New Vanquis Card

izools

https://www.granitecard.co.uk/

... Discuss

big_Daddy_Dave

is it as easy to get as the vanquis?

laney85

Can you apply if you have applied to vanquis in last 6 months ?

paulofessex

Some small print

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.

Kyresa

I'm being manually processed

sephrenia

I gave it a shot even though I was turned down by vanquis last week and it's gone to be manually processed and I get a reply (which will most likely be no!) in 10-14 days

BugsyBrowne

sephrenia wrote: »

I gave it a shot even though I was turned down by vanquis last week and it's gone to be manually processed and I get a reply (which will most likely be no!) in 10-14 days

If any of you had any sense you would stay well clear with anything associated with vanquis..

sephrenia

star-fire wrote: »

If any of you had any sense you would stay well clear with anything associated with vanquis..

Is vanquis really that bad? i've read as much as I can and it seems that as long as you're careful and pay up in full, there should be no problems at all?

Is there something I've missed?

GEEGEE8

I have a Vanquis and it's been fine for me

BugsyBrowne

sephrenia wrote: »

Is vanquis really that bad? i've read as much as I can and it seems that as long as you're careful and pay up in full, there should be no problems at all?

Is there something I've missed?

If you pay in full yeah they a good credit building card,as their website shows they have helped 800,000 people build up their credit,they don't tell you how many people have actually gone downhill due to this vanquis lot,basically vanquis targets people who have had money troubles b4 who may have not managed money properly they are the ones they want,these people are the weakest link side of the market,give them stupid credit limits and in the end most of them break,then go broke

borders_dude

sephrenia wrote: »

Is vanquis really that bad? i've read as much as I can and it seems that as long as you're careful and pay up in full, there should be no problems at all?

Is there something I've missed?

I agree, I have never had a single problem with them. But then ive not caused any. I've stayed within my credit limit and made my payments in plenty of time.