Polesalot's Climb to Debt Freedom

vasseur

Bl00dy ASC - they had messed up my account and now they won't even credit me with £9.75 from the session dd missed last week. They want 7 days notice for cancellations because they have to take food, staff and transport into consideration. Amazing how they don't need any notice when children are booked in at short notice :mad: They can easily accommodate them when they are making money out of it :mad:

I just wish there was an alternative.

So that's £117 gone just like that.

£2 PAD to barclaycard. I really need to clear this card by June payday but certainly by September payday because that's when i want to start overpaying my mortgage.

Also my exhaust is starting to growl a bit. I really do not need any car expenses at the moment, major or otherwise

Lula-Hula

How annoying about the AFC, the summer playscheme that my DD went to had the same system. I was considerate & would let them know in advance if DD was going to be absent, I didn't get a refund, but they were then able to take another child in for the day on a lst minute booking. Win win for them !

Is there any chance you could find a childminder to take your DD home instead ?

vasseur

Lula-Hula wrote: »

How annoying about the AFC, the summer playscheme that my DD went to had the same system. I was considerate & would let them know in advance if DD was going to be absent, I didn't get a refund, but they were then able to take another child in for the day on a lst minute booking. Win win for them !

Is there any chance you could find a childminder to take your DD home instead ?

Sometimes I think I'm in the wrong job! Especially when I find out last night that the 'tea' dd got at the ASC was a cracker, a piece of ham, a piece of chicken (roll - the yucky processed stuff I NEVER buy), a cocktail sausage and a slice of cucumber.

A childminder would charge me for the whole day (approx £22). In an ideal world I would finish about ten to 3 pick dd up and have a nice long evening with her, get homework sorted and have an unhurried dinner.

Actually in an ideal world I'd have loads of money and would be a lady who lunches.....:rotfl:

I just can't afford to cut my hours

Still no child maintenance :mad:

pixiechick99

Lord....that's a pathetic tea for a child after school:( How very frustrating for you - especially when they are so rubbish with the money and charge when your girlie's off sick - like you could plan for that and ring a week in advance?!?:mad:
In an ideal world I'd be Mrs Beckham....:D

vasseur

Not been on for a few days. If I'm honest I'm quite fed up . The money situation isn't as good as I'd like it to be (although it's much better than it was 6 months ago), dd's birthday was a real anti-climax what with her being ill and this cold weather is really getting me down.

Also last week dd did something bad at school and that has thrown me a bit. It's all sorted out now, it wasn't just her involved (and she wasn't the instigator which I'm relieved about, although that still doesn't make it right), but it's thrown me a bit and I'm a bit down about that too. She has been suitably punished and knows without a doubt that she's done wrong.

I also feel like I'm not having any fun. Xmas and New Year seem like ages ago and now we're just stuck with miserable cold days. I haven't been for a run for nearly 2 weeks so that is getting me down too.

Thank goodness it's light at 5 o'clock now.

So what have we been up to? Not much really. I've worked out that this is the 4th weekend in a row when we haven't done anything. DD's been ill for 2 of them and I had a migraine for the first one and yesterday was just too darn cold.

Food shop on Friday was good. I spent just £22.03 in Ald! so to celebrate my frugalness I came home and spent £18.75 on iTunes :whistle: To be fair I managed to get 74 new tracks, most were on compilation albums so it worked out at an incredible MSE cost of just under 26p per track Turns out dd is not too keen on Rory Gallagher though....

I ordered some new lightbulbs from am@ zon so the kitchen shouldn't feel quite so Victorian by the end of the week.

We popped to L!dl yesterday to get a few other bits and spent £6.49 but that still brings me under my £35 weekly budget.

Far too cold yesterday afternoon and I suggested a nice walk to dd but she was having none of it so we had a cosy day in. She watched Only Fools and Horses and I did the ironing and photographed all the summer bits I've got put by for listing on eBay at a later date.

£9 went in the hedgehog lap top fund. I'm just putting in any change now. I seem to be able to manage without any loose change during the week now so whenever I take cash out any change I get from whatever I've spent it on goes straight in the hedgehog. I'm itching to count it up though

My friend came for lunch today and stayed till 6 so that was nice. I've just had a nice hot bath with HM sugar scrub. Hot buttered crumpets for tea

Off to catch up with everyone...

Mags30

polesalot wrote: »

Also last week dd did something bad at school and that has thrown me a bit. It's all sorted out now, it wasn't just her involved (and she wasn't the instigator which I'm relieved about, although that still doesn't make it right), but it's thrown me a bit and I'm a bit down about that too. She has been suitably punished and knows without a doubt that she's done wrong.

We all make mistakes sometimes. She's usually a fabulous little girl so don't dwell too much on this one lapse in good behaviour. You dealt with it and she knows it was wrong. Move on from it, it's very unlikely to happen again.

pixiechick99

Ahhh I've been feeling very similar to you recently too:o My eldest did something not nice too - said something not nice about me to a friend on Twitt*r..., language I don't appreciate. Anyway, my bro in law saw so she was found out. I did punish her, spoke to her and so did her dad, removed laptop and internet on her phone for a while. I felt awful as all my family knew, were telling me how to deal with her etc. I know she doesn't dislike me or have any issues, she wrote it in a fit of anger after I'd told her off about something. She is lovely usually, she's not a problem and I think is a very easy 14yr old compared to some. It's just hard being on your own when things like this happen.

My forthcoming birthday isn't helping either - the family are coming up for lunch, but no-one's staying and my girls arent here on the day of my bday so they wont be coming for lunch with us - I wantd to do something the day after when they're here but that family all said they couldn't. Going to be a very quiet birthday, I feel a bit of a billy no mates:o

I think if i didnt go to work or Tesc0 then I'd never get out...I think life is whooshing past me:D

Anyway - I didn't meant to come on and be miserable - I just wanted to assure you that you aren't on your own. It does help that the evenings are getting brighter though - looking forward to when the doors are open and I can sit outside - at least I'll feel I'm getting out a bit:rotfl:

vasseur

pixiechick99 wrote: »

Ahhh I've been feeling very similar to you recently too:o My eldest did something not nice too - said something not nice about me to a friend on Twitt*r..., language I don't appreciate. Anyway, my bro in law saw so she was found out. I did punish her, spoke to her and so did her dad, removed laptop and internet on her phone for a while. I felt awful as all my family knew, were telling me how to deal with her etc. I know she doesn't dislike me or have any issues, she wrote it in a fit of anger after I'd told her off about something. She is lovely usually, she's not a problem and I think is a very easy 14yr old compared to some. It's just hard being on your own when things like this happen.

It is so hard and I feel as a single parent we have to overcompensate sometimes. DD is the star pupil sometimes and I am so blimmin proud of her and all that she has achieved despite the fact that I am usually so busy in the evenings that homework is usually a rushed affair. I'm so amazed at how good she is despite everything. I don't want her one wrong move to be blamed on being from a one parent family.

My forthcoming birthday isn't helping either - the family are coming up for lunch, but no-one's staying and my girls arent here on the day of my bday so they wont be coming for lunch with us - I wantd to do something the day after when they're here but that family all said they couldn't. Going to be a very quiet birthday, I feel a bit of a billy no mates:o

This is such a shame. Are your girls at your ex's? Couldn't you swap weekends? After all it is your 40th.... I don't want my birthday to go by unmarked, thing is I'm not brave enough to have a big party (hate being the centre of attention). i think I will just do a meal with friends, a meal with work colleagues and a family do (at mum and dad's hopefully )

I think if i didnt go to work or Tesc0 then I'd never get out...I think life is whooshing past me:D

I am feeling like this a LOT lately.....

Anyway - I didn't meant to come on and be miserable - I just wanted to assure you that you aren't on your own. It does help that the evenings are getting brighter though - looking forward to when the doors are open and I can sit outside - at least I'll feel I'm getting out a bit:rotfl:

Thank you. Thank goodness it's February and not October. that really would be depressing.

vasseur

I'm off up to bed now. I will be shamelessly (shamefully :cool: ??) watching Towie. I just can't help myself :shhh:

ZTD

polesalot wrote: »

Not been on for a few days. If I'm honest I'm quite fed up . The money situation isn't as good as I'd like it to be (although it's much better than it was 6 months ago), dd's birthday was a real anti-climax what with her being ill and this cold weather is really getting me down.

Also last week dd did something bad at school and that has thrown me a bit. It's all sorted out now, it wasn't just her involved (and she wasn't the instigator which I'm relieved about, although that still doesn't make it right), but it's thrown me a bit and I'm a bit down about that too.

Look back on your own childhood. She will most likely be roundabout like that. Probably not much better, and hopefully not much worse. It's all normal.

What probably *should* be depressing you is the insistent pressure, turning you into your mother... :rotfl:

polesalot wrote: »

She has been suitably punished and knows without a doubt that she's done wrong.

That's what punishment is for. To stop things that seemed like a good idea at the time from seeming a good idea again.

:grouphug:

polesalot wrote: »

I ordered some new lightbulbs from am@ zon so the kitchen shouldn't feel quite so Victorian by the end of the week.

You rebel...