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what's your mortgage rate?
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£180k with the Northern Rock at 5.19% fixed for 15 years, part repayment , part Interest only."We are what we eat. Which makes me cheap and fast"
"At the time we laughed. Now we die a little inside."0 -
We're completing on our first house at the beginning of next month (fingers crossed!) and our deal will be 5.8% fixed for 3 years but it is a near prime mortgage and we did have 8 defaults between us so I'm pretty happy with that. We can remortgage after the fixed period as there is only tie in for 3 years and we know we can definitely afford the repayments even if we stayed with them after that (providing the interest rates don't sky rocket!).
We may stay with them for a few months as once our fixed period is up, there will still be one default still on our credit report (it doesn't go until Jan 2010) so when the time comes, I shall go to a mortgage broker to see if we'd be better off waiting the 3 months to get a better mortgage deal with all the defaults gone or will it not make that much difference as it'll only be one.
Just finishing our DMP so this is really good for us, our first house, just waiting for everything to go pearshaped as the last 3 houses did that we tried to buy...0 -
5.18% with nationwide fixed for 5years (currently mid way in the remortgage from halifax-reserved it around aug/sept before they increased it again!)
Only 170k to go now!!!:eek: The joys of being londoners (and not rich ones at that!-just family ties in the area!!)Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
5.24% (Variable) with Abbey, able to switch again in May 2007Buy nothing for a month challenge - Oct
12/31 NSD
CC - [STRIKE]£536.02[/STRIKE] £336.020 -
4.45% with C&G fixed this year for 2 years just before it was withdrawn with a 699£ fee.'You see the coefficient of the linear is juxtapositioned by the haemoglobin of the atmospheric pressure in the country..c'mon gajive join the party' :dance:0
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4.89% fixed for 15 years with Northern Rock.“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey0
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Main Mortgage 4.79 fixed until Aug 2010
Mortgage 2 (Additional lending) 4.89 fixed until June 2011
Both with the Britannia BS. Application fees were reduced due to union membership and Britannia give a cash payout each year as part of their 'Membership Rewards'0 -
5.04% fixed for 5 years, taken out in April 2006.
Hoping to have it paid off in that time.0 -
4.64% with A+L, 5-year fix, fixed about a year ago.0
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4.59% on £140k with A&L, 5 year fixed began May 06.WW Start Weight 18/04/12 = 19st 11lbsWeight today = 17st 6.5lbsLoss to date 32.5lbs!!!0
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