Advice please teenage son with £1500 to spend on a car

gonzo127

jamie789 wrote: »

Disgusting. And if there is any justice, you'll be in a fatal accident tomorrow, hopefully with a bus carrying the rest of you.

you really are a horrible person and i am no longer going to reply to anything you post, since you have no grip on reality and seem to have a massive chip on your shoulder

cardinalbiggles

jamie789 wrote: »

But drivers at 40 odd can afford to pay a 2 grand a year insurance bill, 18 year olds cant. Which is why so many of them drive without it, deterred by the high prices, THAT is what really puts your premiums up, is people driving without it, most of them doing so because its too expensive.

Its a counter productive system based on "statistics"

You have not really thought that one through either I suspect....

Inactive

gonzo127 wrote: »

you really are a horrible person and i am no longer going to reply to anything you post

Indeed, he was even worse last night slating every female in the country, I have now reported him to the Abuse Team, hopefully they will remove him.

I have deliberately avoided his posts.

cardinalbiggles

jamie789 wrote: »

All of you old people need to remember that everyone has to start somewhere. Everyone has to learn.

Yip and thats why I drove a Fiat 126 for many years after some 19 year old driving a Golf GTi missed a head on collision with me by 1 inch and wrote my mums Lancia off. I was a metre on the verge and stopped as well when I saw him coming at me out of control and he still went piling into me.

Young drivers and fast cars dont mix, simples.

cardinalbiggles

jamie789 wrote: »

Disgusting. And if there is any justice, you'll be in a fatal accident tomorrow, hopefully with a bus carrying the rest of you.

There we go thats why the premiums are high for young drivers! I am glad ones like you are in the minority thats for sure!

Maturity FAIL.

cardinalbiggles

jamie789 wrote: »

It doesnt matter if its fast or not, you can put a teenager in shopping trolley and they'd still get charged a grand to insure it.

And so they should they are inexperienced no matter what they think.

If they think they are not inexperienced then they shouldn't be on the roads.

Badger_Lady

cyclonebri1 wrote: »

Yes Jamie it does, but if you cannot understand that your poxy £500 car can do 10's of thousands of £s of damage to other motorists and has to be insured accordingly, then there is no issue you are wrong, butt out or acept facts.

Indeed - I worked for a company that sold car insurance and once paid a single claim of £5 million! It was for a policyholder driving in Germany, where litigation is quite common after car accidents...

flyingscotno1

jamie789 wrote: »

But drivers at 40 odd can afford to pay a 2 grand a year insurance bill, 18 year olds cant. Which is why so many of them drive without it, deterred by the high prices, THAT is what really puts your premiums up, is people driving without it, most of them doing so because its too expensive.

Its a counter productive system based on "statistics"

Incorrect. Numbers driving without insurance are falling as ANPR and police enforcement makes it difficult to do it long term and get away with it.

And drivers at 40 cannot just afford 2K insurance- some will, but at 40 you have commitments like children and mortgages which 18 year olds usually don't.

jamie789 wrote: »

The longer you go without having an accident, the sooner your next accident is, regardless of your age.

So all you 40 somethings with 20 years experience and no crashes are the highest risk around as far as im concerned.

Old drivers get complacent, as they assume they know everything.

Eh? That makes no sense what so ever. They are not the highest risk because they have been proven not to be from 20 years without a crash as opposed to having one. Your fighting against common sense and statistics that have been proven for years.

cardinalbiggles

jamie789 wrote: »

I didnt say anything about experience. Im sure inexperienced drivers know they're inexperienced. And the fact you dont realise that obviously means you didnt drive when you were younger, you've obviously never been there.

Started when I was 17, passed 5 weeks after my first lesson, would have been quicker but I had to wait on my test date as there was a backlog. Probably drove 12 -15 a year when I was younger sometimes up to 20k as I lived in the back of beyond and did a fair bit of travelling to see the ladies and to get to my part time job when I was at uni. Also the most rediculous driving maneouvres I have seen have been younger drivers, and I consider myself still young

33 now and had one accident that was "technically" my fault but I cant control the flight path of wildlife!

cardinalbiggles

jamie789 wrote: »

as far as im concerned.

Thats kind of the common element in all these posts?