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40 and Foolish!

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  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning new leaf and all your followers.
    Ive now read your diary and am going to join you on your journey to financial bliss.DH is self employed and his salary has dropped greatly in the last 3 years.So we are also struggling to pay off debts .I dont have a diary on here i have a blog.
    :D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning new leaf and all your followers.
    Ive now read your diary and am going to join you on your journey to financial bliss.DH is self employed and his salary has dropped greatly in the last 3 years.So we are also struggling to pay off debts .I dont have a diary on here i have a blog.
    :D

    Hi never too old, your story sounds interesting being self employed also. I will have a hunt for your blog if I may . Is it easy to find ?

    Pinot x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    well hello everyone!

    Last day of work before the long weekend and I am looking forward to it.

    I have made £50 on flebay so right on Bclay as soon as they open on Tuesday whoot.

    Diet gone to pot, I will weigh on Monday and let you know what's happening :)
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi never too old, your story sounds interesting being self employed also. I will have a hunt for your blog if I may . Is it easy to find ?

    Pinot x

    Hi
    if you click on my user name on the left,then click on the tab contact info, you will see the address there.It would be lovely to see you in blog land.May i ask one favour if you see the ads on my page can you click them,you can click straight off them.Im using this money as an extra to pay off my debts.:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    NewLeaf wrote: »
    well hello everyone!

    Last day of work before the long weekend and I am looking forward to it.

    I have made £50 on flebay so right on Bclay as soon as they open on Tuesday whoot.

    Diet gone to pot, I will weigh on Monday and let you know what's happening :)

    Shame about the diet, but it might not be as bad as you think. Sometimes you lose weight even when you think you should have gained.

    That's a super amount of money, my stuff goes for very little, having said that, I do start quite a few bits off at 99p to avoid listing charges. I'm sure I read somewhere that it will be a free listing weekend, I've been saving some bits just for this occasion.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey NL...you've been quiet...we miss you!!

    Well done on the sales!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hello dear friends,

    Long and not so Easter like weekend. Had unexpected houseguests for 3 days and when they left this morning I almost cried with joy. Rainy here so the beasts haven't yet had their stroll so will do shortly.

    Loads of wash happening, work exploded Friday so having houseguests, working and cooking for 5, all I want to do is collapse. However it isnt a holiday in America so work on we must.

    Did manage to list a few things so might make my £10/day April challenge. I had 2 coach handbags that have 60 watchers so we will see.

    xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hopefully, with 60 watchers you'll have a bidding war and make lots of money - fingers crossed for you!

    At least you've got today to recover from your houseguests, even if it is taken up with washing.

    We missed you, but you're back safely in the fold now!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi

    Good that you're back! Boo to houseguests. Such a waste of the long weekend!!

    I have to say handbags seem to go well. I sold a Russell & Bromley one recently. £55 I think in the end and 29 watchers at its best. Unfortunately now all out of expensive handbags...have sold them all!!

    Have a good week

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hello dear friends,

    Since I worked though the bank holiday on a work emergency as well as house guests and all the rest, I asked my boss for 2 comp days for tomorrow and Thursday.

    My OH is having surgery tomorrow at a good London hospital so I may not be around much.

    Have any of you read the book by francine jay called the joy of less, a minimalist living guide ?

    It is really helping me get rid of some of the things I have been holding on to for a long time without ever touching.

    The sun is out this morning which is nice.

    How are you all doing?
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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