Meersy's debt free, healthier & happier life diary

meersy22

Morning all

I'm heading into work a bit later as it should be a pretty easy day and hopefully I should be out of work by 2. This doesn't always happen - it depends on my bosses mood. Fingers crossed he's in a good mood:D

i will have a look at purse and bank statement later and see how I'm getting on with my spends.

Still to buy -

• wreath
• yorkshire puddings & horseradish sauce
• spare box of chocs for that unexpected present
• wine, wine, wine

Speak to you later

meersy22

OK on the spends front the situation is -

Purse - 53.82
Bank - 59.04

Still have more shopping to do. However I am still determined not to break into Junuary's salary as it's going to be a long month.

meersy22

morning all :xmassign:

Yeah Xmas is almost on us. I like the rest of you have a list as long as my arm to get done but will have a coffee before I start. So here is my list for the day -

To do:

• beauticians
• shoppping (sprouts, carrots, spuds, pick up gammon)
• clean kitchen (has to be spotless)
• clean living room
• clean bathroom
• hoover hall
• clean my room
• ironing
• prepare veg for Xmas day
• do as much as possible in preparation for Xmas day

i won't be at home for Xmas so I need to do as much as possible for my Mum in advance. Once I have all that done, me and mum will go to midnight mass which is at 9:D

Money front £48 quid back in my account for returns.

Right onwards and upwards

meersy22

Morning all

I had a fantastic Xmas and I have to gear myself up for another Xmas dinner today. It's a hard life:D

Santa was very good to me this year and has given me some Debenhams vouchers which will help when I'm trying to stick to my #150 clothing challenge in 2011. My BF bought me a dress in Next which I hinted at and hinted at. I now see it in the sale for 15 quid and I'm so tempted to take this back and exchange it but he's taken the label off. What to do? It's a gift but I could also have the dress and 20 quid in my pocket . I'm not even sure if they will take it back but I have found the receipt.

I'm determined to start the new year being frugal and not a fritterer and I'm doing ok. I still have money in the bank and money in my purse. I'm challenging myself to see how far I can make it into the new year without touching my salary.

Today I have to assist Mum in making a humongous roast dinner for my brothers, wives, kids etc. I have no idea where I'm going to put them. Our table only holds 6. I need to have a think about that one.

Ok money update

Purse - 52.36
Bank - 65.44 (46.40 of this is a refund which I intend to use towards credit card but might have nosy in sales first:D).

meersy22

Oh I feel like a pudding:D. 2 massive Xmas dinners and now I feel like a detox:D. Xmas was lovely.

Today's plans -

• return dress to Next;
• can't think of anything else... it's Xmas

Yesterday's spends -

£7 on papers & nibbles for Mum's do.

Purse - £45.36
Bank - £65.44

meersy22

Morning all

I pootled over to Next yesterday but they couldn't accept my dress as their sale is on and I have to leave it to Wed. I should have known this but I was so eager to return it that I never thought.

Well as we're gearing up to 2011, I've joined a few challenges -

• £365 in 365 days;
• pay off as much as i can in 2011 (aim £6000);
• my old faithful - weekly shopping challenge;
• i will join the clothing challenge if it starts;
• make my own lunch

That will do me for now:D

meersy22

In previous post I was also going to list my plans for 2011 but BF sat down beside me and he doesn't know about this diary.

So for 2011 my plans are:

Work
*I have applied for a new job and will do my best at interview;
*I will take lunch to work at least 4 days out of 5.

Home
* I will not buy any make up/smelly/products in 2011 unless I am completely out
*I will not buy any magazines in 2011.
*I will plan a weekly food diary and stick to it

Play
* Stick to marathon training plan
* go to Pilates and Circuits once each week.

Money
* Debt free by end July 2011
* When DF cancel credit cards
* start saving with a vengeance so I can enjoy life.

Really sad but I can't wait to start 2011

meersy22

Ok confession time spends today -

£2.41 - Xmas cards, paper, ribbon all reduced.
£2.99 - book reduced from 18.99 to £2.99
£3.70 - lemsip (i have a cold and feeling sorry for myself)
99p - conditioner (reduced from 1.99 and i've none left.

Total £10.09

Popping into sales tmw to return Next dress and hopefully wont be tempted by anything else

vasseur

meersy22 wrote: »

Ok confession time spends today -

£2.41 - Xmas cards, paper, ribbon all reduced.
£2.99 - book reduced from 18.99 to £2.99
£3.70 - lemsip (i have a cold and feeling sorry for myself)
99p - conditioner (reduced from 1.99 and i've none left.

Total £10.09

Popping into sales tmw to return Next dress and hopefully wont be tempted by anything else

That's not oo bad a confession, at least you have cards, paper etc sorted for next year. DD and me make next year's present tags out of this year's cards. Saves us about £10 :T

Could do with some lemsip myself - I have got a stinking cold and am sat in a freezing office. I wantto be in my warm little house.

You seem to be doing OK on the spends. Onwards and upwards!

meersy22

Hi Poles, the tags idea is great - i will take the scissors to this years cards. It always seems such a waste when I just put them in the recycling bin. I hope you and dd had a great Xmas and sorry about the sniffles.

The weather has been that bad it was only a matter of time before I got the cold. BF has been very good with the kindness and lemsip.

I made it to Next yesterday and returned dress. The girl immediately put the new ticket on it for £15 but didn't put it out on the shelf. I'm not bothered as I have it on order. I also made it out of shop without buying anything:j - thats not to say i didn't look:D

Well quick check on spends and I have -

Purse - £13.68 + £8 in £2 coins which need to go in money pot.

Spends - £20 on a necklace for my sister's 30th b day present.
£3.68 on groceries.

Bank - £265

I made it to payday without breaking into January's salary - yippee.

I made it out for my first marathon training run and knee played up. I'm going to keep plodding on and see how my knee is and then make a decision on whether or not I should defer.

Another challenge to list - I need to lose 1/2 stone. I put on a couple over Xmas and want to lose a bit extra to have a comfort zone.

have a good day everyone.