MSE Pregnancy Club 19

tigtag02

lilian1977 wrote: »

As far as I know, it is taxable and NI-able, but it's below a level to make any difference? 2011-2012 tax allowance is £7475 a year which is £143.75 a week, so the SMP is under that.

However, for me and you Giz, our qualifying week was in the 2010 tax year which is when they start to look at it, and that year's tax allowance was £6475 a year which is £124.52 a week, SMP is £124.88 so we would be taxed on that extra bit - negligible I'd say!

Not sure about NI though...


Have booked in for a flu jab on Tuesday - did anyone else make a decision?

WSS

NI is 11% on anything over £105 weekly or £455 per month so again, you'll pay minimal.

DueMarch11

If anyone wants to add me on FB, this is me (and possibly my new venture but shh lol)
http://www.facebook.com/profile.php?id=100001811718431#!/

Princess_Coupon

**confuzzled** wrote: »

PC congrats on hitting 20weeks:j:j

Thanks! looking forward to congratulating you;)

sarahangel wrote: »

Thanks for the links Lilian.

Congrats for 20 weeks PC

Thanks!

tigtag02

Princess_Coupon wrote: »

Sorry that's right the first 6 weeks will prob have some tax off, to keep it really simple once maternity pay goes down to the £124.88 a week rate regardless of whether it's SMP or MA you won't pay any tax if you have a standard tax code (647L this year and 747L from April 11)

The point I was making is that SMP is a payment which is subject to tax and NI deductions - in theory it may not be enough to actually pay the deductions but if anything else were payable it would count towards your allowance.

MA doesn't attract the deductions and won't count.

Hope that makes sense

lilian1977

pukkamum wrote: »

LILLIAN - i had a pessary for thrush and i didn't use the applicator as it can go up quite far , my pack said not to i just used my finger sorry if TMI x

Great - thank you. Well I'll keep it in my bedside drawer for the next flare up and use it with confidence then!

**confuzzled**

emsywoo123 wrote: »

Fuzz don't worry about having the baby, whenever, take your time.

From one full term lady to another

CHeers chick....you aure you're not just saying it to spite me? lol

as for everyone else lurking or news...sorry! I'm still here:( But it's nice to know you all care:o:D Starting to feel like a failure as Mum already..oh and the phonecalls....:mad::mad::mad:

If there is any news at any point I'll shove it on FB and then whoever wants to can stick it on here:) I don't mind someone else making the announcement for me:cool: I plan on being too busy to remember about you lot:p:rotfl:

Charlie1978

tigtag02 wrote: »

The point I was making is that SMP is a payment which is subject to tax and NI deductions - in theory it may not be enough to actually pay the deductions but if anything else were payable it would count towards your allowance.

MA doesn't attract the deductions and won't count.

Hope that makes sense

Hope to butt in with a Q of my own here if you both don't mind. You sound very knowledgeable. MA is something you can claim even if you are self employed right?

Do you know what the qualifying rules are?

Princess_Coupon

Charlie1978 wrote: »

Hope to butt in with a Q of my own here if you both don't mind. You sound very knowledgeable. MA is something you can claim even if you are self employed right?

Do you know what the qualifying rules are?

here's a link which explains it

http://www.dwp.gov.uk/publications/specialist-guides/technical-guidance/ni17a-a-guide-to-maternity/maternity-allowance-ma/

The basics are you need to have been self employed for 26 out of the 66 weeks before your due date so (6 months out of a year and 3 months) and should have been registered with HMRC paying Class 2 National Insurance Contributions (NICs), or hold a Small Earnings Exception certificate.

If you are self-employed and do not have a small earnings exception certificate, for any week covered by a Class 2 NI contribution you will be treated as having enough earnings to result in the standard rate of MA, payable at the end of the week covered by a Class 2 NI contribution.

**confuzzled**

She's still withchild:eek::eek::eek:

She wasn't having regular contractions and coz waters have gone she was admitted to hospital at 8:30am and was given a pessary to help move things along, and nothing much has happened since then, no real contractions or anything so looks like along drawn out labour for her...and she can't have her waterbirth either due to having the pessary I think! So major libes to Legs please...she's gonna need 'em!

On the plus side she's had a show so fingers crossed for her

Sammy_Girl

EDD LIST
Clairesolo - 26th October 2010
naughty-yet-sorta-nice - 26th October 2010 :male:
sherry16 - 27th October 2010
plymouthscubagirl - 30th October 2010
Ladylegs - 30th October 2010:question:
**confuzzled** - 31st October 2010 :question:
Bufger - 4th November 2010 :male:
emsywoo123 - 8th November 2010:male: *C-Section booked 19/11 *
PerfectPeaches - 9th November 2010:female:
roscork - 9th November 2010
Samandona - 11th November 2010 :male:
sharonr - 12th November 2010
slm6002 - 13th November 2010
Jadeorchid - 13th November 2010 :male:
CL - 14th November 2010 :question:
Starjump - 15th November 2010 :female:
tigtag02 - 16th November 2010 :question:
pukkamum - 18th November 2010 *Planned C-Section 8/11!*
Balijay - 18th November 2010 :female:
Leopardlady - 20th November 2010
xnatalie81x - 21st November 2010
starjumper - 24th November 2010
hkinsella - 28th November 2010
tinkwings - 2nd December 2010 :female:
Welshlassie - 3rd December 2010
Catw0man - 6th December 2010 :male:
katy1987 - 6th December 2010 :male:
Sharon30 - 6th December 2010
MERFE - 8th December 2010 :male: *Planned C-Section 10/11*
snugglepants - 8th December 2010
gemima27 - 9th December 2010
Slightlymad99 - 10th December 2010 :male:
Sarathechemist - 12th December 2010
PoppyW- 15th December 2010
Sadie204 - 15th December 2010
Kataratarina - 22nd December 2010
Loubylou - 24th December 2010 :male:
anm - 25th December 2010
Ejecoms - 25th December 2010 :male:
Molthedoll - 26th December 2010 *TWINS*
Tigerlee - 29th December 2010
Casperlarue - 29th December 2010 *Planned C-section*
twoflower169 - 7th January 2011:question:
Metranil Vavin - 10th January 2011 :male:
kt1985 - 11th January 2011
Make-it-3 - 14th January 2011
Sunny_Sunshine - 14th January 2011 :male:
Bargainprincess - 15th January 2011
little_princess - 19th January 2011
Delerium - 20th January 2011
Flower 72 - 21st January 2011
Stargirl12 - 24th January 2011
ASHeta - 24th January 2011 :male:
Jenapples - 26th January 2011 :male:
Chazsucks - 27th January 2011
lilian1977 - 28th January 2011 :male:
Chakani - 30th January 2011 :female:
2girlsforme - 31st January 201
Lwcus78 -1st February 2011 :female:
oxclairexo - 2nd February 2011
Gizmodo - 2nd February 2011
On_The_Edge - 5th February 2011
sarahangel - 5th February 2011 :male:
Hngrymummy - 8th February 2011
Beakatron - 8th February 2011 :question:
Bexster - 9th February 2011
Lauren_1 - 14th February 2011 :male:
LilacPixie - 15th February 2011
spaghetti monster - 15th February 2011 :male:
paul2louise - 19th February 2011
Krystaltips - 21st February 2011
Janine - 25th February 2011
Ticklepenny - 26th Feb 2011
Hitchins - 4th March 2011
Rockinbikergal - 4th March 2011
DueMarch11 - 5th March 2011
Jojo1978 - 7th March 2011 :male:
coops228 - 18th March 2011
FairyShazza - 20th March 2011 :question:
Sammy_Girl - 23rd March 2011
Princess Coupon - 24th March 2011
gratefulforhelp - 24th March 2011
Munchkin78 - 27th March 2011
Manonthemoon - 31st March 2011 *TWINS*
dustystar02 - 1st April 2011
TitchD - 4th April 2011
Mrs Moc - 5th April 2011
Dipsy - 6th April 2011
princesslilo - 6th April 2011
bellabear - 7th April 2011 :female:
Ema_o - 9th April 2011
datamonkey - 11th April 2011 :male:
EssexGirl - 16th April 2011
Cutterby - 18th April 2011
wendz86 - 21st April 2011
iceicebaby - 21st April 2011
Teenie - 23rd April 2011
nic2075 -28th April 2011
Chickywiggle - 1st May 2011
Digitalphase - 3rd May 2011
Fantafan - 9th May 2011
Pawpurrs - 10th May 2011
Evansangel - 14th May 2011
Alamaya - 20th May 2011
Fluffysox - 21st May 2011

BIRTH LIST
:male: Nephthys - 5th October 2010 - Baby Isaac, 10lb 10oz
:female:Gems81 - 6th October 2010 - 7.11pm, Baby Olivia Ann, 8lb 13oz
:female: Billybobberyl - 10th October 2010 - 7.15am, Baby Fern Joy Ann, 6lb 3.5oz
:male: threemuttleys - 13th October 2010 - 11.40am, Baby Alexander John Dennis, 8lb 3oz
:female: CrazyTink - 16th October 2010 - 5.10am, Baby Sofia Grace, 7lb 8oz
:female: Tanmu - 27th October 2010 - 10.22pm, Baby Girl, 6lb 6.5oz
:male: *BigBird* - 2nd November 2010 - 1.14pm - Baby Joseph, 9lb 4oz

PROBABLY GIVEN BIRTH BUT TOO WORN OUT TO LOG ON LIST
allow 2 weeks after EDD before transferring to this list...
mrsmc - 7 October 2010
J_pink - 17th October 2010 :male:
rik1978 - 21st October 2010



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