Start of my Debt free life.

turfy6

Hi and welcome aboard you are doing brilliantly, I too am waiting for the postman today to deliver a letter telling me what I already know that I have paid off my builder supply bill, mad arent we :rotfl:

Keebs

o2bfree wrote: »

Is it strange to be wanting the postman to come?
After years of dreading the thud of bills hitting the mat, I am strangely desperate for them to arrive.

Really? Well, in an act of pure selflessness I am quite prepared to ask my postie to deliver all my bills to you. He's ever so good, am sure he'd have them there in a flash. Just say the word :rotfl:

o2bfree

Just viewed my online statement with Next and I actually owe them more than I thought.
(I had forgotten items ordered before my LBM):mad:

So even though I have made 2 overpayments I am no better off and have had to change my signature too:(

On top of that all I've done this week is hand out money - all in the budget but I don't want to hand over my cash:(

Sound really moany today, sorry.

o2bfree

Keebs wrote: »

Really? Well, in an act of pure selflessness I am quite prepared to ask my postie to deliver all my bills to you. He's ever so good, am sure he'd have them there in a flash. Just say the word :rotfl:

Hmmm, decisions, decisions.
No thanks :rotfl::rotfl::rotfl:

o2bfree

So a week into the school year and the 1st request for a voluntary contribution for a school outing on Friday.
Another £2.50 I hadn't accounted for:(

o2bfree

Today I paid off my first debt:j
I paid off Additions freeing up £50 a month to snowball on to the next target (undecided as yet).
Also closed the account so getting rid of £3700 available credit:j

traveldolly

Hi O2B. I love your enthusiasm and wish you all the best with your debt free journey. I'm still at the lurking stage but may well join the diary club next year.

mumto2beautifulkids

Just wanted to say hi after I'd read. I too was shocked to find that MBNA was charging me 34.8% after looking at an online calculator thingy to work out monthly to apr. Anyway just wanted to wish you luck x

o2bfree

traveldolly wrote: »

Hi O2B. I love your enthusiasm and wish you all the best with your debt free journey. I'm still at the lurking stage but may well join the diary club next year.

Thank you, feeling pretty good tonight but still along way to go:)

o2bfree

mumto2beautifulkids wrote: »

Just wanted to say hi after I'd read. I too was shocked to find that MBNA was charging me 34.8% after looking at an online calculator thingy to work out monthly to apr. Anyway just wanted to wish you luck x

I know, I have decided to make that one my next target:)