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AMEX...easy approval?

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Comments

  • BigMan
    BigMan Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    msaquib wrote:
    I have just applied for an American Express Card. Anyone know if they credit check you straight away online and how long does it for an decision?

    Same here, just have to wait and see!!
    Regards,

    BigMan
    Trust Deed - Discharged May 2012
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    msaquib wrote:
    I have just applied for an American Express Card. Anyone know if they credit check you straight away online and how long does it for an decision?

    Thanks SM

    No, they don't credit check you online, otherwise you'd get an instant decision. If you don't have an Amex Card already, it takes around 4 weeks.
  • It did had an Amex card which I closed around 2 years ago. Would that count?
  • I did not have amex before and i got letter of approval 5 days after application.
    Onwards and Upwards ;)
  • Thanks All,

    I shall apply for the AMEX card first thing in the morning..........hope I get approved.
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    I did not have amex before and i got letter of approval 5 days after application.

    Lucky you! They must have sped up since I applied for my platinum credit card earlier this year. I already had 2 Amex cards and it took about 2 weeks for me to get the card from application.
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've never had an Amex card before and recently had a clear out of all my cards. Closed Barclaycard (had it for 12 years) and Halifax (had it for 1 year) and got a First Direct one. I also have a Morgan Stanley one which I use for monthly expenditure. They gave me a limit of £1,500 and not willing to increase until 6 months have gone by :mad:

    Applied for the Amex Platinum on Sunday 3/9 and Thursday 7/9 I was advised it was approved with a £13,500 limit :D

    Very happy as I've got a large purchase to make and will use it to get the cashback ;)
    Leason learnt :beer:
  • Just a quick question Regarding Amex i have a barclaycard which i am using since june this year and after that i applied for nationwide credit card and been rejected ,i am earning 18000, plus , so need quick suggestion that is that right time to apply for the Amex card or should i wait more ?

    Thanks
  • I think more stories are coming up about AMEX's easy approval and high credit limit :j ........have applied for the card and the kind lady has asked me to check by Thursday for the outcome.......keeping the fingers crossed
  • K9cuddles
    K9cuddles Posts: 2,202 Forumite
    I just admit my application went through really quick!
    Official DFW Nerd Club - Member no. 092

    ::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
    ::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::

    Lost to date - 9kg (22/8/06) Next weigh in 2007!!
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