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wendy_ann1983 wrote:I'm 23 and feel that money management should be taught in schools, ie budgeting, taxes, etc. Don't think I'd be in as much or any debt if someone had showed me a site like this 7yrs ago
I totally agree. I would have realised much earlier how stupid it is to be continually in debt if this had been taught at school. We did study home economics ie cooking (which I believe most schools don't really teach these days any more, tho could be wrong) and it's been invaluable to me as a money saver. My parents lived thriftily but never really seem to have communicated with me how or why that I can remember - I wish they had. I'd have so much more money if I'd been more sensible!!0 -
I'm 20 too. I love MSE! Has saved me hundreds!Current Debt: £3643.782007
£3343.78 Natwest Loan :eek:
£600 Natwest Overfraft :mad:
Debt free date: October0 -
I'm 20 too.....seems that being younger is probably not the best option in this case!
although having found MSE.....the only way is UP!Lightbulb Moment 17/09/20060 -
I'm 23 with £2500 0% interest debt and £15,000 student loan, if only i had realised how bad debt was 4 years ago! I think teaching kids to save would be great, maybe puting some of their pocket money in a savings account. I can see my 16 year old sister getting into loads of debt but how can I tell her? She does what she wants including spending every penny of her first job's wages on clothes and going out!0
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im 23, want to be out of debt by my 25th birthday0
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I am 37, older but definitely not wiser!!!:rolleyes:£2 Savers Club - £36 (Started 17.11.06)
20p Savers Club £8.00(Started 19.11.06with proceeds from car boot sale)
MONEY MADE:T
Ebay £83.20
Car Boot Sale 19.11.06 £65
Matched Betting Profits(since 2.12.06) Just over £150
Mutual Supporters Club Member!(Nov 2006):grouphug:
Lose weight 9 member Jan 2007
Proud to be dealing with my debts!
Life is like a ferrari - it goes too fast - but thats ok because I can't afford it anyway!0 -
I'm 32 and had my lightbulb moment a couple of years back but didn't discover MSE until this year which has made a world of difference!!!My mantra is "Never pay full price!"
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I'm 35 and wish I'd had my lightbulb moment earlier - 5 years would have suited me as I had very little debt then although I wasn't very financially savvy I did not even have a credit card until I was 25. I think (no, I'm sure!) that I would not have got myself into such a mess if I didn't have such a stingy git for an ex-husband! (That is a whole other story which I will save for another occasion)PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
sorry - missed some punctuation from my previous post! Hope it still made sense!!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0
Sorry to burn out your fire lol 
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