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###Oh no it's chat on the 13th ### (but not a Friday!!)

Hi All

Hope you have a lovely day. The sun is shining here and the wasps are flitting in and out of their home on the balcony (Your days are numbered my little buzzy friends :D )

No job offer, no interview letter on the mat last night :( BUT a letter from the university with an unconditional offer of 1 year on their Masters course :beer:. That has definately calmed me down a bit (obviously I will be studying rather than drinking!) Now if the Career Development Loan people could actually print enough forms and get one out to me we might be getting somewhere.

Is it okay if I get rid of my Credit Card debt but get a Career Development debt?

B
Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt'
48% off mortgage

'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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Comments

  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Morning Butti!

    Good news about the Masters Course x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • beanielou
    beanielou Posts: 95,154 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Morning Butti.
    Good news on Masters.
    Hows your eye now?

    Morning Bunny?
    Hows life in your world today?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elliemoo
    elliemoo Posts: 4,593 Forumite
    Part of the Furniture 1,000 Posts
    Morning all. Quite dull here but at least its not raining.

    My oldest son is 7 today, the day he was born was a scorcher all the badies in the hospital just lay in their nappies because it was so warm. I have a party later for 20ish boys and girls. May need a large glass of vino later.

    Need to get my house cleaned and tidied, I hate housework!
  • beanielou
    beanielou Posts: 95,154 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy birthday elliemoo's DS :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elliemoo
    elliemoo Posts: 4,593 Forumite
    Part of the Furniture 1,000 Posts
    Ta very much Beanie. I have had a coffee and now I'm going to make a large pot of chilli for all the adults later.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    Morning Butti.
    Good news on Masters.
    Hows your eye now?

    Thanks Beanie. Eye getting there - vision getting better day by day. Check up today.

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • schoolrunmum
    schoolrunmum Posts: 2,689 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Elliemoo-did you really mean all the BADDIES in the hospital?? Surely they ought to be thrown out!!!

    Have been dog walking for an hour, 30mins r and r then off to gym,then pick up kids for Orthodontist appts, then back here for piano lesson-that's my day!
    Have a good day all,SRM xx
    Debt-free...and staying that way...
  • beanielou
    beanielou Posts: 95,154 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    srm~You are really into this keep fit lark at the mo:eek:
    Were yopu ever lucky enough to fly on Concorde?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gonzo127
    gonzo127 Posts: 4,482 Forumite
    Part of the Furniture Combo Breaker
    morning all hope everyone is good

    well at work as ever but oh what fun we are all having basic information coming around at the moment spells out that over the next 2-3 years everyone will be out of a job due to the massive restructure being proposed, oh the wonders of working for the NHS
    Drop a brand challenge
    on a £100 shop you might on average get 70 items save
    10p per product = £7 a week ~ £28 a month
    20p per product = £14 a week ~ £56 a month
    30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)
  • sallyx
    sallyx Posts: 15,815 Forumite
    Morning

    I have a sore throat...again grrrrr
    Been raining all morning but its stopped for now and is quite muggy

    At work until 1 pm today and then I need to go to town and post loads of ebay parcels and go and find some cheap presents for school teachers. So tired today I shall be getting an early night tonight regardless of Rob coming to stay
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
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