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40 and Foolish!
Comments
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Hello All, I emptied, cleaned and reorganised the pantry. Helped a friend with the business and made £20.
OH mowed the grass and I helped weed. Too hot to do much else so I have had a bath and shampoo in the coolest water to try to not melt.
Hope everyone had a good SaturdayMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hello All, I emptied, cleaned and reorganised the pantry. Helped a friend with the business and made £20.
OH mowed the grass and I helped weed.
Should you be doing all that with a fractured and dislocated rib?? Take care and give yourself time to heal xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Hi Happy Now.. The pantry organising wasn't too bad. thanks for caring xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
i did a review of my gas and electric yesterday and one rocked in at £686/yr and the other £600/yr.
I wish I knew what was an average for a 3 bed 2 bath, kitchen, lounge and diningroom house.
It seems high to me.Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
i did a review of my gas and electric yesterday and one rocked in at £686/yr and the other £600/yr.
I wish I knew what was an average for a 3 bed 2 bath, kitchen, lounge and diningroom house.
It seems high to me.
That's pretty much the config of our house, with 2 adults and a sprinkling of pets,so pretty similar (although ours is an 1830s built stone cottage so insulation might be different). Our DD for Elec alone is £55 a month, but we've been overpaying and I've asked them to reduce it to £40 which will still cover us. That makes our Elec around £480 a year.
Heating and hot water is oil fired as we don't have mains Gas, and hob is hooked up to an external Calor Gas (propane) supply. Haven't had to refill the Calor in the 5 years we've lived here (what does that say about my cooking skills) :rotfl:
We have about 5 tanks of Oil a year for heating/water, and the price of that fluctuates with petrol prices, :eek: so can be anything from £500 to £650 per fill. So, our heat and light total in the year is about £3.5k.
Dunno if that helps you at all, since it's not really a direct comparison of gas/elec though.0 -
Grand_Benders wrote: »We have about 5 tanks of Oil a year for heating/water, and the price of that fluctuates with petrol prices, :eek: so can be anything from £500 to £650 per fill. So, our heat and light total in the year is about £3.5k.
Wow, are you sure no-ones nicking it? :rotfl:
I have the same number of rooms and my electric is £53 a month dd.
My oil for heating/water lasts approx 7 months through the summer and 5 months over the winter, sometimes longer - and I like it warm! I pay £80 per month dd. Therefore spending £1600 a yr.0 -
i would like to cut down on my electric, our tv and stuff goes on standby at nightMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
New Leaf, I read and lurk and just wanted to say
YOU ARE NOT FOOLISH.
at all. ok?
good
Be careful with your rib xxxNevertheless she persisted.0 -
triple_choc_chip wrote: »Wow, are you sure no-ones nicking it? :rotfl:
I have the same number of rooms and my electric is £53 a month dd.
My oil for heating/water lasts approx 7 months through the summer and 5 months over the winter, sometimes longer - and I like it warm! I pay £80 per month dd. Therefore spending £1600 a yr.
Hmmm... now you've got me wondering! Maybe I'm over-estimating how many fills we have a year. It just feels like it's every 2 months or so (certainly through the winter, less in summer as heating is off, so just hot water).
Since I did all my filing yesterday, I'm going to dig out my invoices from the oil people and check.
It really helps to find out what other people are paying. This is the first home we've had with oil fired heating, so we don't have a comparison.
NL - you can get devices that you plug in that power everything down when you put your tv on standby. I actually have two and have never got round to setting them up, but I think you have the 'trigger' device (i.e., the TV) and then 'slave' devices. When the 'trigger' device goes into standby, the others (but not the trigger) all switch off properly. I was thinking of setting this up, with my TV as the trigger and everything else on one extension socket as the slave, except the Sky box in case it's recording or updating overnight (so I'd put that on its own socket).0 -
i did a review of my gas and electric yesterday and one rocked in at £686/yr and the other £600/yr.
I wish I knew what was an average for a 3 bed 2 bath, kitchen, lounge and diningroom house.
It seems high to me.
Our's are about £115pm together for house of similar size x
This forum seems to indicate your charges are about right
https://forums.moneysavingexpert.com/discussion/501715
Gx2 x
Hope the ribs and other things are improving xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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