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A Payment A Day - Part 9

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  • Hi All,

    I'm another new PADer inspired by Martin's email.

    I've hit my Co-operative overdraft with £103 today. :)
    Co-op OD: £1452 Now £1349
  • 'evening all! £10

    Just the usual for me to Halifax Clarity Card.

    A payment has just reached them making my balance officially just under £3k (£2999.02) so that's my first target met!
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon all

    Just 50p for me today. I'm still waiting for my refund from sainsbury's:mad:
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • Hi all :hello: and hi to the newbies :hello:

    Car still not sorted!!! Mechanic came last night, switched the engine on, tried to put it in gear and said yep your clutch has gone! er yes I bl00dy know that!!! I want to know how much it's going to cost! Oh we'll come for it tomorrow and tow it to the garage!:( Cue today they phone me and say cos of the roads being so bad they'll try:mad: and come for it tomorrow!!! the roads are a lot better now than they were! tut! Am dreading how much it's going to cost me - i want to cry!!


    Pad today is £2 cap1 pls Paul
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • MrsWassire wrote: »
    I've just paid £10 to Barclaycard. :) I already have a S/O set up for £12.50/week plus £5/week to my loan.

    ETA: Paid £10 to Simply Be as well.

    I've read thisa post a bit more closely now and I'm calling it a £20 PAD.
  • keza wrote: »
    Hi all!!!! im bacccckkkk! :D:p

    Had a wonderful wedding and beautiful honeymoon in the maldives. two weeks of 30 degrees then i come back to London to -8! bbbrrrr!
    and i only had flip flops on and had to dig the car out of 14 inches of snow! not the best start to married life i must say! :mad:

    xxx


    Hellooooo :wave: Congrats and I'm glad you had a great time - and no I'm not jealous at all of the Maldives and 30 degree!!!! :o:cool: Brrrr to the -8 tho
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • For some reason I posted a £23 PAD earlier that was actually £25 - oops !!
    I have now done another PAD of £109 so that plus the £2 I under declared make a further PAD for the day of£111
  • Hi all :hello: and hi to the newbies :hello:

    Car still not sorted!!! Mechanic came last night, switched the engine on, tried to put it in gear and said yep your clutch has gone! er yes I bl00dy know that!!! I want to know how much it's going to cost! Oh we'll come for it tomorrow and tow it to the garage!:( Cue today they phone me and say cos of the roads being so bad they'll try:mad: and come for it tomorrow!!! the roads are a lot better now than they were! tut! Am dreading how much it's going to cost me - i want to cry!!


    Pad today is £2 cap1 pls Paul

    What?? You drove your car to the point where the clutch was unusable? :D . It's not as if you don't get any warning that it's on its way out. I can just imagine you sitting there revving away and nothing happening.
    Paul (veteran of three clutch changes down the years in various vehicles).
    I find that it's best to avoid balancing a vehicle on clutch/accelerator as much as possible as that wears them much more quickly. I tend to use handbrake more. I had one vehicle that I took to 142,000 miles on the original clutch - when I sold it. Mind you, I did need the handbrake cable to be changed at one point. That might not have happened if I had balanced the clutch more but that probably would have meant a new clutch. I think using handbrake more is a good habit that has come from owning vans instead of cars in the last 20 years. Slipping the clutch isn't always so great in a van - especially if it has a heavy load (IMO of course).
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hellooooo :wave: Congrats and I'm glad you had a great time - and no I'm not jealous at all of the Maldives and 30 degree!!!! :o:cool: Brrrr to the -8 tho

    -8??? It's forecasted to be a balmy -14 in Edinburgh tonight :D
  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £250 today please :j
    Errrr...come back later ;)
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