Wedding cancelled- what do I do about dress?

peachyprice

shellsuit wrote: »

They cancelled it for financial reasons, so if the reason was because one of them had been made redundant for eg, then they would be covered.

That's not the case so they won't be covered

https://forums.moneysavingexpert.com/discussion/2389081=

myothercarisaferrari

hang on, if you cancelled it six months ago why did you not inform the shop then?

shellsuit

peachyprice wrote: »

That's not the case so they won't be covered

https://forums.moneysavingexpert.com/discussion/2389081

Ahh, I didn't realise.

There isn't much hope than to pay for the dress.

Surely the house should be insured though which would cover repairs to the roof? Well I'd assume it would be anyway.

peachyprice

I don't know really, would insurance cover the roof if it was normal wear & tear?

indebtinsussex

I don't think normal wear and tear is covered for the roof

Person_one

indebtinsussex wrote: »

I don't think normal wear and tear is covered for the roof

If its normal wear and tear then its not an emergency and can wait a couple of months!

Spendless

I was covered by my buildings insurance when tiles blew off my roof in high winds-still had to pay the excess but I don't know where you stand on something that has started leaking. You'd have to read your ts and cs or give the ins co a ring.

With regard to the dress- you are responsible for paying the shop the balance and that's it. It isn't the shop's fault that your financial situation has made you cancel the wedding, or that you forgot to cancel the dress and lose the deposit. If they'd delivered it after the planned wedding date I could see you would have a case, but they didn't - they delivered it in time for your big day. That you haven't informed them that it's no longer going ahead isn't their fault.

I understand you feeling emotional about it all, many of us will have had bad times when we've been hit by an unexpected bill or one we'd totally forgotten about.

So now you need to find the money to pay the balance -there's the option of selling the dress on and using that to pay it, or if you can find the money then you have a dress that you obviously liked and that will be something less you need to buy when youd o get married.

talulahbeige_2

Redfraggle wrote: »

Thanks to those who offered advice. Slating me when I am struggling to deal with my life is unnecessary

Who's slated you? I've re-read this thread and all people have done is offer advice and tell you how it is. You obviously weren't told "dont pay the shop" and you didn't like it.
You forgot to cancel with the shop months back, your mistake, you have to live with it. I know your having a rough time but so do alot of people, no need for you to want to give someone else (the bridal shop) a rough time by wanting a way out of paying them

floss2

Redfraggle wrote: »

Firstly I didnt sign a contact. I have already paid half.....

Check the paperwork you were given when you ordered the dress and paid half of its cost, the terms & conditions are probably on there.

Redfraggle wrote: »

Thanks to those who offered advice. Slating me when I am struggling to deal with my life is unnecessary

No-one is slating you - just being honest & realistic when you are trying to deny a shop of money which you owe. If you don't believe any of the truthful answers, then contact Trading Standards (in your local phone book) and see what they say about your attempt to get out of paying.

whitewing

I'm with the OP that some of the posts do sound harsh. When I was feeling a bit fragile (which I definitely was when I first joined MSE), a big unexpected cost could make me feel scared to death. A wedding dress and a faulty roof at the same time would have terrified me, and I would have explored options without being able to think how I came across. I am absolutely certain that the OP wouldn't intend to put anyone else's finances in jeopardy by her actions, but on my early days I would not have had a clue about how a small business' finances could be impacted by a single/few customers.

It's only now, a few years later, that I would be comfortable enough to plan for the 'unexpected', and also could separate out my emotions (eg disappointment that I'm not getting married yet) with making a pure financial decision regarding the dress.

OP, things will get better - stick with us.