Our attempt at being MF!!

CathT

Thanks both, consistency is key for us but still trying to strike the balance between building up the emergency fund and overpayments. I don't get quite the same satisfaction watching the savings go up!

Slightly productive day, full day at work 88p Tilly today and sold an item in 3bay so will get it posted tomorrow. Small top up shop of £3.50 to keep us going until dh does a proper shop tomorrow. I could not face going to the supermarket after work!!

Fingers crossed we win PB tomorrow but if not the plan is to transfer some of it to the n@tionwide bond. Happy to tie up some of the money and keep access to the other pot if needed.

Haven't really made any plans for November and the 'rest of the year plan' didn't happen either! But I would like the Christmas shopping to be finished ASAP. Just waiting on some deliveries this week and then will get funds transferred over as we get closer to payday. 

Hope everyone staying safe and feeling ok in these crazy times. 

November spends

Supermarket £65.41

Fuel £48

Karmacat

I'm also assuming I'll win the next million pound PB   as for shopping, I think it'll be via Amazon - I've just seen how they deliver "gift" parcels, and the packaging is really rather nice.  Or Boots.  Dunno, really, but it will all be online, thats for sure.

Congratulations on the extra month off the mortgage

debtfreeoneday

Well I didn’t get the PB jackpot. Hopefully one of you two did!  😂

South_coast

If we don't see them both again we'll start to get suspicious....🤔

CathT

Well is wasn't us that won so I have diversified and withdrawn £2k to put into the new n@tionwide mutual bond. Food shop done and car filled with fuel. Money from 3bay sale sent to cc and now hoping for a few NSD's!

Feeling shattered today, bath, book, bake off and bed needed!

CathT

Karmacat said:

I'm also assuming I'll win the next million pound PB   as for shopping, I think it'll be via Amazon - I've just seen how they deliver "gift" parcels, and the packaging is really rather nice.  Or Boots.  Dunno, really, but it will all be online, thats for sure.

Congratulations on the extra month off the mortgage

debtfreeoneday said:

Well I didn’t get the PB jackpot. Hopefully one of you two did!  😂

Always next time!

Online shopping definitely the way forward although it does mean I'm spending money a little too easily!

Karmacat

Wasn't me this time and I really need to get going on the Christmas shopping, yikes.

CathT

Well the Christmas parcels are starting to arrive! Sadly one of my candles was broken (absolutely not the sellers fault) as was very well packaged but not sure how or if I can raise it with delivery company? I think it's salvageable to use very carefully!

Payday for dh so various accounts topped up and £37.90 sent to mortgage. I'll update the spreadsheet over the weekend as that will make a difference in terms of knocking a month off. Emptied account yesterday to stoozing card to offset some of the Christmas spends. 

A quiet weekend planned (pretty much standard for us) but dh is also working. Bedrooms have been put back together after having their chalk paint makeover and look great. Just need to order the new carpets, we've chosen the colour so are good to go! 

debtfreeoneday

December payout on PB will be much better, I’m happy to wait one more month. 😂

greent

I won £25 x 2 this month - sadly I suspect that means I've had my share of wins for the foreseeable future now!