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Our attempt at being MF!!

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  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you have room for any more 3-6 months babygrows/vests?

    Possibly, let me double check though as I just have 0-3 things in drawers and bigger sizes are ready and waiting! Thanks Grateful x
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you have room for any more 3-6 months babygrows/vests?

    Yes please Grateful that would be lovely. I wonder if I should pack one in my hospital bag for baby!

    £30 arrived in account from Quidco so I have sent that straight across to savings. Have about £320 in there now. CB and TC went in today aswell so that puts account back in credit until DH gets paid on Friday.

    I applied for a Post Office CC through TCB for £50 cashback last month and had to submit a claim - it has finally tracked! Have over £100 waiting to come through from them now. :)

    Have resisted buying things I need off ebay but will wait and use my Amazon vouchers to get them. Will be more expensive but free if that makes sense.

    Work was ok the other day but my SPD has really hit so I will have to see how I get on. I can cope with most things but not that kind of pain!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    How are you feeling? Hope the spd has calmed down?
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    earthgirl wrote: »
    How are you feeling? Hope the spd has calmed down?

    SPD a little better today, it seems worse if I have over exerted myself! Hoping to go for a walk round grounds of old country house near us later (you may know it Earth Girl) if the weather holds off. May have an SPD update following this! :)

    Other than that I have been 'nesting' bathroom bleached, bedroom cleaned. Transferred all DD's clothes into fitted wardrobes in her room so can free up baby wardrobe for new arrival. Then I sorted out his clothes and separated all the newborn stuff he definitely will never wear! :D

    Submitted a redeem for BP for Amazon so that's £5 coming my way on thursday. Thought I was at redeem on mysurvey as had reached 1000 points but it seems i need 1100? Also not far off payout on toluna (i find it hard to keep track on there as they take so long to add on surveys) so that will be more vouchers for me! :j
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well SPD and my job do not go together well - could barely walk by the end of the shift!

    Finally logged into British Gas account yesterday and had to ring them as accounts weren't showing. They're there now but not looking great! I am £37.50 in debit with electric and £159 in debit with gas!!! :eek: I read my meters and submitted the electric but the gas one wasn't right. I read it as 02220 but last time it was read it was 02258. This can't be right so I am wondering if it has been read incorrectly at some point. I will check it again later. Additionally last November I was £29 in debit but by Dec I was £101 in debit!!! This does not seem right. Also, my nectar card wasn't set up correctly but luckily they are going to backdate my points.

    I definitely need a new boiler ASAP!

    Asked my manager the few maternity questions I had and also broached the idea of me having full time hours if they became available so will see what happens.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Well done on the surveys, I should keep up a couple of sites going at least. :o
    I remember sorting out newborn baby clothes before they arrived, I loved that feeling. Feeling all gushy thinking about it lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pammy I just stick to a few, am sure there are more I could do but it's so time consuming.

    Requested £10 Amazon voucher from mysurvey and redeemed £5 at BP too so that will top up Amazon account nicely this week. Be even better when i finally reach payout on Toluna!

    DH payday today so need to pay off some bills and have sent an OP for £105 which has knocked another month off my MF date. I love doing this as it keeps me so motivated and I feel like I'm really achieving something.

    I have been trying to save as much money as possible as well rather than sending every spare penny as an OP. Had £13.91 credit account from Amazon today so sent £14 to savings and have a cheque for £39 (tax rebate from updating subscriptions etc) so that can go to savings too. I think I have about £330 in there at the moment. It's not a lot but I think we need to get a new boiler before baby arrives for practical reasons - I cannot cope with the mess and disruption whilst doing hourly feeds AND entertaining a 3 year old. I had a quote for £2800 - i think I can get together £800 by end of next month so wondering whether to do a balance transfer at 0% for the remaining £2k to get it done and then pay off ASAP. I know it's not very MSE but I have no other way of financing it. Any thoughts please?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    well done on knocking a month off. Not sure about how to finance your boiler, I can never work out the best way to do it
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've had a run of Amazon vouchers (wonder if they sell boilers?) Have just redeemed £15 from Toluna and balance still at over 8000 points so will keep going at the surveys on there.

    Am getting tired in work now - roll on next Friday! I just find the standing really makes my back ache and aggravates my SPD. Not much planned this afternoon, it clouded over as soon as I finished work! Might help me have more NSD's though!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,358 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I would go for the o% option if you can afford to pay it back comfortably. It's nice to have the cash saved up, but being without a boiler with young kids if it packs up this winter is not a good option. Good luck.
    MFW 67 - Finally mortgage free! 💙😁
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