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40 and Foolish!
Comments
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Hi New Leaf!
I'd just like to say hi and i've read a lot of your posts in your diary and its very inspiring!
I read your old diary before and was sorry to see you go - although ive come and gone way more times than you!
I too was a lurker for a long time and whilst i don't have the same level of income as you and your partner, i do earn very well for a single mum and wasn't sure if i could go through with starting a diary on the board! I'm really hoping i can get everything gone this year so that i start 2014 in a position to really overpay my mortgage but before that, getting a bit of a cushion behind me for emergencies.. Jobs can go so easily these days!
So thank you for the nudge i needed :T
WP xx0 -
Hi Newleaf
Another long time lurker coming out of the woodwork
Your last post has really struck a chord with me. I am not a high earner but I consider myself to be on a good salary for someone of my age and education. I have worked bloody hard for it. However like you i am stressed and it just gets piled on, more work, more people etc. It makes me ill and bad tempered with the people I love and for the past year I have been a shadow of my former self, somewhere along the lines I have lost sight of myself and the things that matter as all of my time is taken up with work. I have taken the brave (or stupid) step of handing my notice in tomorrow :eek: I will work with my partner for a few months whilst I consider my options. Money will be v tight but happiness plentiful (i hope!!)
I really wish you well with your 10 year plan, perhaps you could even cut that down as the debt free date becomes closer.
I also wish you success with your fight with THEM!!!
Ill still be reading but probably wont post that often.
x0 -
Hi New Leaf!
I'd just like to say hi and i've read a lot of your posts in your diary and its very inspiring!
I read your old diary before and was sorry to see you go - although ive come and gone way more times than you!
I too was a lurker for a long time and whilst i don't have the same level of income as you and your partner, i do earn very well for a single mum and wasn't sure if i could go through with starting a diary on the board! I'm really hoping i can get everything gone this year so that i start 2014 in a position to really overpay my mortgage but before that, getting a bit of a cushion behind me for emergencies.. Jobs can go so easily these days!
So thank you for the nudge i needed :T
WP xx
WP thanks for lending support. It is great that you have the foresight at your age to get ahead and clear ASAP. Having a slush fund is essential and you will get there xMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
princesst84 wrote: »Hi Newleaf
Another long time lurker coming out of the woodwork
Your last post has really struck a chord with me. I am not a high earner but I consider myself to be on a good salary for someone of my age and education. I have worked bloody hard for it. However like you i am stressed and it just gets piled on, more work, more people etc. It makes me ill and bad tempered with the people I love and for the past year I have been a shadow of my former self, somewhere along the lines I have lost sight of myself and the things that matter as all of my time is taken up with work. I have taken the brave (or stupid) step of handing my notice in tomorrow :eek: I will work with my partner for a few months whilst I consider my options. Money will be v tight but happiness plentiful (i hope!!)
I really wish you well with your 10 year plan, perhaps you could even cut that down as the debt free date becomes closer.
I also wish you success with your fight with THEM!!!
Ill still be reading but probably wont post that often.
x
Princess thanks for stopping by. Good Luck in your new endeavourMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Blimey New Leaf your post could have been written by me.
I am determined to make 2013 the year I make time for me and mine. I will not remained consumed by work.
Regarding car, if you need one for work get them to hire one for you! I had a similar situation, 20 year old jalopy or 2 seater sports car .... Similar comments so just said "hire me one" safer on insurance too!
Chin up petalStart info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
I got a horse instead of a sports car
Much slower and far more expensive
Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
and you don't have to (horse) cart any overinflated egos (er I mean bosses) aroundMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
I had the horse too at that point!Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Ok still only 1 flea bay bid but lots of watchers on the other stuff. If it all goes for the minimum that will be another £150 to "them"Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
How did it go with THEM and your accountant?
Remember, it's your responsibility.Fred - Where's your get up and go?
Barney - It just got up and went.
Carpe diem0
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