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Our attempt at being MF!!

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  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well, I was very silly yesterday and after popping into town I saw a brilliant house in the EA window! We may be selling up,we must be mad! Would only be an increase of around £15k on mortgage though and the benefits of the house more than outweigh that. Going to ring EA now to see if we can view over the weekend.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Must be something in the spring air
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 May 2011 at 10:57AM
    Well, i still like the house and have rung the EA (did try yesterday all day but they must have been closed) to try and get a viewing this weekend. They can't get in touch with the vendors though. House buying/selling seems to start with a phonecall and is then a series of phone calls until completion day. Hoping they ring back today with a time to view. I am so impatient and always want things done yesterday (not one of my better traits!) :)

    So have been busy tidying this morning trying to get this place ready to sell if we do like this house. It seems fine on paper but you don't know till you get in there do you. Just having a coffee and chocolate break at the moment!

    Jobs to do:
    • Deep clean [STRIKE]kitchen[/STRIKE]/bathroom/utility
    • [STRIKE]Tidy playroom[/STRIKE] (this is an impossibility!)
    • Clean all windows inside
    • Hoover whole house
    • Polish living room and dining room
    • Clean windows outside (my window cleaner is useless so don't use anymore)
    • Cut front and back lawn
    • Make box room look bigger by decluttering!
    • Finally....keep house immaculate looking for as long as need be!
    I have worked out without changing the term of mortgage that with extra costs of moving etc mortgage would go from 690 to around 780 a month which we are both happy with. Another benefit of overpaying apart from being MF quicker is always being used to paying a larger amount that the normal direct debit. It's a very good habit to get into!

    Now......if only the phone would ring!!!!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Fingers crossed for that viewing for you this weekend.
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still no news, surely it can't be that hard to get through to the vendors? Having said that the tidying up seems to have hit a hurdle!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CathT wrote: »



    Jobs to do:
    • Deep clean [STRIKE]kitchen[/STRIKE]/bathroom/utility
    • [STRIKE]Tidy playroom[/STRIKE] (this is an impossibility!)
    • Clean all windows inside
    • Hoover whole house
    • Polish living room and dining room
    • Clean windows outside (my window cleaner is useless so don't use anymore)
    • Cut front and back lawn
    • Make box room look bigger by decluttering!
    • Finally....keep house immaculate looking for as long as need be!

    Not managed to get a great deal done, DD is a bit clingy at the moment and I just can't get on with things. Am also trying to reduce her nap to 30 mins so don't get any time in the day. However her 30 minute nap still resulted in her falling asleep at 8:40pm for the 3rd night in a row! I think I just have to accept that she is a terrible sleeper - maybe I will get a good one next time!

    Hope you've all got sunshine, it's beautiful here today.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Forgot to add mortgage goes out today so can update signature tomorrow once it's cleared. Be nice to hit the £114k's!

    Yesterday's EA incompetence has also slightly put me off moving - I just want to see this house to see if financially it would make more sense to buy that than do improvements here!

    We are in a 3 bed detached with scope to extend and live in the area I want and love (this house isn't in as good an area but there is a good welsh school nearby which DD wouldn't qualify for at the moment). In your opinions, what is the minimum acceptable size for a 3rd bedroom - we have loads of options to extend but would not result in huge bedrooms. If we don't move I think we should extend the ground floor very soon (well probably when i return to work after maternity leave) which would prob cost £15k ish and then do upstairs in about 5/6 years when we actually NEED the space.

    I am never satisfied and am so damn fickle! I could do with going on deal or no deal and winning just a bit!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I'm never satisfied either and always changing my mind, you're not alone. Our 3rd bedroom is one of the largest we viewed when we moved here at 12 x 7 plus built in wardrobe that cuts into the airing cupboard on the landing. DD2 still doesn't have a lot of room when the bed and chest of drawers is in there.

    Some of the 3rd bedrooms we looked at were scary, you could just about fit a cot in if you were lucky. That puts me off moving as well. I just need to cut some of next door's house out of the way so I can turn mine into a semi detached and then I'd be happy lol.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    yukkibear wrote: »
    I'm never satisfied either and always changing my mind, you're not alone. Our 3rd bedroom is one of the largest we viewed when we moved here at 12 x 7 plus built in wardrobe that cuts into the airing cupboard on the landing. DD2 still doesn't have a lot of room when the bed and chest of drawers is in there.

    Some of the 3rd bedrooms we looked at were scary, you could just about fit a cot in if you were lucky. That puts me off moving as well. I just need to cut some of next door's house out of the way so I can turn mine into a semi detached and then I'd be happy lol.

    I am the same but its my bedroom that I dont want to downsize on. My room is 16 x 12 but most of the rooms I am looking at for main rooms are 11 x 12. I could probably deal with it if I loved the house and it was in a great area.

    I was looking at houses again last night as my sister and mum came over to mine with my baby nephew and I would so love to be nearer to him, and have him grow up knowing me better.
    I keep changing my mind all the time.
    The 3rd bedrooms are absolutely tiny, didnt think they could be smaller than my DDs at the moment!
    One I am looking at has a huge conservatory and a seperate lounge and diner. I was thinking I could have the diner as a playroom and use the cons as a diner.
    I will prob go and see it next weekend along with a few others that are nearer to the schools I like the look of.

    Its all a minefield. Does anyone know how much money up front I would need for searches etc. as I only have £1500 in savings at the moment. I OP'd last month as I was determined I was going to stay lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    yukkibear wrote: »
    I'm never satisfied either and always changing my mind, you're not alone. Our 3rd bedroom is one of the largest we viewed when we moved here at 12 x 7 plus built in wardrobe that cuts into the airing cupboard on the landing. DD2 still doesn't have a lot of room when the bed and chest of drawers is in there.

    Some of the 3rd bedrooms we looked at were scary, you could just about fit a cot in if you were lucky. That puts me off moving as well. I just need to cut some of next door's house out of the way so I can turn mine into a semi detached and then I'd be happy lol.

    Our 3rd bedroom is 6'1x6'6 and it was not a cheap house! When we bought it we just thought that by the time we needed the room we would have the money to extend which is probably half true.
    We literally have the cot in there and a chest of drawers on top of the box and there's a bit of standing space left! It would be majorly off putting for prospective buyers. In the house I like bedrooom 3 is 9x7'6 which to me seems a decent size. Problem with extending ours is that it would still be a narrow room iykwim.

    I have just measured the width of our downstairs cloaks/utility and it's on;y 6'3 so even extending upstairs above that (a house round the corner did something similar) still wouldn't give us a decent size 3rd bedroom although we would have 4 beds.
    pammyj74 wrote: »
    I am the same but its my bedroom that I dont want to downsize on. My room is 16 x 12 but most of the rooms I am looking at for main rooms are 11 x 12. I could probably deal with it if I loved the house and it was in a great area.

    I was looking at houses again last night as my sister and mum came over to mine with my baby nephew and I would so love to be nearer to him, and have him grow up knowing me better.
    I keep changing my mind all the time.
    The 3rd bedrooms are absolutely tiny, didnt think they could be smaller than my DDs at the moment!
    One I am looking at has a huge conservatory and a seperate lounge and diner. I was thinking I could have the diner as a playroom and use the cons as a diner.
    I will prob go and see it next weekend along with a few others that are nearer to the schools I like the look of.

    Its all a minefield. Does anyone know how much money up front I would need for searches etc. as I only have £1500 in savings at the moment. I OP'd last month as I was determined I was going to stay lol

    You do have a lovely size room Pammy, I think ours is probably about 11x12. In the new house it's 14'8x12'4 with an 8x6 ensuite. I am swaying towards the new house again now after writing that down!

    I think your savings would cover immediate costs such as survey and searches. Are you really considering moving again?

    We are all terrible - it's a shame we don't live closer as we could sit around drinking coffee and giving advice over extensions/house moves etc :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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