Polesalot's Climb to Debt Freedom

vasseur

Felt really low Saturday night. Couldn't sleep. I've realised that a guy I've been kind of seeing for the last 18 months is really just stringing me along even if it's unintentional. I think I finally had my LBM and realised I don't want to be anyone's 'stop gap' or just in case' girl. I just felt really sad that I've wasted the last year hoping things will improve I feel much better today though, I think once I made the decision that it wasn't going anywhere I felt like a weight had lifted. Onwards and upwards so they say.

Car boot was great yesterday I only spent 60p! I bought a beautiful glazed pottery bowl for 50p and some Smashbox Photo Finish Primer for 10p. I happen to know this sells for about £18 a bottle because I had some a few years ago, dropped in the bathroom floor and it smashed to smithereens, probably why they call it Smashbox :rotfl:I actually spent more on food! If I'd been there on my own I wouldn't have bother but DD was hungry so we shared a burger (how very MSE but what a mean mummy I am!)

Just been for a run in my wonky trainers, I think I am in danger of getting used to them like this. It is very hot out.

I've done my PAD - just a pound today.

Going to do some surveys too. I must start doing the daily clicks too.

Hope you're all OK. Off to catch up on the other diaries.

P x

jo1972

Just popping in to say hello :wave:

MrsMoo2U

Hello
Sorry you had a bad day on Saturday. It is horrible when you get to that point in a relationship but try not to let the feeling of moving on overshadow all of the fun times that you must have had in order to keep you in there. The thing is that life changes, people move on and need different things in life from time to time. You will meet people at different times of your life that either are there for your needs (ie shoulder to lean on, have a bit of fun, show you new paths) or you are there for their needs.Some of these people are there for the short term, some for the mid term and very few for the long haul but they will all be a soulmate in some way. Try to look at what you have gained over the last 12 months rather than what you feel you are losing. Use those thoughts to set yourself on a new path after all you have made the decision because you are ready for a new challenge. Onwards and Upwards indeed.

I struggle with PAD I just cannot get my head around it. I have signed up to the make £10 a day challenge but I have just signed up for £5 a day. Baby steps::o

Different_Corner

polesalot, sorry to hear your news, cheri puts it so well. Being honest with yourself is sometimes such a relief.

vasseur

jo1972 wrote: »

Just popping in to say hello :wave:

Hello Jo! Thanks for joining us

vasseur

cherisong wrote: »

Hello
Sorry you had a bad day on Saturday. It is horrible when you get to that point in a relationship but try not to let the feeling of moving on overshadow all of the fun times that you must have had in order to keep you in there. The thing is that life changes, people move on and need different things in life from time to time. You will meet people at different times of your life that either are there for your needs (ie shoulder to lean on, have a bit of fun, show you new paths) or you are there for their needs.Some of these people are there for the short term, some for the mid term and very few for the long haul but they will all be a soulmate in some way. Try to look at what you have gained over the last 12 months rather than what you feel you are losing. Use those thoughts to set yourself on a new path after all you have made the decision because you are ready for a new challenge. Onwards and Upwards indeed.

I struggle with PAD I just cannot get my head around it. I have signed up to the make £10 a day challenge but I have just signed up for £5 a day. Baby steps::o

That's great advice cherisong. I think I will have to keep re-reading it. Thank you so much.

With my PAD I have set up a payment thing with my online banking straight to my Virgin CC and I just round down to the nearest pound (or more if I'm feeling brave) and pay money to it everyday. This way I don't really notice the money going out. I still have my minimum payment going out and when I get paid put as much towards as I think I can afford.

P x

vasseur

Different_Corner wrote: »

polesalot, sorry to hear your news, cheri puts it so well. Being honest with yourself is sometimes such a relief.

Very true words DC. I have known all along really that nothing's going to come of it and tried to distance myself but then I'd get such lovely texts and it made me rethink. Time to stop wasting my time though (I just hate waste of any kind :rotfl:) I don't mind being single, really I think it's underated, but with him always lurking in the back of my mind I'm never going to move forward. I have deleted his number from my phone. It's a start.

Thanks

P x

vasseur

TA DA List

Get up
Make beds
Shower
Have breakfast
Drop DD at Holiday Club
Drive to work
Work
make PAD
2 mile run at lunch time
pick DD up
cook dinner
clear up kitchen
clear up living room
run bath for DD
put DD to bed
Get breakfast things ready for morning

Doesn't look like much really although to be fair there's not enough washing in the laundry baskets to make up a load and there's no ironing to be done. Cool. Off to watch Identity....

P x

MrsMoo2U

Glad you like the advice, mmmmm perhaps I need to listen to myself sometimes! Its always easy to be objective with other peoples lives. I have just come off a 2 hour phone call to a couple of friends who are having a rough time and I must admit I felt like a right hard hearted person when I was trying to be objective.

I like the idea of PAD and I notice that yours is to Virgin CC like mine and also a very similar amount ! No I won't try to compete ( well, only with myself!) I thought about giving it a go but I have my strict envelope system this month so maybe next month

vasseur

Not managing to get much done this week. I have been so busy at work that after cooking dinner, clearing up etc I am shattered. Just done a washing load and pegged it out (please don't rain) before coming on here.

I think I'll do my TA DA list anyway and it might look like I've done more than I have.

Dropped DD at Holiday Club
Drove to work
Work
Went for run
Picked DD up
Cooked dinner
Put wash on
Put bins out
Ate dinner
Cleared up
Put DD to bed
Pegged washing out
Watered hanging baskets and window boxes.

So, not too bad then considering we've only been home 2 hours.

I really really must ring up EDF tomorrow and get my electric DD changed. I was paying them too much last year as there had been a problem with my meter so they changed my DD from £55 to £24 a month. I knew this was too low but couldn't be bothered to ask them to change it. Then of course in May I got a letter saying I was £100 in debit and they were increasing the DD to £70 a month :mad: Allowing for usage I reckon I am now in credit with them so am going to ask them to reduce it to £40. That way I can sling another £30 per month at Virgin (grrr).