📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Life after bankruptcy?

1185186188190191461

Comments

  • miggy
    miggy Posts: 4,328 Forumite
    ani_26 wrote: »
    Ah, i see why. Thats a great shame.

    I request this post / link be deleted

    Thanks

    I think you spotted something I didn't? I'm confused now. If you want me to delete my post of course I will but the link still works through your... or did he request something should be deleted and I missed it?

    Sorry to be thick.:o

    Hope the jab's safely over and done with.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Jab over and done with. Well, it was'nt a jab, so much as an excrutiating, experience :eek:

    It felt better for a time, afterwards, but now i think i'm going through the gets worse before it gets better stage. Sheeeeeesh.

    I'm officialy, ermm, resting
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Glad jab is over and done with ani. Tell me to butt out but would it be worth phoning the chippie?

    How is the work front otherwise? Guess you haven't heard anything back from WTC yet? x
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • ani_26
    ani_26 Posts: 3,700 Forumite
    kerri_gt wrote: »
    Glad jab is over and done with ani. Tell me to butt out but would it be worth phoning the chippie?

    How is the work front otherwise? Guess you haven't heard anything back from WTC yet? x

    Hi kerri. I've been into the chippie again. Still not managed to locate the owner, still got an advert in the window, ( not surprised).

    No i have'nt heard from wtc yet, and even then, it did'nt seem to be a huge amount potentialy due to me. Where do these huge sums of money come from, that people talk about? Where's £17k, £25k a year?that other people say they receive in benefits. From what they said on the phone, i'd only receive a maximum of £2k a year, on top of the £7k i earn. I've no idea what the national annual income is, but i know i can't manage, and i'm running out of ideas to procure money, other than robbing a bank.

    The work front is depressing. Non existent.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    edited 2 July 2011 at 2:24PM
    I feel down, this morning. Its that time of the year when everyone is talking about going on holiday, even those who say they have no money, are in debt, still go on holiday. How do they manage it? I just think everyone's concept of having no money, is different.

    Of course, i've had a week off, and although i have'nt had a holiday, i've been trying to 'chill ' , if thats possible, when you are worrying about money, or the lack of it. This means you can't leave the building, except for essentials. Its not going to be long before the money due to me, runs out. Someone has mentioned about being br and in debt again. Thats me, too. It did'nt take me long to get into debt again, after writing off all my debt. I seriously thought about it yesterday, and realised i'm already around £1k in debt, without a cat in hells chance of ever paying it back. Because the forms of credit available to me run at around 150% apr. Now, i'm not stupid, but when you're in a corner, you're in a corner. I've nothing left of value, to pawn, not that i had, in the first place. Except my car, but even then, they are not interested, because its too old. They won't see it as a c car. Which reminds me, i noticed some more rust, last week, not that i'll ever afford the repairs to my car.

    I'm going back to that place where i don't want to be here anymore. Another week next week with no work, and still no work on the horizon, means a huge gap in receiving pay when i return to work, given i have to wait so long, in the first place. I'm losing whatever it is, that keeps me going. I can't afford to integrate into soceity, in the real world, therefore i have no friends. I still live the life of a hermit. I still have no money. I'm still in debt. The only light at the end of the tunnel is my pension which will pay me £20 a week. £1k pa is a joke, compared to the pension sums people are arguing about at the moment. The penion funds i contribute to, as a taxpayer, ( which i am ). Some people don't know they are born.They expect people like me, to support them. They don't know when they are well off. I give up the fight. I'm tired.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    So sorry you're feeling down. Seriously wish I could wave a magic wand and fix it for you.
    I know what you mean about everyone going on holiday. We're in a better position than you financially (from what you say here) but we can't afford a holiday either.
    Are you getting the £20 pension soon or is that some way off?
    Sending hugs to you although I'd really like to send £'s.
    If you lived close you could here and visit our hovel. The tea's free!
    Take care xxxxxxx
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Just re-read what I've wrote. Doesn't read right.
    Just to clarify - I'd still send hugs even if I had £'s to send too :)
  • miggy
    miggy Posts: 4,328 Forumite
    I'll admit to being one of those looking forward to a holiday, though we're staying at a relative's house so it will be cheaper than it might have been - basically we haven't the money for a hotel holiday and usually go self catering in the UK, which is fine by me, a holiday is still a treat.

    Keep trying with the chippy, and of course anything similar that comes up. Getting on the first rung of the ladder always seems to be the hardest bit and after that it can get easier. I also found having a trawl through Jobcentre Plus online gave me ideas even if most of them turned out to be unsuitable for me for various reasons - still, you never know who is needing you.

    How is the site of the jab today?
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • ani_26
    ani_26 Posts: 3,700 Forumite
    edited 2 July 2011 at 2:26PM
    Are you logged into my computer? :p


    Thats what i'm doing right now, i'm on the directgov site. I've just looked for rental homes in an area i'd choose to live, but its an absoulte no, no. I think as more and more people are renting, their are tighter checks by landlords etc and they want confirmation of your employment, how long your toes are, how many teeth you have. Everything. I'm looking to see if another councl will accept me on their housing lists, although i don't have any connections.( other than a grave ). I don't have any connections with anybody, or anything.

    I've been through all the local newspapers, newsagents etc, but theres nothing that does'nt require a qualifaication i don't have. I've looked at companies i'd be interested in working for. How much positivity, can anyone find?

    I've had enough now. I can't even go for a walk, because the site if the jab, is extremely painful. Anyway. Its that time of the day when i'm so tired, i'm falling asleep,( i did ask about this yesterday, but i have to make a seperate appointment).

    I'm going to bed now, and i really wish i did'nt have to wake up


    Yes, the £20 a week pension, is a way off just yet.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry that things are so tough at the moment.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.