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Clearmydebts - new chapter to becoming debt free before moving home

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Fingers crossed with the Ireland job, any news at all?
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    That's really good news CMD, you sound a lot happier now that you've got a bit of a plan sorted! :)

    You'll have to get Skype and have your choccy and tea together in front of a computer screen! ;)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Fingers crossed with the Ireland job, any news at all?

    No word on it yet. I think the company are waiting to get funding and it is taking a while. From what I understand, there are no positions at the moment (although there were meant to be from July) but there will be in the near future. OH has heard a rumour about January and that is probably why he hasn't been contacted yet.

    It's all hearsay though..... which is very frustrating.

    I just read your post about you staying put in Cardiff. That's brill. That must be a weight from your mind.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    We are ok thanks CMD although didn't have a great night with her...

    I am sure you will miss him but like you say he will have more quality time with you all.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Birdie85 wrote: »
    That's really good news CMD, you sound a lot happier now that you've got a bit of a plan sorted! :)

    You'll have to get Skype and have your choccy and tea together in front of a computer screen! ;)

    Yes, I do feel way happier and for once we are thinking with our financial heads rather than with our head in the clouds!

    Yes, we will be on Skype a lot I think. I am still feeling optimistic and think OH will get a job before then :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    We are ok thanks CMD although didn't have a great night with her...

    I am sure you will miss him but like you say he will have more quality time with you all.

    There must have been something in the air. Max was awake at 4.20am (wide awake) and I had to give him a bottle. He slept then until 7.15am so that was good but I think it might be his teeth.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It's all bit up in the air still, but I think that's what we're doing for the time being. Still would be good if I'd find a better paid job, but it's seems there are no jobs here. In Bristol there are just too many applying for them.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    It's all bit up in the air still, but I think that's what we're doing for the time being. Still would be good if I'd find a better paid job, but it's seems there are no jobs here. In Bristol there are just too many applying for them.

    It sounds like there is a lot of competition in Bristol. Are there any OU or night courses you can do to add something extra to your CV?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I'll have to look into something like that to better my prospects for sure. If we decide to stay here for at least another year, that'll be easier too.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Is it Dublin you're looking to move to CMD? I'm starting to wonder if Dublin is a bit like London - almost a different country to the rest of the country iyswim. Limerick was shocking to see, absolutely on its knees. I thought we'd lost a lot of retailers/pubs over here but it was nothing to all the 'to rent' signs over there - there is at least a 50% town centre vacancy rate and some of the out of town centres are at about 80%. NIMs dad has made 6 figure losses in the company for the last 2 years but is able to hold out for an upturn although he's not optemistic about it being in the next 5 years. I just found it all really quite shocking, all the places NIM and I used to go to have closed down! Can completely understand your draw to go home, I'm aware this could come across as 'be wary of Irelands financial situation' but its not that at all, you know that better than anyone, I'm just curious if the recession has hit Dublin as hard as Limerick.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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