Meersy's debt free, healthier & happier life diary

Sessie

Just checking in and catching up!

Sorry you've been ill and glad you're on the mend.

Have a fab holiday and keep those purse strings tied REASONABLY tightly!

x

meersy22

Hi Poles & Sessie - yup it's very easy to just think I'm on my hols and what does it matter but then the credit card bites you on the bum on your return

Just had a brilliant day. BF borrowed 2 kayaks of a friend and we spent the afternoon on a lovely river near home. I've never done it before and although I can swim I didn't envy falling head first into the river but I survived and my arms now feel like popeyes. It also cost nothing.

Back to work tmw but I'm only in 3 days and that's me done:T

I'm making bolognese now so better make sure it's not burnt.

M

meersy22

Hi All

only 1 day to go and I'm on my hols :j

Yesterday was quite a productive day, I managed to get my hedge and lane strimmed. It is a big job as i live in the country and my hedges border fields so they're a bit of a nightmare. However finally done and I have a nice red nose for my efforts. It's been lovely and sunny the last 2 days overhere.

Today I went for a run (bit late now for bikini) and my cousin phoned and asked me to go with her to a Pilates class. The last time I went to pilates was a class in work and I found it really boring. However I went with her to a different gym and I got more than I bargained for:) I have a very strong suspicion that I will have to roll out onto the floor tmw to get out of bed.:rotfl: . Will defo be going back when I come back from my hols.

Went to weightwatchers tonight and ...confession time I put on 1/2lb , which isn't so bad but i have a fortnight of eating out and enjoying myself to look forward to and it's amazing how much damage I can do to my waist line in a short space of time:eek:

On payment front £100 to Barclaycard (reduced payment to cover holiday spends). £143 to car loan (standard payment) and £100 to windows. So total payment £343. Aim to increase this next month. Concentrating on getting shot of Barclaycard and will then start whittling away at window loan.

Thats me for tonight. hope everyone has had a good day.

M

boredofbeingathome

Enjoy the hols -:)

meersy22

morning all

Thanks BOB it feels like it's been a long time coming round. So ready for a break and when we get back we're straight into halloween and Xmas:D

No work today:j, so morning plans are firstly go for a run and then decide on plans for today. Need to pop to shops as i have to buy some zovirax. I suffer regularly from coldsores, I get them if its cold or if its hot, so pretty regular then:) Can feel one tingling from sun yesterday so want to kill it before I go on hols.

Oh confession time. I bought this gorgeous handbag from Wallis yesterday.:o In my defence I had been stalking it for a while (lifting it of the shelf and hugging it - you know the usual:D) and then yesterday I saw a 10% off voucher & free delivery on MSE and will power crumbled.

http://media.wallis-fashion.com/wcsstore/Wallis/images/catalog/182477015_normal.jpg

So plans for today -

Run
Pop to shops
Put on at least 3 loads of washing
Tackle ironing pile
Go to beauticians for waxing (if you hear screams it's only me:eek:)
Start packing!!!!

Have a good day everyone

meersy22

Evening everyone,

Not too bad today. Not perfect bought a new bra for my hols. Went into posh shop for proper measurement and she tried to flog me a bra at 58 quid so went to good old M&S.

I also took my mum out for lunch so not really MSE but she gets to brag she was out somewhere nice.

Spends - 5.99 zovirax, 14 quid bra, and 17.90 for lunch.

having my usual Friday night pizza and just sitting in, relaxing, dreaming of my hol

meersy22 wrote: »

morning all

So plans for today -

Run - Running tmw should cover it
[STRIKE]Pop to shops[/STRIKE] - done
[STRIKE]Put on at least 3 loads of washing[/STRIKE] - gorgeous day so made the most of the drying
[STRIKE]Tackle ironing pile[/STRIKE] - started but not quite finished
[STRIKE]Go to beauticians for waxing[/STRIKE] (if you hear screams it's only me:eek:) - painful!!! but not as bad as thought it would be
[STRIKE]Start packing![/STRIKE]!!! - can't see bed for clothes but have identified some summer stuff for e-bay when I get back

meersy22

Morning

Right todays plans are -

Run - meeting 73 year old running buddy in 1 hr
Pack - need to be able to close lid of case:rotfl:
Tidy house - want house to at least appear clean before I go.

Tmw I have a christening party to go to so really need to get everything done today. On the positive front it should be a NSD today as I really don't need anything and won't be near the shops.

Happy saturday everyone

M

meersy22

Morning all

Yesterday's plans are all done:j

meersy22 wrote: »

Morning

Right todays plans are -

[STRIKE]Run - meeting 73 year old running buddy in 1 hr[/STRIKE] Ran 5 1/2 miles and loved it all. He says we're up to 7 when I get back from hols - gulp - knee much stronger so getting there.
[STRIKE]Pack - need to be able to close lid of case[/STRIKE]:rotfl:- done but I'm sure that I've forgotten something
[STRIKE]Tidy house [/STRIKE]- done:T

Managed an NSD yesterday and apart from this mornings spend it should be a Very low spend today.
Points - pretty good yesterday Porridge (2), potato bread & beans (5). Pizza (guessing 10) = 17.

BF bought a wee boat yesterday so that will be some fun when we come back from hols. I wish I had his money sense. He's wanted it for ages but didn't have the money so after 2 years saving he bought it.

Anyway, that's my update for a few weeks and I will be back in a fortnight all red and freckly. Happy money saving while I'm away everyone.

M

vasseur

That handbag is lovely. I've just bought myself a red bag. I get bored of handbags very easily so tend not to spend too much on them.

Have a lovely holiday. Sounds like the running is going really well. I can't wait to get back into it when I go back to work.

I hope you didn't feel too sore after the Pilates class. First time I did it i couldn't believe how sore I was the next day - even my fingers hurt!

meersy22

Hi everyone I'm back :wave:,

I would love to say I'm brown and gorgeous but nope I'm just a bit more freckly. Of course BF has a gorgeous tan.... no fair.

Holiday was great. It was a mixture of relaxing and hiking. We went to Turkey and it was so hot (which I love). On the 2nd day we went out on a boat. I jumped of the boat with my snorkel as graceful as a wee hippo and my bikini top went ping and I emerged with the top hanging of me :eek: . I couldn't get the stupid thing tied to so had to cling to the swimming ladder trying to look relaxed and discreetly yell at BF to help me :o:o while trying not to attract anyone else's attention. Oh he thought it was hilarious:o

We went into a local market and the food was amazing, so much fresh fruit and veg and so cheap.

So now I'm back.....

Had a biiigggg discussion with BF. I hate any serious discussion or any confrontation but on our hols I basically in a round about way asked what his future plans were. We've been dating for 3 years and he's never discussed the future. He's always so stressed about work and other stuff that i feel I would be putting pressure on him but it was beginning to bug me.

Anyhow after regaining some colour he asked me what I wanted and was it commitment I was after? (Drrrrr 3 years dating i thought that entitled me to something). He also asked if I was after a ring? i was totally honest and said that yes, I loved him so why not. He hasn't proposed but he did say he loved me and wanted a future with me but he won't be buying me a big rock only a small one:T. So what that means is I need to get my butt into gear and get my debts cleared and start saving for [STRIKE]a wedding[/STRIKE] our future.

So these are my new resolutions -

• Clear Barclaycard
• Set up 3 savings accounts - Pot 1 - Xmas, car, B'days; Pot 2 - Holiday fund ; Pot 3 - Future.
• Challenges - NSD and Weekly spend
• Lose 1/2 stone
• Plan dinner menu weekly; mum now joining me on WW
• Jam jar system (same as envelope but prefer jam jar)
• Keep my thread updated!!!!!!

Hopefully my list of resolutions will keep me focused. BF will probably let things drift but as I have no money I will at last be prepared when my lucky bag ring finally turns up.

Also returned home to find a wedding invitation to his niece's wedding in November so will have to buy a frock. I finally get my salary increase and arrears next month so will use some money from that but am loath to spend any money as I have finally got some motivation not to spend.

Ok diaryland my plans for today are:

• sort out how much i need to save and what I can afford to save;
• increase payments to B'card
• start on pile of ironing (too much to do in one day)
• sort out house (I think a bomb must have exploded while I was away
• move summer clothes into big storage box (it feels like we've skipped autumn)

I won't get all of these done but it's a start.

Sorry for big long post but need diary to kick me up behind with my plans:rotfl:

Meersy