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Buffy's Adventures at the Post Office......

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  • 1. I own a house
    2. I am debt free
    3. I have a perfect set of teeth!
    4. I have a Masters degree
    5. My house is clutter free( having sold everything on e bay!)
    6. I am organised, on time and can put my hands on everything I need.
    7. My post is in folders and up to date, also my work is organised A-Z
    8. The garden is sorted with fences and sheds all sorted.
    9. I am happily married to lovely kind man who thinks I am great.
    10. I have kids. two kids.
    11. Mum is safe in her house and has no money worries.
    12.I have travelled around America and have worked there.



    Over the last few months I have been making some progress and am pleased with the debt figures and my plans. Sammy put up a great challenge on Chat this week and it should help clarify my plans.

    The above list represents my goals for the next two-three years.

    I also have my 101 things in a thousand days list which I love! Everyone should have one.

    Now I am meant to be doing something everyday towards my goals. I think I may make a monthly plan, Stitching Witch does that and she is powering through her goals.

    September goals

    1. visit Nan's grave before Mum goes to Florida.
    2. return all old books to students
    3. tidy classroom
    4. boiler fitted and paid for.
    5. wages paid in to Halifax.must send form.
    6. print out routines/ mood board pics
    7. Once Mum is in Florida start to tidy and clear garden,
    8. Ebay 10 items
    9. look in to ordering slabs, fencing and edging. And yes this is going to cost money. I have only paid off 670 with August's pay, kept two hundred pounds as a buffer. want to pay a 1000 pounds off with Sept's money. not sure tho. Might be better off keeping the extra to sort out the house. And make a big push in november??

    Each day I will declutter for 15 minutes.

    October goals

    1. Finish my patch of garden(weekends)
    2. paint the white woodwork in the house - literally a bit each day.
    3. have fence put up (half term)
    4. have shed put up (half term)
    5. tackle the tool shed (weekend)
    6. sort out all 3 sheds(weekends)
    7. Goldfish in to tub in conservatory
    8. start digging pond.
    9. ebay 20 items
    10. Loft. cages to e bay or donate, my stuff to go in the new shed (once I have gone through it to decide what I want to keep)

    I really fancy the bloke who plays the dective in Medium. drools.

    *focus*

    November

    Mum will be back so I will focus school and paying down the debts.
    1. ebay,
    2. buy Christmas presents.

    That will do for now.

    There are other things I want to do but they are the main ones.

    xxx
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you had a good time seeing the pope xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Could you bear for your BIL to help with some of the gardeny stuff?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Could you bear for your BIL to help with some of the gardeny stuff?

    No, not really. I have a guy at work who will "advise" and really I think anger will drive me for some of it:rotfl:!

    Plus I am thinking I will pay for some one to take the rubbish away, unblock the sinks, put the shed up. I am working on the theory for this that if I don't ask I won't get. There are people who will help me.

    I am thinking if I do a few hours at a time it will work better too.

    xx
    Nevertheless she persisted.
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Over the last few months I have been making some progress and am pleased with the debt figures and my plans. Sammy put up a great challenge on Chat this week and it should help clarify my plans.

    The above list represents my goals for the next two-three years.

    I also have my 101 things in a thousand days list which I love! Everyone should have one.

    Now I am meant to be doing something everyday towards my goals. I think I may make a monthly plan, Stitching Witch does that and she is powering through her goals.

    September goals

    1. visit Nan's grave before Mum goes to Florida. (look in your diary put a date on it now)
    2. return all old books to students (deadline date)
    3. tidy classroom (deadline date)
    4. boiler fitted and paid for. (do you have the money now, is it booked in...)
    5. wages paid in to Halifax.must send form. (tomorrows frog perhaps)
    6. print out routines/ mood board pics (tonights frog!)
    7. Once Mum is in Florida start to tidy and clear garden,(when does she go)
    8. Ebay 10 items (when?)
    9. look in to ordering slabs, fencing and edging. And yes this is going to cost money. I have only paid off 670 with August's pay, kept two hundred pounds as a buffer. want to pay a 1000 pounds off with Sept's money. not sure tho. Might be better off keeping the extra to sort out the house. And make a big push in november?? (maybe use ebay money for this??)

    Each day I will declutter for 15 minutes.

    October goals

    1. Finish my patch of garden(weekends)(go round garden and make a list of what needs to be done)
    2. paint the white woodwork in the house - literally a bit each day. (good luck I hate woodwork)
    3. have fence put up (half term)(book it now)
    4. have shed put up (half term)(book it now)
    5. tackle the tool shed (weekend)
    6. sort out all 3 sheds(weekends)(how many sheds do you have!!)
    7. Goldfish in to tub in conservatory
    8. start digging pond. (phew!)
    9. ebay 20 items
    10. Loft. cages to e bay or donate, my stuff to go in the new shed (once I have gone through it to decide what I want to keep)

    I really fancy the bloke who plays the dective in Medium. drools. (I am in love with the mentalist at the moment)

    *focus*

    November

    Mum will be back so I will focus school and paying down the debts.
    1. ebay,
    2. buy Christmas presents.

    That will do for now.

    There are other things I want to do but they are the main ones.

    xxx

    Where is the MA!
    Quality is doing something right when no one is looking - Henry Ford
  • !!!! I forgot about the Masters!!! bloody hell, ooo I don't want 13 things on my list! (and how did I forget something so important)

    didn't I say something about weighing 10 stone at some point?

    that can be 14.

    need to sort fish out will be back xxxx
    Nevertheless she persisted.
  • Good luck with the list xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Well I intended to be back later but the forums went down and shock horror I had to find something else to do!!

    I have a driving lesson in a bit so will add dates etc later. got loads to do tonight.


    GAH!!!!!!!!!!!
    Nevertheless she persisted.
  • September goals

    1. visit Nan's grave before Mum goes to Florida. (look in your diary put a date on it now) Sun 26
    2. return all old books to students (deadline date) 1 Oct
    3. tidy classroom (deadline date) 1st Oct
    4. boiler fitted and paid for. (do you have the money now, is it booked in...) yep
    5. wages paid in to Halifax.must send form. (tomorrows frog perhaps) shoot forgot,
    6. print out routines/ mood board pics (tonights frog!) weekend
    7. Once Mum is in Florida start to tidy and clear garden,(when does she go) Week tomorrow
    8. Ebay 10 items (when?) From the 28th
    9. look in to ordering slabs, fencing and edging. And yes this is going to cost money. I have only paid off 670 with August's pay, kept two hundred pounds as a buffer. want to pay a 1000 pounds off with Sept's money. not sure tho. Might be better off keeping the extra to sort out the house. And make a big push in november?? (maybe use ebay money for this??) I am just going to put it on the CC:o

    Each day I will declutter for 15 minutes.

    October goals

    1. Finish my patch of garden(weekends)(go round garden and make a list of what needs to be done) 2nd oct
    2. paint the white woodwork in the house - literally a bit each day. (good luck I hate woodwork) so do i!
    3. have fence put up (half term)(book it now) going Saturday
    4. have shed put up (half term)(book it now) going Saturday
    5. tackle the tool shed (weekend)
    6. sort out all 3 sheds(weekends)(how many sheds do you have!!) we will have three.
    7. Goldfish in to tub in conservatory
    8. start digging pond. (phew!)
    9. ebay 20 items
    10. Loft. cages to e bay or donate, my stuff to go in the new shed (once I have gone through it to decide what I want to keep)

    I really fancy the bloke who plays the dective in Medium. drools. (I am in love with the mentalist at the moment) he is lush too.

    *focus*

    xxx

    its a start xx
    Nevertheless she persisted.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    glad found ur new dairy, seems really positive, have you passed your masters yet?
    can't believe how low your debt figure is, you've gone great guns and sounds like everything is on the right track.

    u take care, remember make sure u get Buffy time xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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