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40 and Foolish!

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Comments

  • Fantastic News re the tax NL !

    Its freezing isnt it ? Although I am safely snuggled indoors, as I have been sitting at my desk and haven't moved all day long, I have got colder and colder. In a minute I shall go and fetch a hot water bottle. Even the end of my nose is cold ! :(
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • missrlr
    missrlr Posts: 2,192 Forumite
    Sorry you are cold I am too but n sofa with Doglet and hot water bottle safe travels and well done for paying more tax
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    you aren't going to believe this. Video conferences cancelled and changed to teleconferences only 15 minutes before the start.

    waste of petrol, make-up, suit and time. good grief
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • missrlr
    missrlr Posts: 2,192 Forumite
    I think the answer is because they are rubbish, but why in either case did you have to leave the house?
    We appreciated the hair and make up, you made up for me today looking like I have been dragged in by the cat backwards through a hedge (or something)
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    i think during the call since they can't see me I will be standing up undualting my belly
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Undulate away Girl. As I am feeling fragile after overdoing the undulating yesterday I am going to do some nice gentle exercise today - I shall run to the top of Ben Nevis and back down, wearing my magic hat of course.
  • missrlr
    missrlr Posts: 2,192 Forumite
    You go girl. Undulate for me too please cannot manage anything other than a grovel to the kettle.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • dorothy52
    dorothy52 Posts: 457 Forumite
    edited 11 February 2013 at 5:58PM
    Im back! As you know, I can time travel whilst wearing the MH. It was very cold at the summit and I am quite out of breath now.

    Very well done on paying some more to THEM. I am impressed. Were you wearing the magic hat today at all?

    I am fasting today and whilst I am still in the black re my 500 calories, there's not many calories left for my tea. The roast chicken smells lovely, however I will only be able to lick a leg and alas dine on salad:(

    I knew I shouldn't have had the cup cake - sigh.

    Ooooh, while I think on, love the idea about telling Mrs NL that she can have the dishwasher mended when the car is sold - tell her it's all about need not want, and that the money will be better spent clearing the debt paying for .......................FREEDOM (that was my William Wallace impression, and no I am not wearing face paint and a kilt:rotfl:
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    ok I know what freedom will be finally.. maybe not this but something like it

    http://www.seasidecottages.co.uk/Forsale/holiday_cottage_gite_complex_loire_valley_france.htm
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    or maybe even this

    http://www.seasidecottages.co.uk/Forsale/holiday_cottage_complex_for_sale_cornwall.htm

    so I have undualted. Tomorrow I will walk away the pounds.

    Found out today that both OH and I are for sure getting (small) bonuses in end of March begining of April. I hope "Them" will be fully paid off by then, but in case they aren't, that will finish them off and I will get back to the usual debt busting.
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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