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Our attempt at being MF!!

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  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    best wishes Cath, I hope your job settles down 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 31 March 2020 at 2:27PM
    Thanks newgirly and mfd.

    Well, the hanging basket did get watered but not straight away as I forgot!

    Today has been a normalish Saturday, house cleaned (both bathrooms, lounge, kitchen and utility). Bedrooms are ok so will last another day. Dh and Ds sorted through his clothes and got rid of things that were too small or he completely refuses to wear. Have a bagful ready to
    hand down to cousins when we are able to.
     Overpaid 20p from tcb then noticed £13.25 from current account Cashback so sent that too. Also paid £500 off holiday balance cc, am trying to stooze so can keep other holiday funds in PB just in case a refund is made to cc in the likelihood the holiday is cancelled. I'm not
    holding our much hope
    of being able to travel anywhere in the next couple of months.

    Have watched less news today ( which has been good for me) and almost forgot about the whole thing whilst watching a film. I've also read a little but struggling with this book, read too much of it to give up on it now though. I know they say life is too short to read books you don't enjoy but as it comes so highly recommended I'm starting to think it's because I'm not reading often and for long enough. 

    Tomorrow's plans will be another dog walk, more cleaning, hopefully some arty creative stuff with the children and one day closer to life getting back to how it was.

    March spends

    Supermarket £324.01
    Fuel £119
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • I agree with the house / garden thought Cath, we did a plant order which I wouldn't normally do at all, but if we are stuck here, then I'd like to spend as much time in the garden as we can.  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yeah it'd be nice to be surrounded by pretty flowers etc. Not placed my order yet as still debating. My sweet peas however are sprouting so brought the basket downstairs to avoid neglect. It's now on the kitchen windowsill where I hope it will thrive until I can hang it out. 

    £5 amaz0n voucher received yesterday so topped up account. 90p Tilly tidy today which was the last overpayment for March. It's been a surreal month but we have plodded on. 

    March totals 

    overpayments £30.52 (from free money)

    supermarket £324.01

    fuel £119

    Let's see what April brings for us all. 
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Cath, I think the keeping the garden nice is a good idea if you can, I’m going to see if there is anywhere near that delivers and is not too expensive. How do you grocery spends compare? Mine have been through the roof ordering unusual items from amazon , like 3kg of nutell@ 😂 
    MFW 67 - Finally mortgage free! 💙😁
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still haven't ordered anything Newgirly but do need to get on top of it as one local garden centre has now run out. I've also seen a lot in the media about how many plants will be disposed of from nurseries. I think I may actually order some planters to hang from the fence and hope the puppy isn't too interested in them.

    re: the food shopping, I think it's increased a lot due to the current situation. We have had to buy what's available, use local shop more and we even had jojoba scented toilet roll at one point as that's all that was left. I don't want to know what premium we paid for scented loo roll!!!

    Checked accounts yesterday and sent another £300 to cc to cover most of last months spends which had been stoozed. I don't anticipate us spending much money this month. Food shopping is easier now there are rules in place and very little fuel is being used. 

    I can't believe it's officially Easter holidays next week! 
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is isn't it, I'm keen to support local business but one has temporarily suspended their delivery service and others aren't offering it. The large garden centre does have some good offers though and the plants are of a really good quality. 

    Disappointed to not win on PB again. I have money sitting there I need to pay off holiday balance but am worried that If we then get a cc refund when it's cancelled I'll just have a cc very much in credit which is of no use! Have stoozed as much as possibly to minimise interest in the meantime.

    dh did a food shop yesterday, am grateful that although it's 'one in, one out' this does mean there is sufficient stock on the shelves and we can buy our usual items. Ever grateful that it's Dh that goes and not me as I don't like shopping at the best of times! 

    Hoping to do some jobs in the garden and those niggly inside cleaning jobs that don't always get done. I think it's time for a list as it's going to be a whole family effort!

    April spends

    Supermarket £41.06
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I have a list. The only category (there are 4) that has nothing crossed off it is the inside-the-house-jobs!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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