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Clearmydebts - new chapter to becoming debt free before moving home
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savingholmes wrote: »I put together a hamper for someone at the weekend at no notice and it was gorgeous.... so really need to start on the xmas side of things too
where do you get the basket from to put the stuff in?Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
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Glad things are getting sorted CMD. It'll be your move day before you know it!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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where do you get the basket from to put the stuff in?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
Haven't been on for a while. MIL came last week and was meant to be helping out but just sat on her behind most of the time. To be fair she is very good with Max but useless at everything else. She tries to wind people up and goad people all the time (everyone) so I have told OH that she is not welcome to stay with us anymore as she adds to the stress and I won't be staying with her and FIL as I don't really even want to be in the same room with someone so toxic. The worst thing is she thinks she is prefect and she rang today and I answered and she was like 'Hi' in this really affectionate voice. I just passed her on to OH. She is a psycho.
My mother is arriving tomorrow so can't wait for some normal adult company and someone that helps out in a practical way rather than waits to be served dinner every night.
OH got the news about compressed hours this week. He got them and they start from November! We are both thrilled. I might need to go back sooner than this due the medical complications I have with this pregnancy (Not able to walk far, lift) but its hard to know until the baby is born as it might rectify itself once the baby is here. We will take it one day at a time.
Debt wise we haven't been adding any but hardly been reducing it either. I hope to pay off some this week and also pay off the remainder of my buggy, then I can collect it!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Fantastic news about the compressed hours. Bet that has made you feel better.
Hope you have a lovely time with your mum.Your MIL sounds like a complete nightmare , don't blame you for wanting her out of your life.0 -
Great news about the compressed hours... Hope you have a good time with your mumAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
great news about the compressed hours. must feel like a weight lifted.
glad your mum is arriving tomorrow. hope you can rest once she is there.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Great news about the hours and your mum coming over.
Don't worry too much about the debt for now, at least you haven't been adding to it. I'm sure things will get clearer when new baby is here and you move back to Ireland. xDEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hi all,
Quick update to say baby Evie arrived into the world at 2.24pm this afternoon. It was a hard labour but managed to avoid the epidural and got home to my own house at 7pm this evening.
Will update more over the next few days. Am so happy to have a little princess xxxTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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