Kavics' bumpy journey to become once again DF!

jtr2803

Welcome back to the UK! I hope you enjoyed your time with your family, I bet it absolutely flew past!

kavics17

Quick update: just waiting for my salary to arrive and than I can update signiture, most likely on Monday. I was aiming to overpay Lloyds by a £1000 (from my salary only) but not sure it will happen as I have the Open University student loan going out as well. I can afford to overpay appr. £900 and will ebay and sell things for the rest so I can overpay more in December. OH said that he would send me money as well to overpay the loan but there are a couple of plane tickets to be booked so rather not touch the money on his account.

I still have things to do from to-do list, I will tackle those at lunch time.

Off to print out the Debenhams voucher and check the OU website, TMA 01 came back as 100%, just waiting for TMA 02 (should be far worst as they were due on the same day and I did not put as much effort in it as in TMA 01).

kavics17

My 50 day challenge:

1) Sell 50 items :eek:
2) Train 28 times (London marathon here I come)
3) Get Lloyds debt down to under £9500
4) Get all Xmas presents under £50 (that's 5 children and 6 adults)
5) Sort out WILL!!!
6) Sort out life insurance
7) Make a list what I need to buy on the sales at Xmas time
8) Reconnect with cousins
9) Book flights for February, Easter, May Bank holiday and book holiday for next June or September- for 4 flights for 2 people and one week holiday half board alltogether under £1000.
10) Lose 8 lbs to get down to 8st 8.
11) Chose the right charity I want to run London Marathon for and set up a justgiving page
12) Give up energy drink and chocolate bar addiction

kavics17

This is my challenge for MG's thread.

I bought Take that tickets today but hoping I can re-sell them before Xmas. I will see though would like to go and see them as well. Need to talk to OH, he doesn't know anything about it.

jtr2803

My facebook page has been filled with updates about Take That! I am so glad I don't like them :rotfl:

That loan balance is coming down very nicely and well done on getting 100% on your OU module , you should be very proud of yourself :cool:.

kavics17

Birthday weekend passed, came down with a terrible flu, not the best when you have a £100 worth voucher to one of the best restaurants in SW London . The meal was tasteless mainly because I could not feel anything .



Ok, 50 day challenge begins. Today I have to do:

• [STRIKE]
• call council to check the council tax balance and order some recycling bags adjusted standing order so I'll pay off ct this month and December so can spend the money towards the loan in Jan/Feb/March
• [/STRIKE]overpay Lloyds loan by £1700 (our last huge payment towards the loan)
• buy black skinny jeans
• use £5 voucher to buy sheet, socks and who knows what:rotfl:, have 3 still left
• sort out Itunes once again
• buy books for kids for Xmas
• [STRIKE]
• return library book
• [/STRIKE]
• This week's to do list:
• take pictures of ebay items and list them
• put books on amazon
• music magpie my dvds and cds
• wash sheets
• wash OH's work staff
• shred papers
• gym 4 times (tues, thurs, fri, sat)
• pay credit card bill
• sort out wardrobe
• find recipe for chutney and jam
• find jars and order them

kavics17

Lloyds and Tesco loan went out this morning, the first official payments. I made an overpayment of £1700 yesterday on Lloyds, so the balance should come down to just over £10k hopefully. I will update it once it reaches my loan account.

I have babysitting booked for Sat and next Fri so that should bring an additional £60. I'm still awaiting £60 from last Friday.

kavics17

Signiture adjusted for Lloyds, I need to call up Tesco's to see what the balance is but still wait a couple of more days for the first payment to reach my account.

Spent another £5 at Debenhams with the voucher, one more pair of running socks added to my Marathon wardrobe. Planning to buy an oven thermometer and a tea bag jar for the other two!

kavics17

I got up so early today, OH is away till Sunday and I can't sleep well without hiim (not like I can with him:o).

Washing machine is on, today's must to do list:

*[STRIKE]set up another washing[/STRIKE]*shred papers
*sort out sheet
*[STRIKE]watch dvd[/STRIKE]*study
*put some stuff on ebay
*[STRIKE]go to the dr with knee[/STRIKE]

kavics17

Oh dear, I am so so tired. Having horrible flu and strained ligament doesn't help one bit. I was babysitting last night for our upstairs neighbour and the only thing I wanted to do is going to sleep.

Hopefully Itunes is going to be solved today, I still wasn't able to download anything:(.

OH is still away, back on Sunday morning, will need to cook over the weekend...