Life after bankruptcy?

miggy

ani_26 wrote: »

Miggy, you can think of me in the wee small hours tonight, if you like. However, with a bit of luck zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz :rotfl:


Don't work too hard, and thanks for keeping me company, both of you. Its good to chat, huh?

Sleep well then! Yes, it's good to chat.
Dentist... might they have a payment plan?

miggy

Aesop wrote: »

seen another job, applying for it.

Good luck, Aesop.

Love the new avatar - except it would beBourneville in my case.

ani_26

miggy wrote: »

Good luck, Aesop.

Love the new avatar - except it would beBourneville in my case.

Me too, or frys. Does anyone remember T*rry's 1767, i think it was ? We always had a box for xmas. I have'nt seen them for years.

Ah thats why. Just googled it. The factory closed in 2005 and [FONT=Verdana, Arial, Helvetica, sans-serif]the production of well known products such as Terry's Chocolate Orange will continue, being transferred to facilities in Sweden, Belgium, Poland and Slovakia.

Thats very sad. I grew up with Terry's chocolate, and i just lurved 1767. Yum.
[/FONT]

ani_26

miggy wrote: »

Sleep well then! Yes, it's good to chat.
Dentist... might they have a payment plan?

I think its usually somewhere around £25 for a check up and £45 ish for a filling. In the balance of things, its not a huge amount of money, but when you have no spre cash, cost is irrelevant, is'nt it?

No money gone into my account today, will ring the dentist when they open, although its an nhs dentist, not a private practice. Its just embarrasing make up excuses as to why you have to cancel, because you can't say to the receptionist, sorry, i don't have enough money to go to the dentist, ( and the toothache was niggling, yesterday ).

ani_26

Friday the 13th, if you're superstitious.

Another of those days where i already feel, blah. I've only had just over £300 in pay, this month, and i don''t know how i'm going to pay my bills, again. I'm fed up of feeling like this now. Back to the pawn shop with my fiddle. I'm never going to get out of debt. Never going to get out of this cycle of payday loans and pawn shops. There must be more to life, than this. How can i be positive all the time, when its such a struggle. I'm keeping a closer check on my finances, now. Instead of muddling along, i'm more aware of how much i'm earning, how much is due to me and what my outgoings are.

None of it tallies. I've got 2 or 3 grand floating around in the universe, right now, but its irrelevant, as i don't have it right now. How am i going to pay the rent, again? I'm having to borrow money at such a huge interest rate, 150%, that by the time i receive my pay, i've had to pay twice as much out, on what i've borrowed. I'm now beginning to get really frustrated to see how quickly my hard earned pay, is wiped out. However, i have little option, with this cash flow, problem. Am i ever going to be able to build up a reserve in my bank account. I doubt it. Got a few £2 coins, though, and £1 in a savings account. Its really irritating when you see others who are able to spend almost every weekend away, socialising, spending money. Are they in secret debt too? How do they do it? I think some people have no concept of what its like to have no money, at all. As in no money. Food shopping stopped now. I need some petrol, but i've got to start prioritising where to spend the little money, i have, as it won't be long before the dd's start going out again. Which reminds me, i must ring and check when my car insurance is due to be taken, again, as i don't have it.


Its the days like this that really hit home to me, and make me weepy, and think, well, just what IS the point? I definitely can't afford the dentist, in real terms. The news is full of the M*canns this morning, again. Forget it. What a waste of taxpayers money, ( after all, i'm still paying tax, if not my ni ), She is never going to be found. The same as Ben N**dham, who most people have forgotten, by now. You will just have to live with your guilt, for the rest of your life.

God, i'm on a downer again, today.

ani_26

Hah, just seen. Mse news, home repossessions up 15% in the early part of the year.

Lets face it. I can't afford any home, and i'm sure i can't be alone in my plight.

ani_26

Learn to control money, but do not allow money to control you. Is there a point beyond this, which you can ever achieve? Certainly my lack of the readdies, control my life. Every waking moment. Enough. I'm switching off the computer, for the day, as i have to do some unpaid work, work, before i actually go out, to work.


Bllllaaaaaaaaaaaaaah

Aesop

ummmmmmmmmm ((((((((((((ani)))))))))))))

there is light at the end of the tunnel, just takes a while to get there, baby steps and all.

maybe you should do cosmic ordering?

reminds me I have library books! ooops better check when they are due back...

beanielou

Yet again I am at a loss for words.
Sorry.

ani_26

I'm at a loss for words too, now, beanie.

I was expecting a cheque for around £1300 yesterday, and it still has'nt arrived today. Which means i'll probably have to wait another month, at least, now.
.
I don't have any more words, for my diary. I'm weary and don't have the energy to contemplate how i'm going to pay this next lot of bills, with no funds. I can't even be bothered to think about it, thats how i'm feeling. I've rung and sorted the car insurance, this morning, and its my last payment, next month, thank god. Thats until the policy is due for renewal, and doubtless, it will shoot through the roof.

I don't really care, at the moment.

I should take a break, from my diary. I have nothing to say. I just don't have any words, anymore. I've given up caring.