Polesalot's Climb to Debt Freedom

vasseur

cherisong wrote: »

Sorry forgot to answer the question re Shred. It appears to be an exercise dvd by somebody who does the american tv version of the biggest loser. To be honest it sounds very basic, push ups,skipping, exercises using weights, and jumping jacks. I read about it on Hypnos diary. She seems to be a bit of a guru on these boards.

Thanks for that I might have a look into it although I haven't really got the time hence the running at lunchtime (just completed 4th run of the week so feeling very virtuous, although just eaten large lasagne so maybe not so good ).

One of my friends is selling some Muse tickets on ebay for me. I bought them way back in about November (on the dreaded CC of course) so am hoping that at the very least I get the ticket price back. In my head those tickets are already paid for so it will feel like getting extra money although my new attitude to money will be to put some of it towards the debt. I am off for 2 weeks at the end of August with DD and although we're not going away we're going to have loads of days out so will need some extra cash for that.

Just made a PAD of £1 today. It will be more on Monday because my minimum payment DD will go out so can hold my head higher on the PAD board

Still haven't rung EDF and can't really do it here :mad: Must try to do it later if not tomorrow morning.

Off to catch up on the diaries and maybe do a few surveys.

TTFN

Poles x

MrsMoo2U

Wow you should feel virtuous and a lasagne is just what a girl needs after a long run. The shred video is 20 minutes long which is another reason everybody loves it as they can easily fit it into their day. The basic exercises also seem to help people focus and as there are different levels that helps too. I am still watching them all from the sofa.
I too have that attitude to money that I have already spent (such as expenses etc) so I use them to pay off cards too. I joined the make £10 a day challenge and it has really focused me on the extra money that I get which helps me to see it as extra rather than just coming and going in my account before i notice it.

Different_Corner

Dear Scrooge has been shredding for months, tried to talk me into it sometime in April, I have yet to succumb ! It seems to have been adopted by 100's of DFW's. Think shares in company would have been good investment..

Hope the weekend is looking good.

vasseur

Different_Corner wrote: »

Dear Scrooge has been shredding for months, tried to talk me into it sometime in April, I have yet to succumb ! It seems to have been adopted by 100's of DFW's. Think shares in company would have been good investment..

Hope the weekend is looking good.

Yes definitely. I'm very intrigued now - I will have to look into it.

Just had a lovely hot bath. This is such an alien experience to me because ever since we moved into this house (3 1/2 years ago) there has been problems with either the shower or the hot water (or lack of it). If there were any DIY jobs that the previous owner couldn't bodge himself, then he got his mates in to bodge them for him :mad:. They fitted an entire bathroom with the hot and cold feeds round the wrong way! As a consequence the shower gave up the ghost about 18 months ago and I bought a new one but there was a problem with it so even though my dear plumber managed to fit it without having to remove any of the large (and v expensive tiles) behind it, it still wasn't very hot - actually it was tepid at best. BTW if you need to buy a new thermostatic shower don't get one from Aq*al*sa because they won't guarantee it if it cost less than £300. Finally in May the plumber got me a new one and fitted it, sorted out the heat exhanger on the boiler and now we have beautifully hot baths and showers no more prison style washes for us!! It's amazing how something as simple as hot running water can improve your lifestyle (even if I was £170 out of pocket :mad:)

TADA LIST

Got up, made beds
Showered
Made and ate breakfast
Watered baskets
Drove DD to Holiday Club and myself to work
Work
PAD
Run
Picked DD up from HC
Drove to Aldi for big shop
Put washing on
Cooked dinner
Ate dinner
Hung washing out
Put DD to bed
Put second load on
Had lovely bath

Still haven't rung EDF!! Tomorrow...

scrooge2008

Hi Polesalot, I'm enjoying following your progress, you are doing fab.

It was Buffythedebtslayer, who introduced me to the 'The Shred'. I think she managed to get a copy from the US and was singing it's virtues.

I tried to get hold of it, but had to wait until it became available in the UK region format on 1 January 2010. DC is quite right, Jillian looked at me, by the DVD player, until April of this year, and after I did 'The Shred', I did start to think that maybe I could reach my health and fitness goals.

Cheri's description of the type of exercises and reason why it is so appealing is absolutely spot on. I think Jillian gets you to start believing in yourself.

Bye for now.

vasseur

Well I had a headache from Saturday afternoon until yesterday evening so didn't manage to come on here so my TaDa list should look very impressive now!

Weekend TaDa List

Stripped and changed beds
Hoovered upstairs
Went to library
Went to Sainsburys
Took DD for long walk in park
Popped to Lidl
Made curry
Visited sister
Cleaned up sister's kitchen (incl microwave :eek:)
Popped to B & Q for wood glue
Mended DDs easel
Weeded front & back gardens
Started roast
Made DDs packed lunch for today
Got through huge ironing pile
Cleared up after roast
Put DD to bed
Epilated legs
Crashed...

I fell asleep during the last half hour of Sherlock. I just couldn't keep my eyes open any longer (probably due the vast amount of painkillers I've been taking)....Or maybe because DD woke me up at 5am saying she felt peculiar and thought her heart had stopped beating. It took me a while to convince her that it hadn't and she was still checking it throughout the day, bless. It turns out she'd seen something on the TV where someone's heart had stopped beating and now she's convinced it's going to happen to her. Anyway I woke up as the final credits were coming up I'll have to catch up with it tonight if I can spare half an hour.

Still haven't called EDF !! :mad:

vasseur

scrooge2008 wrote: »

Hi Polesalot, I'm enjoying following your progress, you are doing fab.

It was Buffythedebtslayer, who introduced me to the 'The Shred'. I think she managed to get a copy from the US and was singing it's virtues.

I tried to get hold of it, but had to wait until it became available in the UK region format on 1 January 2010. DC is quite right, Jillian looked at me, by the DVD player, until April of this year, and after I did 'The Shred', I did start to think that maybe I could reach my health and fitness goals.

Cheri's description of the type of exercises and reason why it is so appealing is absolutely spot on. I think Jillian gets you to start believing in yourself.

Bye for now.

Thanks Scrooge and welcome

MrsMoo2U

Well, considering you had a headache you got so much done. I am impressed.

I refuse to give in to the Shred!!!!

vasseur

TaDa List

Got up
Made beds
Made breakfast
Showered
Ate breakfast
Watered baskets
Drove DD and pal to holiday club
Drove to work
Work
Run
PAD (£25 today woohoo!)
Shifted money round accounts
Picked DD and pal up from holiday club
Drove pal to her mums work
Made DD's packed lunch for tomorrow
Got washing in
Got breakfast stuff ready for tomorrow
Cooked dinner
Ate dinner
Cleared up kitchen
Pulled up weeds I killed yesterday
Dead-headed and watered baskets
Put DD to bed

Rang EDF - finally (!) but only to give them an accurate meter reading for the gas. The estimate was very slightly under but I would rather these things were accurate. It looks like I should get the electric bill in the next couple of weeks so I will wait until then before I ring them about reducing the DD, need the extra ammo

I am now completely broke (apart my v small amount of savings) so if I don't get my maintenance money on Wednesday then I will have to dip into them for our food shop. I just need to stay in the black until payday (24th) then things will be much better. For about the last 4 months, what with one unforeseen expense after another, I have been starting the month about £300 in the red so if I can just make it through the next couple of weeks everything will be OK.....

Right, off to catch up with everyone else!

vasseur

'The Secret' has made me think about things a lot. A couple of years ago when I was quite broke (well, more broke than I am now) I was worrying about things going wrong in the house...and guess what, everything did start to go wrong! In the last 2 years the following has happened:-

-TV went wrong (was 10 years old so to be expected). New TV
bought
- Microwave gave up the ghost - bought new one
- Vax broke - bought new one, half price
- Bottom oven stopped working (still not working)
- Computer went wrong - bought reconditioned one
- Brushes came through washing machine drum (irreparable) - bought new washing machine
- Shower broke (see previous post) new shower bought
- Leak from water pipe under the house, scary :eek:
- Heat exchanger went wrong on boiler - plumber fixed
- New shower not working properly, another bought

I've just read this back and it looks like I'm really accident prone and just break things:eek:!! It did feel like it was one thing after another but at least most of my stuff is new (or nearly new anyway). I've still got to get the bottom oven fixed but i took out some insurance a few months back so it should be Ok to ring them and get someone in to fix it now. I hope they can - the top oven is useless for making cakes - it just burns everything

TADA LIST

Got up, made beds
Showered, had breakfast
Dropped DD at Holiday club
Drove to work
PAD
Dodged showers and went for a run
Picked DD up from Hol Club
Made and ate dinner
Cleared up
Put the bins out
Put washing on
Put DD to bed

My friend at work has an allotment and she has given me the most enormous courgette - it's the size of a marrow! I chopped some of it up and made a tomato and bacon sauce with it. I had some lardons that needed using up before the 12th so I've now got 2 portions of pasta sauce to go in the freezer. I've chopped up the rest of the courgette and divided it between 2 freezer bags so they can go in stir-fries or bolognese sauces as amd when I need them.

I made my PAD today - just a pound but I had a look at my Virgin card online and because my minimum payment went in yesterday my balance is now below the £2400 mark :j I'm going to keep padding and with any luck I can get it below £2200 by this time next month. There's no danger I'll spend on it - it's in the freezer.:D

Just hung all the washing on an airer in the kitchen. I hate it when the weather's like this - too wet to hang on the line but no central heating on in the house to get the clothes dry

Fingers crossed my maintenance goes in tomorrow....