Sygma Bank Credit Cards

izools

Yup, all mine from Table 1 have gone, too

jolfc

izools wrote: »

Yup, all mine from Table 1 have gone, too

so why do you think this is, will the applications still be on their database i wonder and would a duplicate flag show up if i applied for the creation card, so many questions, lol.

izools

Just because the applications have been removed from our Equifax files doesn't mean the same has happened their side

BugsyBrowne

Flybe do make me laugh then phoned them up and asked for a reduction on credit limit as they were doing this I asked if my internal score has gone up from 450,she came back about 5 minutes later and replied I am sorry we are not obliged to give these out so I said so why did the last sales person give me my score and she said the shouldn't of done,so Zack if you phone them up just mention the 450 target score for offers and you might be lucky and they give you the score.

I personally think Flybe staff and Experian staff have their christmas parties together I have never known a company like it.

jolfc

anyone having trouble getting onto their online account, keeps telling me there is an error,

Zack1

Yep, mine is working now though. Need to phone them up and get my score, think I've got rid of the letter with their appeal address on it though or can I just send it to the main customer service one?

jolfc

does anyone know if there is a certain % of your credit limit you can ask for when requesting an increase, many thanks in advance.

seeya23

jolfc wrote: »

does anyone know if there is a certain % of your credit limit you can ask for when requesting an increase, many thanks in advance.

30% of your credit limit

jolfc

So I decided to go for the creation card as 0% balance transfer for 15 months. I did this by telephone, but the man forgot to tell me it is only 12 months doing a telephone application .
I rang as the man who took my details seemed a little muddled, he put my date of birth in backwards - month for day, but corrected it. I have been informed that my application is a query with underwriters and that it is not a decline, apparently the query is a duplicate application. The girl told me that there are 3 responses with an application decline, referral and query and that all should go through fine, would anyone know what the difference is between a referral and a query and if this happened to them and the outcome, I know there are some posts on this, but they go back nearly a year and I wandered if anyone had recent experiance. Many thanks for any help. .
The lady also said it would be 18.9%, but it says 16.9% on website, is that also as I did a telephone application? I forgot to ask her.

jolfc

Strangely on checking my equifax they have only done a table 2 search , not a full search.