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MSE Parents Club Part 13

17577587607627631104

Comments

  • Do you think I could get my 2 boys in matching tops for our jollies?

    I am sure Sainsburys or Asda do matching ones in a Size 18-24m and a size 10.


    Doh - actually we already have these matching ones *rolleyes* - Benjamin might just fit his now, we have had it since he was about 10 weeks!!
    r.mac wrote: »
    please listen to MFD - she is a wise woman :D
    Proud Mummy to the gorgeous Benjamin John born 14 March 2009, 8lbs 14oz
    A new little seedling on the way, due 30 September 2012
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Ea - yeah save it for a rainy day? Or have a nice holiday or something?
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • emlou2009
    emlou2009 Posts: 4,016 Forumite
    EA, does it really need to be spent? Just put it away, you never know when you will need it?
    Mummy to
    DS (born March 2009)

    DD (born January 2012)
  • Evansangel
    Evansangel Posts: 6,791 Forumite
    Part of the Furniture Photogenic Combo Breaker
    SugarSpun wrote: »
    EA, why not put it in the bank and start a house deposit fund?

    We already discussed about buying a house, realistically we probably wont ever be able to afford one. We want to emigrate at some point and i dont want to be stuck with a mortgage for 25ish years and not being able to emigrate.

    It sounds bad, but Lily really annoys me when she refuses to drink her milk. She has a massive tantrum and lets it fall out of her mouth and keeps kicking away from me.
    The HV said if she wont drink her milk give her food instead and its fine, but i thought her milk currently made up most of her nutrients, etc?

    Kindof, Felix doesn't want a holiday. He is even refusing to go to Pontins to see my sister. He thinks Lily is to young, and then when Lily is old enough our next one will be to young.

    Em, he now has said he wants to split it. So my £500 is going into my car fund so i can get a better car.
  • Krystaltips
    Krystaltips Posts: 9,220 Forumite
    Those T-Shirts are fab Mfd! They sell similar things in the black country museum shop... And you definitely need to dress them in matching things... I bet DSS would love it, Aimee does... She chose the t-shirts they're wearing today...
    A very proud Mummy to 3 beautiful girls... I do pity my husband though, he's the one to suffer the hormones...
    Krystal is so smart and funny and wonderful I am struck dumb in awe in her presence.

  • EA - her teeth are probably hurting her, poor thing. They all go off their milk (and often food too) for a bit when their teeth are coming through.

    I would spend half, save half (or something like that) because I am half sensible and half frivolous!!
    r.mac wrote: »
    please listen to MFD - she is a wise woman :D
    Proud Mummy to the gorgeous Benjamin John born 14 March 2009, 8lbs 14oz
    A new little seedling on the way, due 30 September 2012
  • SugarSpun
    SugarSpun Posts: 8,559 Forumite
    EA, is the information in your sig current? If you still owe £1800ish you could get rid of half that and still have money for a really nice dinner :)
    Organised Birthdays and Christmas: Spend So Far: £193.75; Saved from RRP £963.76
    Three gifts left to buy
  • Evansangel
    Evansangel Posts: 6,791 Forumite
    Part of the Furniture Photogenic Combo Breaker
    SugarSpun wrote: »
    EA, is the information in your sig current? If you still owe £1800ish you could get rid of half that and still have money for a really nice dinner :)

    Yes it is, DH already suggested using it to clear my debts but about 80% of that debt is what i run up before we were together.
    (+ interest aswell)
    He says he is happy to clear it with his wages aswell as mine, but i feel bad as its my debt from my own stupid drunken spening :o
    EA - her teeth are probably hurting her, poor thing. They all go off their milk (and often food too) for a bit when their teeth are coming through.

    I would spend half, save half (or something like that) because I am half sensible and half frivolous!!

    Same here, he can spend his half on what he wants (i know he wants some jeans that i have forbidden him to buy, they are 'gangsta' style jeans and are hideous! :rotfl:) but mine will go into savings. Im due £900 from work at the end of Sept (hopefully!) and that will go into savings, as will xmas and birthday money and then i should be able to get an ok car from that.

    I gave her some calpol earlier and she gave me a massive cuddle. I fel so bad for her but i dont know what to do, i just dont want her to starve :o
  • SugarSpun
    SugarSpun Posts: 8,559 Forumite
    EA now you're married your debt is his problem as well as yours - why not put half of it into the debt, buy him his ugly jeans and save the rest for Christmas?

    My Christmas gifts altogether were about £200, with eleven people to buy for :money:
    Organised Birthdays and Christmas: Spend So Far: £193.75; Saved from RRP £963.76
    Three gifts left to buy
  • Evansangel
    Evansangel Posts: 6,791 Forumite
    Part of the Furniture Photogenic Combo Breaker
    SugarSpun wrote: »
    EA now you're married your debt is his problem as well as yours - why not put half of it into the debt, buy him his ugly jeans and save the rest for Christmas?

    My Christmas gifts altogether were about £200, with eleven people to buy for :money:

    Good idea :) I'll put it forward to him, its money coming from his Dad and even though im his wife and technically still family i dont want to tell him what to do with it.

    How did you do that? We have 8 siblings, a niece and Lily to buy for this year.
    Lily is getting about £100 (ish) but thats only on a trike and a push along walker.
    The adults get a box of chocolates and i think we're both buying each other Kinect for the xbox.

    I just told him some of your suggestions and said i would pay my £500 into debt and he can have his and he offered to pay his £500 into my debt :)
    I suggested £500 into debt and £250 each.
    I will try and move the rest across to a no interest cc.
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