Sygma Bank Credit Cards

jolfc

even more bizarre another search done by creation has now disappeared that one was done 21/07/10, back to 4 searches, has this happened to anyone else?

so now the 2 searches from sygma have gone does this mean the duplicate application flag wont show up now, or will I be on an internal database any help appreciated, thanks.

jolfc

also where do i get links for the different cards offered as the ones at begining of this thread wont work, thanks.

BugsyBrowne

jolfc wrote: »

also where do i get links for the different cards offered as the ones at begining of this thread wont work, thanks.

Wouldn't put it past Sygma to have stopped most of their cards TBH.

PNPSUKNET

Here are a few,not sure if they are taking applications on the others:

Flybe : https://apply.creation.co.uk/Flybe/Web_Channel/Cards/Microsite/CardDetails.aspx
Creation : https://apply.creation.co.uk/Creation/Web_Channel/Cards/Microsite/CardDetails.aspx
Maximiles: http://apply.creation.co.uk/maximiles/web_channel/cards/microsite/ApplyNow.aspx

Zack1

Sygma declined my credit increase request - "after careful consideration and after reviewing your account.... This decision has been based on our Company criteria relating to credit limit increases.". Would it be worth appealing that as it doesn't actually say what "Company criteria" is.

If I ask for a manual review and include evidence of savings & student loan? I know they probably won't take a "threat" to close the card into account, but I will as £200 is useless - thinking of also putting that in the letter and saying if you don't feel I'm worthy of an increase please close the account?

BugsyBrowne

Zack1 wrote: »

Sygma declined my credit increase request - "after careful consideration and after reviewing your account.... This decision has been based on our Company criteria relating to credit limit increases.". Would it be worth appealing that as it doesn't actually say what "Company criteria" is.

If I ask for a manual review and include evidence of savings & student loan? I know they won't take a "threat" to close the card into account, but I will as £200 is useless - thinking of also putting that in the letter and saying if you don't feel I'm worthy of an increase please close the account?

I know you probably won't take no notice of this but phone them up and ask what your internal score is with them.
When they send 0% and credit card increases to their customers you have to get over 450 score points to get these offers.
If you are under this score of 450 you will not be entitled to any offers including getting a letter through your door explaining to you how they are increasing your limit.

izools

star-fire wrote: »

I know you probably won't take no notice of this but phone them up and ask what your internal score is with them.
When they send 0% and credit card increases to their customers you have to get over 450 score points to get these offers.
If you are under this score of 450 you will not be entitled to any offers including getting a letter through your door explaining to you how they are increasing your limit.

O reali? I never new this! Wish I'd asked what mine was before I closed my accounts now

Lol, what's yours then, Mr Fire?

BugsyBrowne

izools wrote: »

O reali? I never new this! Wish I'd asked what mine was before I closed my accounts now

Lol, what's yours then, Mr Fire?

Mine was bang on the 450 so don't know how high they go.

By the way this is the absolute truth that they internally score the individual b4 sending out any offers and if you speak to them nicely or get someone with a brain on the phone they will tell you what your score is.

Zack1

star-fire wrote: »

Mine was bang on the 450 so don't know how high they go.

By the way this is the absolute truth that they internally score the individual b4 sending out any offers and if you speak to them nicely or get someone with a brain on the phone they will tell you what your score is.

:rotfl:

Thanks I'll give them a call tomorrow then and see if they tell me

jolfc

so now all my sygma searches have gone of my table 1 searches and none are a year old yet- first done in july 2010, the table 2 searches still show, how very, very odd. any ideas anyone as to why they have gone?????