📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Life after bankruptcy?

1109110112114115461

Comments

  • ani_26
    ani_26 Posts: 3,700 Forumite
    Thanks guys xx :kisses3:


    It started out as a good day, but its been one of those days where, i don't know, i just feel upset. Probably a combination of a few things, one of those one step forward two steps back, kind of days, made ten times worse by the fact i've no energy to stand anymore. This lurgy is, well i would say a killer, but maybe not.

    Been working up ' home ' today, and its affected me when i least expected it. Beautiful day, blue skies, sunshine, and was'nt even thinking about anything. Then i saw the ridge, which reminds me. I've walked that ridge. The ridge that had been the focus of so many of my emotions, and i found myself in tears for no reason, and thinking maybe i should go back, sometime soon.

    Still could'nt bring myself to go back up and see my neighbours. Did manage to go into the estate agents. Its surprising what you can find out. Contracts have been exchanged. That was quick. Very quick. I know several people were interested in my home. A desirable property, to say properties are'nt selling, huh? Its taken three months from repossession. Why do i feel so upset about it tonight? My defences are low, for sure.

    Then made the mistake of having my tyres checked out. Seemed a bit twitchy on the motorway, so i thought i'd have the tracking checked. The mechanic came over, you've got a massive slash on your tyre. A huge slash on the outside wall. I don't have to have it repaired, but i could have a massive blow out at any time. Since it does'nt neccessarily matter to me, but the impact of having a blowout on the motorway and the havoc it might cause, it seemed sensible to buy a new tyre. Non repairable. Replaced a brand new tyre, with a brand new tyre. They were very good, i've been going there for years, and they say they give me a loyalty discout. Just checked on the net, and the tyre was £115, and they charged me £60, so i suppose i can't complain. But with the tracking etc, too, it cost £132, and they knocked it down from £143. But i'm gutted. I was going to pay for my car tax tomorrow, whilst i had the money, but now its been spent on rubber. Aaaarghh. Foolishly spent £50 on petrol before i went to the tyre place, and £10 on food. That car gets treated better than i do. Back to waiting for januarys pay. Hope it comes before 31st march There was a guy at the garage kicking off because he'd been told all his tyres were worn, and quoted £300 for a tyre. A big expensive beemer 4 by 4. Huh, so you can't afford to buy a tyre either? But you can't compromise on tyres and safety, can you? I would'nt even have been able to buy one yesterday. I can't belive i've just replaced a brand new tyre. Its a serious knockback to my finances.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gutted for you, but better you are safe on the road.
    :j Proud Member of Mike's Mob :j
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Thanks for the info about the eye tests Maty, i'll look into it xx

    I won't be able to see to drive said car, soon...................
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pah to the tyre.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Pah to everything................................


    Hope you are feeling better, beanie :kisses3:
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not quite pah to everything.......

    You would be in a far worse state if the money hadn't turned up in the bank today or if you had got a blow out on the motorway.

    So some things to be thankful for ;)
    :j Proud Member of Mike's Mob :j
  • miggy
    miggy Posts: 4,328 Forumite
    If I didn't think I was at risk of being drummed out of the club, I'd nod sagely and say 'She's right, you know' (needless to say this would be in annoying tones) ;)

    I don't know whether to say the whole situation is rubbish or be glad that you had the money and... well there isn't really any choice. I'm glad you're safe.

    Pah to the tyre, though.

    And pah to lurgies, non-paying employers, you having to go back to your old home town and generally pah to you feeling bad. :(:(:(

    Useful word, it says so much.

    Oh, and what's this:

    beanie :kisses3:

    all about?!
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Oh dear miggy :kisses3: :p

    Strangely, in real life, i'm a very touchy feely person, and a great believer in the power of hugs, etc, more so, than anything else. Shame they are missing from my life, but i'm more than used to it.


    No more money in my account today. I'm sick of living like this, first stop in the morning, check my bank account.

    That was a major blip, yesterday. I know you can't compromise safety, especially of other road users, ( shame not all other road users feel like that), But the minute i got some money, almost £200 went on my car. With the £160 due on friday, and the £205 on 31st march, thats another £565 spent on my car, alone, this month :(


    Will have to go to dr's this morning and get some antibiotics, its been waking me up all night. I can't breath. More money, on a prescription, ugh. Theres going to be nothing left, at this rate. I've stopped spending, already. Had a spending spree, as it were yesterday. No more spending now, as the rest of the money, covers my dd's, ( maybe).
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    What a beautiful evening it is, weatherwise. I'm just sat looking at the moon, A full moon? Someone told me yesterday, this is the closest the moon has been to the earth since 1993, this saturday, for 48 hours. Which possibly means more of the same, freak weather. However , it is beautiful tonught.

    I'm so tired. Its taken it out of me this week, working whilst i've been ill. The antibiotics don't seem to have kicked in, and the days have been longer than i thought, so its been straight to bed after finishing work. I've enjoyed it though, despite being ill. Its getting back to how work used to be. A fair amount of work around at the moment, and work i enjoy, too. Just need to get through tomorrow. Another early start, then a day off on sunday, my last for the imminent future. So much to do, but i'm tempted to relax, and try and recuperate. My only reservation being i'm jumping back on the same treadmill, pre bankruptcy, and theres still no change. I'm still waiting for january's pay, and its getting closer to the end of the month, now, without the funds for the car tax, and even the rent will be due again. It only takes one company to take this length of time to pay you, especially when they owe you a large amount of money, and, well.............. I just can't see them paying before april, somehow, if i'm lucky. This is still an insane way to live.

    On the plus side, i've lots of work, which should provide me with some reasonable income, in the next few months. But i've still got to make it to april. Also received my letter from the hospital today, and it was all clear, so i don't have to go for my next check for another year, now.

    Still looking at the beautiful moon. Enjoy it while you can, everyone x
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dark and cloudy here, but we did see the moon yesterday.

    Pleased to hear about your test results. That is good news. :)

    Enjoy the moon.

    Can you not nudge this company again? Or have you already done this?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.