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D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Morning all! :j

    Hope everybody is well...
    We went to B&Q yesterday, and the bathroom suite has now been ordered!! Woohoo!! It will be about 3 weeks before it's delivered..
    The only things remaining are the towel rail & the tiles to get...
    I just need to give the plans & bathroom software pictures to our fitter tomorrow, so he can plan the work/tools & bits & pieces he will require...
    I have bought myself a new Wii game to help with the weight loss...It's the Biggest Loser...Love it!! You get to train with the trainers, Bob & Gillian through circuits, or compete against somebody else, and similar to the real show, you have a weekly weigh in!

    Apart from that, not much to tell you about, got quite a busy week ahead..Monday Acupuncture, Tuesday table tennis, Wednesday interview with agency, Thursday Slimming World, Friday ????

    Now waiting till the 24th (pay day) so I can work out if we can make an overpayment or not... This will depend if there is anything in our accounts leftover from all that xmas spending, and if Quidco has paid out by then or not...

    Have a great Sunday everybody!

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Hi Froggy
    good news on the bathroom! very exciting!
    wii game sounds fun- I need to get my workout dvds out again that reminds me...:rotfl:
    sounds like a busy week...Im with you , roll on payday!!
    enjoy your weekend and I shall let you know when Im planning on popping round for tea! ;)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning Frogmeister :D. Good news on bathroom, v quick progress :)

    As for your other news:
    Froggy-G wrote: »
    I have bought myself a new Wii game to help with the weight loss...It's the Biggest Loser...Love it!! You get to train with the trainers, Bob & Gillian through circuits, or compete against somebody else, and similar to the real show, you have a weekly weigh in!
    2.gif2.gif2.gif












    Just so I know what I'm not listening to, would that be the £8.99 or £18.99 one on Amazon :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    gallygirl wrote: »
    Morning Frogmeister :D. Good news on bathroom, v quick progress :)

    As for your other news:
    2.gif2.gif2.gif


    GG

    Good to see you.. From your post above, I can feel you are a fitness fanatic!! It's really good, I swear..

    Froggy Fit Guru! :p


    Ps: Paid £11.99
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Dear MFW'ers :j

    Can I please pick your brains?? On Billy's advice I phoned up Sky to try & blag 6 month half price, but did not manage to get it :mad:
    However as my landline & calls are still with BT, they mentioned I could save £9 a month (£108 a year :eek:) if I swithched those to Sky..
    Any disavantages to having landline & calls with Sky??

    Thanks in advance for your wise words!

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Morning all!

    A good victory last night at table tennis in the local derby (7-3)! It really cheered me up! I won my 3 games!! Woohoo!!!! :j

    Just waiting for the final plumber quote, which I should get this morning.. B&Q called yesterday to say they could deliver the goods early February...So with a bit of luck we should get the bathroom done by the end of February :p

    Am finishing work early today, so I can get to the recruitment agency by 5 in town... Hopefully they will have some good jobs lined up for me... other agencies have been in touch, so things are moving "slowly" but in the right direction...:T

    Then tomorrow, back for the weigh in at Slimming World... I am hoping for a good loss, as I have been really good this week, and followed the plan to the letter, and exercised a fair bit too (table tennis & Biggest loser workout on the Wii)..:A

    Just have to get through today, looks like another busy day...:(

    Have a good day everybody!!

    Cheers
    Froggy :D

    Ps: 5 more days till pay day!! Come on hurry up, I need to become Mortgage Free! :p
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Hi froggy , wow just spent an eternity reading your diary and i feel quite inspired now. were on day one today ( even though i cracked the spending whip yesterday too haha ) and im hoping we can do as well as you have so quickly i love how youve paid off 4.6% already !!! wow well done

    Ive started my diary today and im hoping unlike my usual flighty ways ill stick to this as soon as we can see the changes happening. im goign to take the step and shorten our mortgage this week ... scary but exciting too !
    Mortgage at start of MFW £101416.74(27yrs)
    original payment £459.67, new payment £550.00
    overpaying by
    £90.33 ( reduces term to 21yrs !!)
    Saved over £11K in interest so far WOOHOO!!
    Were not rich just paying off tiny bits here and there.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi Froggy :)

    Re Sky, we found them fine with our landline until they starting putting the price up every six months after our fixed deal ended (we had all three - broadband, phone and tv) To be fair every time they put the price up we'd complain and get it down a little again but it was just too much hassel in the end. We're now with BE for interent, BT for phone and Freesat for the TV.

    Don't forget to post a piccie of your new bathroom when its done! :)

    Good luck at Slimming World
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Exciting re: new diary and recriutment agency too- lets hope they get something good for you!
    well done on the wt loss too- must take a leaf out of your book as to how you are motivating yourself as Im lacking that (and willpower! ;) ) at the moment!
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    babybakey wrote: »
    Hi froggy , wow just spent an eternity reading your diary and i feel quite inspired now. were on day one today ( even though i cracked the spending whip yesterday too haha ) and im hoping we can do as well as you have so quickly i love how youve paid off 4.6% already !!! wow well done

    Ive started my diary today and im hoping unlike my usual flighty ways ill stick to this as soon as we can see the changes happening. im goign to take the step and shorten our mortgage this week ... scary but exciting too !

    Hi babybakey! :j

    I am glad my diary has inspired you! Woohoo!! Just small OP as regularly as possible, and you will see your mortgage tumbling down.. It's very rewarding to see the figure go down on a regular basis!!
    I will probably make another small OP next week, once I get paid.. It might be very small, but even if it was £1, I would still do it, as the bank can't charge me interest on money that I have already paid off!!

    Good luck on your journey, I will follow your progress!

    Cheers
    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
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