A Payment A Day - Part 9

sashanut

Hi all:j to all the olds & the newbies too:D

Sorry another one of the guilty ones who hasn't been around for most of the month:o Been injured from a fall, had the snow stuff, been away, come back, finally got Nov pay on Christmas Eve....then just been busy with Christmas & DDs birthday. Also, not on the SW wagon either BUT - However, I felt the pull of MSE today:D:D:D. So am going to make some PADs for the rest of the this year and determined to be DF in 2011.....It will be tough as we still have a lot of debt but we have paid off a lot this year with the help of the PAD thread.:D need to check out the balances & check the APRs on the remaining ones.......difference this time is that I'm not counting the minimum payments, just anything extra:T


So to start things off - £42 into VW campervan moneybox please Paul

Hope everyone had a great Christmas & is looking forward to a DF New Year:D

mooomin

I'm normally up at the crack of the sparrow's fart in the morning anyway so if you want I'll start the new thread on January 1st.

I should be able to do counter-upper duties too if we don't already have someone?

Intergalactic_Floozie

£1

Another littlie for me today...

coolesticeking

Another £1 for me please! :T (£1 to Halifax Credit Card)

sophia-abigail-mummy

Hi everyone,
sorted out finances last night and found for my PAD i managed to have left 240.00 this month to pay on debts. Thats £50 to natwest OD, £50.00 Natwest CC, £50.00 Nationwide OD, £40.00 Tesco CC. £50.00 Savings.

I then had my MOT this afternoon IT PASSED I really thought it would fail knew for definate the two back tyres so £92 for the two and £40.00 for MOT So this had to come out of my savings but I had allowed for this so not so bad I had actually allowed 200.00 in my savings so now have extra :T

saorsie

£10.63 for me today please Paul heading towards dog castration fund! :eek:

-s-

Little_bit_dizzy

saorsie wrote: »

£10.63 for me today please Paul heading towards dog castration fund! :eek:

-s-

I bet your dog's hoping it takes ages for you to save it all...

:rotfl: :rotfl: :rotfl:

tryer

Hi All,

£5 paid off Debenhams card today as I was in town. My very first PaD !!!!! Bring on 2011 !!!!

30andfabulous

Hello to all my fellow PADers, the support received on this thread is really encouraging, which makes it so much easier to post everyday, thank you all so much:beer:

78p for me today

Paulgonnabedebtfree

MrsWassire wrote: »

Meant to say, hopefully the new credit card practises will help us all pay our debt down quicker. I know as of February my payments will be applied to the highest APR transactions on my Barclaycard.

Indeed. At the moment, I have no real incentive to make additional payments as I have a number of debts with tiered interest rates (I also have no spare money thanks to recent weather issues ). Once the cashflow gets moving better AND once I'm certain that any additional payments are going towards the higher rates, then I will start to bring my debts down a bit more quickly again.

Wednesday PADs came to £771.36