Our attempt at being MF!!

CathT

Let's all have decent wins in December.

Today has been okay overall, started with a horrible headache again last night and felt nauseous so woke feeling horrendous. Thankfully it lifted and I've been mostly ok today. Walked the dog with ds and he had lots of fun climbing trees. It felt so good to get some fresh air. Also cut the grass although that didn't feel as mindful and helpful as an autumn walk in the park! 

Opened the n@tionwide bond with £2000 so let's see if we can get lucky there. 

Downstairs is clean and tidy and I just might have put out some  winter themed decorations! Not obviously Christmassy but definitely pretty and cheering me up. 

Updated spreadsheet and were around £30 off knocking another month off, I love how fast they come down on mortgage 2! 

Delivery arrived which is Christmas presents so I need to get organised as anything that has arrived so far has been stashed (but not all in the same place!) Also ordered some frames for the prints I bought for dd, that was more time consuming than I expected it to be!! 

Chilled day planned tomorrow but mostly need to make sure we are organised for the week ahead so will consist of cleaning bathrooms, changing bedding, ironing uniforms and checking packed lunch supplies! 

debtfreeoneday

have a lovely day!

Karmacat

Oof, not too much cleaning - have a nice weekend too

apple_muncher

Yep, cleaning is soooo overrated...

CathT

I roped dd into cleaning the upstairs bathroom, she is improving with practice! 

I have a feeling this week is going to fly by and although I'm making some progress with Christmas shopping, I want to feel more organised. I finally have all the bought presents in one place in the house which is a start!

Had some craft items delivered today, one is for my secret Santa and the other is the children's annual new personalised tree decs. Really pleased with all the items and it's nice to support a couple of small businesses.

£2.10 Tilly today yesterday which was a mix of account tidy up and some survey money. Dh has had his payslip and I'm tempted to send the relevant OP now as I suspect it will knock off another month!

November spends

Supermarket £145.63
Fuel £58

CathT

Another day of making our money work hard for us. NSD and have emptied the account in preparation for payday (won't need to send an OP from the wages just yet.

So of the £95 left, £25 to PB, £28 to stoozing cc and £42 to mortgage. That £42 has knocked another month off!!

More money savings, swapped some curtains around and found the perfect pair for ds bedroom and now won't need to buy new. Bonus is that it's one less thing to store too. Just need to put a pair back up in spare room and then wash then donate old pair. Decluttering and moneysaving!!

Frame arrived for one of the christmas prints which I may have framed and left in place! It's only temporary until it finds its pride of place. I am in the process of removing 'everyday' decorations to make space and full on Christmas is just a matter of time!!

CathT

Completely shattered this evening, roll on the weekend! 

£38.10 mortgage overpayment which was rounding the wages down and I've also sent £5 which appeared in the account today (Hally reward).

£17.25 top up shop. 

Have doubled up my n3ctar points. A really disappointing amount but in fairness we have barely shopped there!

amaz0n parcel has also arrived this evening so the present pile is building nicely!! 

I am predicting a very very early night!! 

debtfreeoneday

Hadn’t even though of sending little bits to PB. Thanks Cath. Will do that. When I have some spare money!

CathT

I'm just trying to get in a habit of splitting spare funds debtfree otherwise I send everything over to the mortgage. It does add up nicely though sending £25 here and there.

Popped to Mr S to use double up vouchers and got a bonus voucher as part of shopping meaning after a couple of careful but needed purchases I was able to request another £10 voucher. I just need to brave the queues going back and it's definitely a weekday job!

Weather is dreadful here this morning, dh is at work and I have set myself another painting project. Carpetsare being fitted in two weeks so I need to get cracking. I do love putting extra pressure on myself. Carpet a big job, 3 bedrooms, dining room and hall stairs and landing. I am making sure I am at work when they are fitted!

Aside from painting I am hoping for a rather chilled Sunday, sooner I get cracking the sooner I can relax.

Moneyfordreams

hope you painting goes well It's lovely when jobs are completed... I'm still not there