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If My Pennies Were Pounds...

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Comments

  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Pennies, thanks for your kind words on my diary, your puppy is gorgeous. and I need the info on Boots sounds great! xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Thanks for stopping by New Leaf! My diary isn't very interesting, I put up the odd photo of the dog and pretty much just ramble on! Keeps me entertained anyway! :p
    VSP - £14.76 | Saving for a Deposit
  • Christmas 3 for 2 in online now at Boots in case you didn't know!!
  • im here!!!!! although admittidly quickly check in and out again before work! no rest for the wicked...................i must have been very naughty in a previous life. lol!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Thanks MustStopSpending, will start looking at their goodies so that I can plan my Christmas Shopping!

    I have got one idea for OH already, he loves comedy and Jason Manford is coming to us in April, so that will be an easy present for him! It's only £20 a ticket which isn't too bad. Will maybe get those sorted when I get paid this weekend so that it's done and out of the way.

    Got £8 in £2 coins at the weekend so total is approx £186 now :)

    And we have officially started the decorating in the bedroom, we moved in to the spare room at the weekend so that we could get in there and make a start...
    VSP - £14.76 | Saving for a Deposit
  • Another update from me.

    Have got approx £188 in £2 coins now, and I decided to count our spare change, we have £53.85 :T

    OH informed me that he thought he had put a £100 note into the spare change tin but it wasn't there so he said he might have put it in the £2 tin instead :eek: (that's a :eek: in a good way by the way!) - either that or he's spent it and forgotten! I'm not counting on it being there, but a £100 surprise would be fab :D

    I got paid today so that's another £26 off the loan, I'm now sub £800 as my outstanding balance is £792 :j:j:j I'm really happy with how much I've paid off since I started my diary.

    Will be updating my VSP tomorrow but will probably pay a little extra so that my ISA is rounded up to the next £50 (bit of compulsive money watching there! :p)

    Next sale starts on Saturday so will be going to that, we have about £140 in gift cards that we got for christmas last year (we asked everyone to give us the same thing) and I'm hoping I can get the new curtains etc for the bedroom cheaper!

    Anyway people, feel free to comment on my posts/progress so far! :)
    VSP - £14.76 | Saving for a Deposit
  • Oh I meant to add that I reached the threshold for my first payout on VO, have requested a £10 Tesco voucher, hopefully it won't take the 28 days that they say to allow!
    VSP - £14.76 | Saving for a Deposit
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Hi Pennies!

    We saw Jason Manford in June, I bought OH tickets for XMas last year, he was awesome!! Really, really funny, I don't think I have ever seen OH laugh so much :). Highly recommended by me!

    Well done on getting your student loan balance down so much and great totals on the VSP and £2 pots, I am quite envious ;)

    I love Boots 3 for 2 BUT....I find always end up just buying 'stuff' because I think it's good value so I am trying to avoid Boots in general this year. I have a funky little spreadsheet where I have family members in columns with what I have already bought and the amount, then further down I have an 'ideas' section. I just make notes when I hear them talk about things they want :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Thanks for stopping by Jody!

    I'm going to organise the Jason Manford tickets today I think as these kind of things sell out quickly here and I don't want to be disappointed!

    I can't wait for the boots 3 for 2, I find I do the same and always see stuff that I want but probably wouldn't really use! I'll still be going to look though!

    There wasn't much in the Next sale at the weekend. Got a few decorative bits for the bedroom once it's complete, should have cost £21.50 and I got the stuff for £8 :)

    Didn't really do much else to be honest, had a quiet cosy night in last night. Trying not to spend too much too soon after payday because it is 4 weeks on Friday until we get paid again, so it makes for a long wait!

    I've got one small wall in the bedroom that needs the wood chip scraped off but it's an absolute pain and it's not coming off no matter what I try. We don't have a steamer and the suggestion of scoring the wall and then wetting with a sponge isn't making much difference. Anybody got any other helpful hints or tips?! :)
    VSP - £14.76 | Saving for a Deposit
  • i love jason manford!!!!! no tips on the woodchip sorry, most people i know have had to plaster over it!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
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