MCO Capital loan

geomacl

Thanks Davidbuk and alan_se for sharing your experiences. Is there no end to the lack of security over our identities? This whole event has opened my eyes to this murky world where the odds seem to be stacked against the honest and upright!!. Eeven CIFAS only works if the third party company is registered with them
I have cancelled my Experian registration in disgust!!:mad:
I hope that the "quiet" period will continue!!!! I have not yet nailed up my mailbox and disconnected the doorbell!!

Over 30,300 hits as I type - seems like the number of hits is increasing - over 400 more since this time yesterday!!!

colinho

geomacl wrote: »

Thanks Davidbuk and alan_se for sharing your experiences. Is there no end to the lack of security over our identities? This whole event has opened my eyes to this murky world where the odds seem to be stacked against the honest and upright!!. Eeven CIFAS only works if the third party company is registered with them
I have cancelled my Experian registration in disgust!!:mad:
I hope that the "quiet" period will continue!!!! I have not yet nailed up my mailbox and disconnected the doorbell!!

Over 30,300 hits as I type - seems like the number of hits is increasing - over 400 more since this time yesterday!!!

Helploan site still active - clearly lots of second and third letters going out, lots of people not reading the previous posts (the Warwick MCO office is staffed, remember, if it was a simple ID Theft there would be no need for that expense to have been incurred), and now shock and horror as it appears that the credit search protection doesn't prevent crooked applicants ignoring it (i.e. password or CIFAS protection).
I would humbly suggest that everybody revisit an earlier post I made, and post the following from a Scottish site:

A shopper's brilliant idea to fight ID theft with a thumbprint has been adopted by Britain's top credit agency.

Consumer Jamie Jamieson has stunned the finance industry with his simple and 'foolproof' idea. Millions of pounds have been spent researching new ways to protect your cash from ID crooks, but Jamie's thumbprint method beats them all. It offers complete protection against crooks taking out credit in your name. And it's free.

Jamie said, "All you have to do is send your thumbprint to Britain's three [main] credit reference agencies, Equifax, Experian and Callcredit, and tell them that applications in your name for financial products must be accompanied by your thumbprint or they should be treated as fraudulent.

"Lenders must take notice of this instruction. If a lender gives out any type of credit in your name and your thumbprint was not on the application, you are not liable. And it has to be your thumbprint - nobody else's will do".

Equifax boss Neil Munroe responded, "This is an excellent idea. It offers people effective protection against fraud".

The reason this is brilliant, is simply that without the thumbprint, you have legally absolved yourself of any liability. They can write as many letters, do as many searches, and contact as many debt collectors as they like - you are always in the clear.

Rouncy

I was beginning to feel left out - everybody else was receiving their 2nd & 3rd letters - but my 2nd letter duly appeared on Saturday !

I've just spoken to ActionFraud to update my case details & there has been a change in the suggested approach. Those affected are now being asked to write to Intrum Justitia Ltd in Liverpool - the address is on the ActionFraud website. This update has literally only gone live in the last hour or so. There is no email address available - so it's snail (recorded suggested) mail only, unfortunately. All the letter needs to say is that you never requested a loan from MCO and have never received any money from them. AF suggested including copies of the letter(s) received from MCO, too. According to the AF advisor, even though we may already have written to MCO at either/both of their London addresses +/or the Warwick address, he still thinks it's worth writing to Intrum Justitia as well - even if only for peace of mind.

If anbody is concerned about signing a letter, I found a fancy font on Word in which I typed my name out - it just looks better than sending an unsigned document !

geomacl

Rouncy wrote: »

I was beginning to feel left out - everybody else was receiving their 2nd & 3rd letters - but my 2nd letter duly appeared on Saturday !
If anbody is concerned about signing a letter, I found a fancy font on Word in which I typed my name out - it just looks better than sending an unsigned document !

Thanks for that very pertinent update Rouncy - as far as the signing of any letter all I do is to type my name and add (sgd) - in brackets after my typed name - damned if I'm going to give them more information!!!

grahamqat

Hi folks, dont completely understand the AF latest advice. Contacting IJ may work for some but dont hold your breath. They're no stranger to fraud scam letters and seem to work hand-in-hand with MCO, sharing letters and databases etc. See following link - me and Geomacl posted this before buts it's back some pages.

http://www.intrum-justitia-debt-coll...on-agents.html

In particular read the part about them sending out thousands of letters with fictional debts on - ring any bells?

geomacl

This whole investigation is getting more and more confusing and bewildering - as Rouncy says, the advice on the AF web site has changed today - see : http://www.actionfraud.org.uk/mco-capital-limited-sep10.
Now we are expected to resume comms with MCO and also with Intrum Justicia. I have to wonder if this whole episode is being controlled by the teletubbies??
First, don't contact MCO
Second - contact MCO and IJ
PLEASE, PLEASE if the NFIB or AF are monitoring this site - TELL US WHAT IS GOING ON!!!!! Apologies for <shouting> but I am sorely unimpressed by the authorities involved here.
If you look at the recent AF update, it is advising EXACTLY what we amateurs have been doing for days.
SAD - very sad!!:mad:

grahamqat

PS If link doesn't work go to link on post 671

grahamqat

Hi again Geomacl - I share the frustrations you have with the authorities. MCO are doing a good job with the smoke-screen. They will have some genuine loan applications and a great many ID fraud applications because the web-sites are designed to attract these. It will take a long time for the NFIB to sift through these. Whilst this happens the web-sites are still active, pulling in ID fraud applicants and netting MCO even more saleable info. Also letters are still going out.

Ideally the NFIB should focus on the simple questions like how many actual loans have they given out? Why have they not withdrawn or modified the fraudulent web-sites. Why isn't the HSBC account investigated?

I suppose this will all take time whereas posts on the forum are in real-time and fairly instant.

geomacl

grahamqat wrote: »

PS If link doesn't work go to link on post 671

Try this as the link grahamqat refers to:
http://www.intrum-justitia-debt-collectors.dpcregistry.co.uk/intrum-justitia-debt-collection-agents.html
Like you grahamqat, I don't understand why these loans are still being offered unless MCO have done a smooth talking job on authorities???

davidbuk

grahamqat wrote: »

Ideally the NFIB should focus on the simple questions like how many actual loans have they given out? Why have they not withdrawn or modified the fraudulent web-sites.

The problem with the websites is they are probably not hosted in the UK. For example the helploan.co.uk one is hosted on servers in Finland. So to get it closed down would need another countries Police to be involved and then obtain evidence that would give them the authority to get it removed. It's probably a long winded process.