is part of the community. People probably think i've just ' downsized ' . Well, i did that in a big way, but this would leave you with profits. My new neighbours have just downsized, and have just bought a whole new range of white goods. You name it, they've bought everything. Plants etc, etc. Good on them, they are enjoying their reitrement. I've started thinking about all those bills that are due in the new year again, car tax etc. I'd hoped to have started saving again by now, in readiness. I don't even have £2 in my £2 pot. Maybe i should write a book entitled " life in suburbia by an onlooker ", or " life in suburbia by the onlooker ".


When you are out in the big wide world all the time, nowadays it never ceases to amaze me, just watching what people spend their money on, and how much they spend.


I found some lottery tickets the other day, for wednesday night. I've no way of knowing who they belonged to, but as a matter of interest i've just taken them to see if they had won. 10 lines and not even a tenner. Just my luck :rotfl: But what would you have done? If, say, they had a large win on them? My first reaction is i would hand them in to the police. I did this many years ago. When i was a student i found i can't remember if it was a tenner or £20. I handed it in at the police station and no one claimed it :rotfl: I must admit, now, i think why on earth did i do a stupid thing like that? You could argue possession is nine tenths of the law. Anyway, its all hypothetical.


I've asked this before. What would you do if you won the lottery?


Surprisingly. Very little. I don't think i would even buy myself a property again. But at least i would know i could live where i wanted and have the financial security to be able to do it, and pay the rent. I wouldn't even buy another car. Just have the essential repairs which my car needs. Clothes, no. Holidays? Maybe finish my trek round oz and nz. Not first class though. Backpacking, of course. There is no other way for an intrepid explorer. Maybe a trip to the antartic, too. I could go to the opticians and buy some spectacles. Last but not least, i could buy a new matress for my bed. Oh, and i could get my items back from pawn, like my mums wedding ring etc. The charity says i should forget about it, but the wedding ring is all i have which belonged to my mum.

Money dominates my thoughts these days, ( or the lack of it ).

But as you get older, it really IS the small things which matter, or become important.

Hovel_lady

What would I do if I won the lottery? On the basis that its a million + I would:
Buy my hovel in the hills (North Wales would be ideal)
Give some to friends & charities
Live on the interest of 3p a week and be very happy with it

I usually only lurk on here as I find it very difficult to know what to write that may be helpful. I just want to be able to fix it for you and I can't.
I do think about you and wonder how things are going but it doesn't seem very much.
But for what it's worth I'm thinking about you and if I do win the lottery you will get a share xx

ani_26

Thats a shame people don't know what to say or feel alienated, or i feel alienated.

Hugs are good. They say you should hug 3 people a day. I must admit, i've forgot what human contact is like.

Aesop

Well I had some good news today. So good my face was grinning for ages. No, it wasn't monetary. But to me it was the best news I have had all year. Also saw sad news this week. But think the good news outweighs the sad at the moment.


ani, do you want a dodgy hug? know exactly what you are going through right now.

have started reading a book on cosmic ordering. I think this is what Firewalker does, and up until now has never worked for me.

Thought I would give it another go.

Looking at DS' toys today and thinking time to start selling some. Not cruel mam, just he is growing out of them, height wise and as much as he still loves playing with them, we don't have the room and I need money for new clothes for him. I need to buy reinforced knee trousers for him.

Brand new pair of jeans - wore to nursery. Picked him up, wondered why they were ripped at knees, asked the Manager, no, he didn't fall over, no idea how they are ripped. He was crawling around the floor, and the knees gave way!

Time to hit the frugal threads me thinks! I tried to offer frugal advice to a friend, lining her curtains with fleeces to keep the heat in. Don't know if she will listen though. She should after she was hit with a £500 gas and elec bill she cannot afford.

Hovel_lady

Only hugged one person today so you can have two ((hug)) ((hug))