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Another new day to add to July: The No Spend Day
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Good tips there, Herby. Now if I could wire up our computer so that when OH is on Ebay and clicks the Buy Now button, ten thousand volts shoot up his aaarrsse......One life - your life - live it!0
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Had to put some juice in the car today so spend day for me :cool:
Should be back on the NSD wagon tomorrow...
Hope you all have a lovely day!0 -
Herbaholic wrote: »Hi boultdj not sure if this tactic will help but I leave my DH looking at the magazines whilst I go round to do the shopping when I go to Mr A, T or S he gets to have an MSE read of his fav mags and I get my shopping done with no added extras, not sure if you could do that with your DH?
It doesn't work in Al*i as no magazine aisle, so I've also invented the 'off list' rule, which is the girlie version of the off side rule. Basically if it's not off the list and isn't a bargain staple e.g. special on soap powder. Whoever adds the [STRIKE]treat[/STRIKE] naughty item to the basket/trolley has to pay for it out of their own money. As DH is saving for buying stuff he wants, it's stopped him throwing stuff wolly nolly into the trolley and expecting my shopping budget to pay for it. Seems to be working for me so far, may be worth adopting your own version of it?
Herby x
Brilliant tactic, Herby! I am going to try it out on my hubby - he always blows my budget when he comes shopping with me and it drives me insane as I work it all out really carefully! Thanks! :beer:Nargleblast wrote: »Good tips there, Herby. Now if I could wire up our computer so that when OH is on Ebay and clicks the Buy Now button, ten thousand volts shoot up his aaarrsse......
:rotfl::rotfl:Brilliant - but a little too late for me. Hubby on Ebay yesterday putting a bid on a new bike. Aaaarrrgghh! :mad:LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or JulyAug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Aiming for a NSD today - have to post an Amazon parcel but that's budgeted and paid for already. Otherwise, we don't need anything else!
Fingers crossed!0 -
can confirm yesterday (tues ) was a NSD!!!!
The only thing i did do was buy 4 cd's from amazon but as they were for my brother and he paid, doesn't count!!!
Yipee!!!!, Will be 1 today as well as not going anywhere but will confirm later, need to sort out guest room and DS as he decided he wanted to swap and have a shower instead of a bath, so have the aftermath to sort out!!!!!Im not financially savvy as im still learning but i love to support anyone that needs it and give virual hug's and tea!!!Can't do Bickie's Sorry, need to lose weight!!!Challenge 1 : Sealed Pot Challenge, No : 810Challenge 2 : Dragon's wake up callChallenge 3 : Aug 8/15 NSD's0 -
Herbaholic wrote: »Morning all, got NSD number 7 yesterday Spoon and today will be number 8 but will declare for definite later, can't see any reason why I'll need to go anywhere near a shop today though, I'm stuck inside with lots of computer work to do, still stops me spending.
I've observed that since I joined the NSD challenge last month my frequent Ama*on spends have stopped!!! Before, when I had a coffee break I would browse their website and buy a herb book or two, which came out of my 'spends' budget. Just little things that cost 1p plus postage nothing huge, but loads of them every month. Now when I have a break I read the posts on here, have hardly looked at Ama*on recently, when I checked my 'spends account online yesterday I have £75 in it! All of this months allowance and half of last months, usually by this time in the month I've spent all of the previous months money and about half of the current months, so I'm chuffed with that and spends last month were a skirt and a couple of tops for my hols.
I admire how lots of you include everything such as bills, petrol etc, I only include my grocery budget as that's all I'm responsible for, DH pays everything else. I was pants managing that though to be honest but it's getting LOADS better now since I joined the NSDC :T My GC went a bit wobbly this month as I only have about £16 left to last until Friday next week, that's down to the stockpiling stuff that was on offer at the beginning of the month that we'll need when we come back off holiday. I should only need fruit and salad when we go shopping on Sunday so fingers crossed I'll make it, but I really am becoming more careful about what I spend, how much, what I spend it on and when I spend it all thanks to you lot :beer:
PDD I'm impressed with your cost cutting hair dressing skills, I last had my hair cut in May last year it cost me £30 then for a wash, cut & blow dry, I don't have it cut very often because of how expensive it is to have done, do the hairdressers not understand in the current economy we need cheapy haircuts, 2 for 1 would be good lol! I NEVER get what I ask for, even if I take a picture in and say I want it like that, it always looks different. I used to have a mobile hairdresser where I used to live and she charged £5 for a cut n blow (okay that was 10 years ago now) but there don't seem to be any in my area. May try your approach next time, and tell them exactly what I will and won't pay for and see how it goes.
Well done KarenCSS, it's a super feeling when you see something you've written in print, happened to me a couple of years ago when I got commissioned to write for a supplement and they paid me with a nice fat cheque, sadly nothing since, but I guess I could try doing that again, hadn't thought that I could maybe make some money that way until now, so thanks for posting
Enjoy your well earned earnings, we'll all be off looking for the mag now to see if we can see your recipesDid they tell you which month it would appear in? Well done to everyone clocking up NSD's it really is a great feeling to be in control of your purse strings isn't it? Instead of being a supermarket puppet.
Herby x
I found out that 1 receipe was in Julys issue, and the 2nd is in Augusts issue thats out now. They didnt tell me they were going to publish so Ive missed out on Julys copy.***Dont save what is left after spending, spend what is left after saving***0 -
Well today is going to be a total NSD and hppefully will be the same tomorrow as I should have enough for breakfast lunch and dinner already organised - and I might even get to friday without spending....
Eeek!
Good luck everyone keep up the good work.
xxThe worst cliques are those which consist of one man ~ George Bernard Shaw
Holiday Saving fund 2010 = £25.00WeightLoss 2010 = +6lbs
BSC 292
June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/110 -
karenccs67 wrote: »I found out that 1 receipe was in Julys issue, and the 2nd is in Augusts issue thats out now. They didnt tell me they were going to publish so Ive missed out on Julys copy.
You can normally get backdated copies if you go on thier website!!!!
XXXIm not financially savvy as im still learning but i love to support anyone that needs it and give virual hug's and tea!!!Can't do Bickie's Sorry, need to lose weight!!!Challenge 1 : Sealed Pot Challenge, No : 810Challenge 2 : Dragon's wake up callChallenge 3 : Aug 8/15 NSD's0 -
anonymoose wrote: »kezlou I've got La Tristesse on Sing Star
shame I murder it
:rotfl: :rotfl:so glad i'm not the only one! Shame the ahem neighbours called the police, they thought someone was getting murdered here! Imagine my embarrassment when they said you should have a court order against your voice love. cheeky gets
3dogs: -bril news on the suits and frocks! Me and Oh are always looking about charity and boots sales. We were chuffed when we gotDS1 a very large roll case for £2.50 instead £35 in wilkos.
cheryl: -the sounds gorgeous
karenccs67; -fab news !!!
sorry haven't been on folks been busy making my new handbag, and its finished whoo hoo, so saved myself £40 on a new bag. My new bag is the same colour as the one wanted:D.Best of all it didn't cost me a penny as i made it from an old pair of cord trousers:j
So far i have totted up a whopping 3 nsd's :j:j:j.
Took the car to get the fuel injectors checked, which turned out it hadn't been done properly so it got repaired for free and they doing fitting the filter for nothing too :rotfl:0 -
Herbaholic on number 7 already (gulp), number 2 for my today please spoon
M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
Savings £12.04 NSD 3/10 :cool:Total £6915.88
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