Our attempt at being MF!!

museumworker

Merry Xmas CathT! Hope you have a lovely day, and miniCT enjoys his first Xmas!

CathT

Hope everyone had a great Christmas, we had a great time, quiet but perfect. DH back to work today so back to attacking mortgage today. Getting nowhere fast collecting paperwork for mortgage and my payslips have disappeared in work so they need hunting down. :mad:

Got to redeem on Toluna so added that into new part of sig. DH has been doing overtime and we have agreed that he has half and half goes to the mortgage! Still have lots of M&S vouchers left so hoping to use those and transfer equivalent from food account to mortgage. Might be able to squeeze another OP out of the current account aswell.

yukkibear

Lovely to hear you had a fab xmas. Great to be back on the wagon again isn't it.

[Deleted User]

Glad you had a good xmas! Am also looking towards the new year raring to go at saving/mortgage slashing!! :rotfl:

CathT

Am so annoyed with myself! Can't find our 2010/11 P60's anywhere and we need them for the mortgage application! So far I have a letter from DH employer which doesn't state the sentence it needed to and has the wrong surname and that's it! I don't think securing this BR+2.09% deal is going to happen. Had a quick look at current provider and there are no attractive deals. Their SVR is 3.99% so in April our mortgage will go up by £20 with same remaining term which makes me feel like our OP's have not benefitted us at all! Ideally I wanted to reduce the term.

I can't wait to be MF and not have to deal with this stress!

pink_poppy

Hi Cath, could your P60s be with your Child Tax Credit stuff if you've just recently been sorting that out??

Hope you manage to sort the FD deal, I'm thinking of having a look at their mortgages as they seem to have a good reputation on here.

pammyj74

Well done on toluna, I need to get back on there as like the £15 amazon redeem, will go nicely with BP. I cant remember who you are on there. do you do topics or just surveys? I should make it part of my daily routine again if ebay doesnt take over my life again lol.
Glad you had a perfect xmas, paperwork finding is a nightmare in my house too, you would think with a concertina it would all be in there but oh no that would be too easy!

CathT

pink_poppy wrote: »

Hi Cath, could your P60s be with your Child Tax Credit stuff if you've just recently been sorting that out??

Hope you manage to sort the FD deal, I'm thinking of having a look at their mortgages as they seem to have a good reputation on here.

Ah, could be but came across my TC stuff but not the vital paperwork! Will definitely look there again though so thank you for that suggestion. They must be here somewhere and hopefully are together! I've found my month 12 payslip but can't find DH's but he had possibly moved onto online payslips at that point. Honestly, there is so much paperwork here it's shocking! Our task for new year weekend is to tackle the cupboards in the playroom and be ruthless!

pammyj74 wrote: »

Well done on toluna, I need to get back on there as like the £15 amazon redeem, will go nicely with BP. I cant remember who you are on there. do you do topics or just surveys? I should make it part of my daily routine again if ebay doesnt take over my life again lol.
Glad you had a perfect xmas, paperwork finding is a nightmare in my house too, you would think with a concertina it would all be in there but oh no that would be too easy!

That was my 2nd redeem of the year but I have neglected it a bit.
I don't understand the social side of it though. I answer polls, mini surveys and some longer surveys as long as they're a decent reward for not much time! I often get screened out though, I think you have to do them early in the day.

yukkibear

Your employers may have copies of your P60's. I know we keep a copy for when people lose them. I also need to get back into toluney

CathT

yukkibear wrote: »

Your employers may have copies of your P60's. I know we keep a copy for when people lose them. I also need to get back into toluney

Thanks, only problem is my payroll department is shocking!! It isn't in their nature to be helpful unfortunately.