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The awesomely August NSD challenge
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number 5 NSD for me, oh yes half way there!!:jc/c debt [STRIKE]£3845.55[/STRIKE]13/10/10
£[STRIKE]3603.29[/STRIKE] 1/11/10 £338.54 1/1/110 -
Poopy boy needed nappies today so an ickle spend - but he has also stabbed the leather sofa with a pair of nail scissors so feel a big spend coming if I can't find the insurance papers (grrrr)Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
That's a wise thought soma. My problem is that I always seem to go food shopping when I'm hungry. So impulse purchases feature a lot.
Melton Mowbray pork pies are very enticing.
I have a thing about pork pies too when I go shopping - what on earth is that all about? Even if I'm not starving I often fancy one, though have to ration myself to only eating small bits at a time as they are soooo full of fat.Just don't go out. The most effective way to a NSD known to man (and woman).
...expect for us internet shoppers! :rotfl:I like watching that tv programme $pend4ho!ics & one lady on there kept her take away cup from a flash coffee shop, but made her own coffee to put in it at home to take out with her; she said it made her think she was still having her daily fixAnd you could perhaps buy a pack of croissant in your weekly shop & freeze some, just taking one out of an evening to defrost for the next day?
Ohhh I love that programme, I know exactly the one you are talking about too. I love Bank of Mum and Dad too. Thing is I watch them then think...well my spending isn't nearly as bad as that so I think I'll go shopping...I'm thinking that might not be the point of the programme?? :rotfl:
Anyway, declaring NSD #5 WHOOOO that's me over half way through my target now :T will be a small spend day tomorrow as we need bread but amazed that I am up to 5 already. Just shows what a bit of planning can do.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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a NSD yesterday and today - very pleased!!!0
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Number 4 for me today!:j
Walked straight past every shop I passed and didn't spend anything apart from the £14 on ink for work (which doesn't count).
Will probably be a spendy day tomorrow (seem to be able to do every other at the moment) as I have an appointment at the bank so will need parking money (if I can't find a free space) and will pop into FF to get 4 cans of Diet Pepsi for £1 if they have them.
Other than that nothing planned moneywise.0 -
well i dont know whether today was a NSD or not, as i "borrowed" £10 outta the pot, that OH put in, for a takeout
well i did have ninja class last night so very achey and tired, i also put 2 coats on the H/S/L, so i have been up and down the ladders all day, and i took thing 3 for her drowning lesson
so as it was originally his money can i claim a NSD ???If we can put a man on the moon...how come we cant put them all there?
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3rd NSD achieved yesterday.
Am finally back on the no spending trail.March 2008 £23,000 :mad:Jan 2013 £0:beer:NSD Challenge 4/10:jProud to be dealing with my debts.0 -
Hi everyone,
Just popping in to declare NSD No. 4 today. Sorry I haven't been around much lately - have been feeling a bit down so haven't been much company (virtually or in real life either - poor hubby)
Going to read through the posts I've missed now - the thread always cheers me up!
JoLBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or JulyAug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Today WOULD have been an NSD ... had I not bought a hot sausage roll mid-morning at work because I was hungry!
It was soooooooooooooooooo yummy :drool: but it means I spent money :mad:Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
solventsoon wrote: »BDINI: yay to the new kitchen, woohoo indeed, thats brilliant. :jGlad you’ve made the decision hopefully it will feel as though you’re making progress finally
Good luck with the builder tomorrow and fingers crossed for an NSD as well:)
Aww Spoon thank you for the encouragement, it really does help so much. Feeling a bittoday as was yet another spend day due to the fact that i had to get some nails to do the last bit of boxing in before the plasterer comes. Have to keep reminding myself that tomorrow was planned to be a spend day as i needed to get some groceries for when my dad comes up at the weekend, but i did that today, so really i haven't had an extra spend day, i've just moved it... doesn't help tho when i'm feeling that i'm going backwards instead of making progress :mad:
Right sorry for the rant, the good news is that the builder was amazing, finished the whole job in one day, charged me much less than i expected to pay & the new layout of the kitchen diner looks amazing :j
Everytime i feel so tired of DIY that i could cry i just have to look at it & i know that it will convince me that the finished job will be soooo worth it!! :THi everyone,
Just popping in to declare NSD No. 4 today. Sorry I haven't been around much lately - have been feeling a bit down so haven't been much company (virtually or in real life either - poor hubby)
Going to read through the posts I've missed now - the thread always cheers me up!
Jo
Aww Jo, hope everything is ok? I'm raising my glass to you on Wine Wednesday!!!!February NSD challenge 5/150
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