A Payment A Day - Part 9

Little_bit_dizzy

Morning everyone

£25.00 today please paul, to CC1.

Little_bit_dizzy

Hey all, back again... just realised that before I started PAD-ing, which was only 15th Nov - not even a month, my CC1 bill was £3000.

It's now only £2575, so I've paid off £425.00 in less than a month, which is fantastic. Before I was only paying the minimum (£180) or about £20 over, so £200 at best.

Just wanted to say a big THANK YOU to all the PAD-ers who've made me feel so welcome on this thread, I wouldn't have done it without you guys! :beer:

MinniMe_2

morninga ll - well afternoon!

Nothing here from me today I'm afraid. Stoney broke until pay day next week!!

Mowgli786

Afternoon all,

Just £10 for me today.

Hope everyone's well!

Greenbynature

Paulgonnabedebtfree wrote: »

What?? You drove your car to the point where the clutch was unusable? . It's not as if you don't get any warning that it's on its way out. I didn't get any warning tho! It was fine driving down my road then the next road it just went!! Do you think that screeching noise I've been getting lately could be from the clutch??I can just imagine you sitting there revving away and nothing happening. :mad::mad::p yes it was great fun :cool::p
Paul (veteran of three clutch changes down the years in various vehicles).
I find that it's best to avoid balancing a vehicle on clutch/accelerator as much as possible as that wears them much more quickly. I have no idea what you mean :whistle:I tend to use handbrake more. I had one vehicle that I took to 142,000 miles on the original clutch - when I sold it. Mind you, I did need the handbrake cable to be changed at one point. That might not have happened if I had balanced the clutch more but that probably would have meant a new clutch. I think using handbrake more is a good habit that has come from owning vans instead of cars in the last 20 years. Slipping the clutch isn't always so great in a van - especially if it has a heavy load (IMO of course).

Yes I'm terrible at lights for not putting handbreak on! :o Still waiting for mechanic to go and collect it tho am getting pi55ed off now!! I appreciate they're busy but I need a car!!!!!!

Greenbynature

flying_fresian wrote: »

-8??? It's forecasted to be a balmy -14 in Edinburgh tonight

Well i hope you had your bikini on FF :cool::rotfl:

tomtombeanie

a quick long overdue hello from me

still see some names i know! well done on getting a mention in the email, and well done for carrying on PADing!

still no debts other than mortgage, still chipping away at that with a bit of an overpayment each month but a bit like fresian i think i need to build up my savings more before doing anything too dramatic

stay warm, everyone! xxx tomtom

Greenbynature

Hi all and hi to the newbies :hello:


Have been sorting my house insurance out today - it ran out today apparently - I forgot :cool: Managed to get both building and contents for £13 a month, which I thought was pretty good, last year was £17! I have noticed tho that more and more insurance companies charge ridiculous % apr's :mad: 24 - 29% what a cheek!!!


pad today is £10 OH, £10 cap1 and 50p jar pls

£20.50

Greenbynature

tomtombeanie wrote: »

a quick long overdue hello from me

still see some names i know! well done on getting a mention in the email, and well done for carrying on PADing!

still no debts other than mortgage, still chipping away at that with a bit of an overpayment each month but a bit like fresian i think i need to build up my savings more before doing anything too dramatic

stay warm, everyone! xxx tomtom

Hello stranger :wave::santa2:

How's things? and how is the puppy?? a monster like mine??

angelicmary85

Afternoon All!!

Well, I went shopping and it didn't turn out the way I'd hoped!! The red top was indeed red but very low cut...as in, you didn't just see cleavage - you could see both my puppies and some of my tummy!! hahaha!!

So I'm still a wee bit stuck for an outfit but I'm sure I'll find something!!