Our attempt at being MF!!

pammyj74

CathT wrote: »

That was my 2nd redeem of the year but I have neglected it a bit.
I don't understand the social side of it though. I answer polls, mini surveys and some longer surveys as long as they're a decent reward for not much time! I often get screened out though, I think you have to do them early in the day.

The topics is easy really once you get going and when you reply to someones topic make sure you let them know and they will return the favour, its a quick way to boost points up.

gallygirl

If hubby has moved to online payslips you will probably find a copy of his P60 there was well. Maybe that, with your end of year one, will suffice?

CathT

gallygirl wrote: »

If hubby has moved to online payslips you will probably find a copy of his P60 there was well. Maybe that, with your end of year one, will suffice?

I'm hoping so, am going to log in and check this morning. FD have been really helpful so far and can't fault them. I am determined to secure this mortgage rate though!

Just paid dd nursery bill and the credit is building up nicely. It will shoot up even more from now on as she gets free hours so I might think about reducing voucher amount when I return to work.

Am hoping that since it's not a bank holiday I might actually get some survey invites today. Bought baby a fantastic toy yesterday second hand using his Christmas money so only had to put £15 towards it which was great. They're around £100 brand new but really wanted him to have one!

Whilst paperwork searching I found a piece of paper with the formula for my SS on it, I'm hoping I can fix it!

CathT

Payslips at work are still missing, they have no right to lose them!

Amended mortgage application plan needed. Our current deal ends April 1st, BR with current provider 3.99%. If I try and secure deal with FD for May/June by that time I will be back at work (June), DH will have been in new job long enough and we will have month 12 payslips and possibly P60's. I think this will be better than stressing over missing paperwork at the moment.
I will need to ring FD to let them know we're not quite ready to proceed at the moment. I can't see them offering us the deal with zero paperwork!

Have an unorganised 'to do' list but not getting very far as baby takes rubbish naps and eats every 2 hours!

I need to:

1. [STRIKE]Cancel PO CC (taken out for cashback offer)[/STRIKE]
2. Work out money left for the month
3. Do food shop
4. Fix current SS or create new one
5. Ring FD about mortgage application
6. Sort out baby's clothes (ready for 6-9 babygros!)

Think that's it! Trying to do this whilst reducing caffeine intake is not a good idea!

CathT

CathT wrote: »

I need to:

1. [STRIKE]Cancel PO CC (taken out for cashback offer)[/STRIKE]
2. [STRIKE]Work out money left for the month[/STRIKE]
3. [STRIKE]Do food shop[/STRIKE]
4. Fix current SS or create new one
5. Ring FD about mortgage application
6. Sort out baby's clothes (ready for 6-9 babygros!)

Did a good food shop in M&S which hopefully will last us a week without a fruit top up. Used £40 of vouchers so have transferred that amount to send as another OP next month. Checked accounts and have £100 in general joint account to last 3 weeks which is plenty as we have a good amount in food account. We are really feeling the benefit of DH working closer to home and not needing a full tank of petrol every week.

CathT

DH got his first proper pay from new job and it's quite a bit lower than expected I didn't even account for overtime but pay for that seems to be non-existant. Therefore we only have £80 for the next 3 weeks as I don't want to interfere with savings/OP targets. Transferred £500 to savings account as TC credited and we have a surplus from his last pay from old job.

It is tempting to OP that but we desperately need to start doing stuff to the house. Top of the list is a new boiler which will cost around 3k.

Still need to do a 2 part SOA, one for the rest of maternity leave and one for when I go back to work.

CathT

Have a job interview next week so if I get it we can significantly increase OP/savings.

Spent/wasted too much money today on eating out/top up shop, ah well, doesn't happen often! Think we have £40+20 cash for non-essentials to last 3 weeks. We were going to pop out this evening but the children were quite grumpy due to not having naps so we have decided to see the New Year in at home. It would have meant being out late with the children and we are all shattered after a busy day.

Requested £2.21 from TCB so can arrange another OP after mortgage+OP clears tomorrow.

earthgirl

Hope that you enjoyed eating out, and its not a waste if you are enjoying it!
Boo to oh pay being so low - any ideas why?

Good luck with the job, and of course happy new year!

CathT

He is guessing he is on an emergency tax code but no payslip till next week due to BH. Paydays in our house are rather 'interesting' lately!!

Taken the tree down, lounge looks huge but the space will be replaced with a jumperoo tomorrow!

newgirly

hi cath, just popping in to wish you a happy new year, but what on earth is a jumperoo?!