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40 and Foolish!

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Comments

  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    free theatre sounds great.

    I had a deep thought today. (when that happens I scare myself)! As soon as this meeting is over I will tell you what it was x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I have my very intelligent face on....ready for the deep thought!

    Glad the OH is feeling okay and is demanding food, a good sign of an excellent recovery.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Ok deep thought. As I was walking to bclays for my daily £5 payment, I had on my knapsack with my purse in it, which had some cash, my license, and all the credit cards in it. I metaphorically feel my debt like a monky on my back, but I literally carry it everywhere I go as well.

    depressing
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Hi there NL

    Yes I'm fine thanks. Glad your OH is recovering well.

    Your Money or Your Life is a BRILLIANT book. Such good advice and a really sound approach. Voluntary Simplicity is ok. He seems to have revised half the book though and I have the new edition. He's included a load of stuff about being eco-friendly, the state of the planet, consumerism, and to be honest other people have written about this much more thoroughly elsewhere. But it's ok. Think I might try and get a copy of the original.

    The monkey on your back...I also carry my cards around. Have you tried putting them away in a locked drawer somewhere so when you get out you can feel a bit more freed up? I have 1 credit card tucked away and carry the other 2 around. When I was buying something the other day and flicking through my card wallet I swear the cashier was tut tutting at me...not good. But probably my imagination.

    Bring back the maloprops! We love them!:D
    If you know you have enough, you're rich. ;)
  • NewLeaf wrote: »
    Ok deep thought. As I was walking to bclays for my daily £5 payment, I had on my knapsack with my purse in it, which had some cash, my license, and all the credit cards in it. I metaphorically feel my debt like a monky on my back, but I literally carry it everywhere I go as well.

    depressing

    You're right. That is deep :eek: and depressing :( Leave them at home?
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    yes I think that they need to stay at home!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    there were many malaprops yesterday, so I will parcel them out one at a time from the not so funny to the hilarious:

    1. I can believe finance thew us in a pitch like that!
    Me: "Pitch?"
    Her " Pitch, like a tunnel in the dirt"

    (obviously she meant ditch)
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    NewLeaf wrote: »
    Ok deep thought. As I was walking to bclays for my daily £5 payment, I had on my knapsack with my purse in it, which had some cash, my license, and all the credit cards in it. I metaphorically feel my debt like a monky on my back, but I literally carry it everywhere I go as well.

    depressing

    The load is depressing you. You're clearing one burden at a time which is great, the B*rcl*ys brick will be chucked out the knapsack soon enough, a little lighter...

    ...and as vicksthestick says leave it at home!

    How are you apart from that? Keeping well I hope!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    malaprop #2

    then she said "C, I think we should go in there with both sun's blazing and tell those finance folks how it is!"
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have to agree with others here, leave the cards at home !!

    Loving todays Mrs Malaprops !! I sometimes think I must be related to her, I really had to think about the ditch one !! :rotfl:

    How is your OH today, feeling much better I hope ? x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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