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Sygma Bank Credit Cards

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Comments

  • tigerlily44
    tigerlily44 Posts: 171 Forumite
    star-fire wrote: »
    Well done for being accepted and a nice APR,its a pi*s take when you get accepted for a credit card and with the credit limit you can't even go and buy an apple mac:eek:

    Try not to go down the same route izools did though which was to take out about 16 sygma credit cards with a total credit credit limits on all cards was around £25.00 then get rid of them 6 months later!

    Chance would be a fine thing lol

    tiger
  • jolfc
    jolfc Posts: 446 Forumite
    Part of the Furniture 100 Posts
    does anyone know why a search i had done by creation on 12/2/11 was on my table 1 searches up to 6/3/11 and now on todays report has disappeared, hence taking my searches back to 5 from 6, I know this is in my favour, but why has it happened, I always thought searches stayed 2 years. ;)
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    Well done for being accepted and a nice APR,its a pi*s take when you get accepted for a credit card and with the credit limit you can't even go and buy an apple mac:eek:

    Try not to go down the same route izools did though which was to take out about 16 sygma credit cards with a total credit credit limits on all cards was around £25.00 then get rid of them 6 months later!

    I took out two symga cards- Silver and My World.

    The cumulative limits were #3380.00 when I closed them (1690 each) and I left them open for about a year.

    Get your facts right next time you want to have a dig.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    I took out two symga cards- Silver and My World.

    The cumulative limits were #3380.00 when I closed them (1690 each) and I left them open for about a year.

    Get your facts right next time you want to have a dig.

    You getting all defensive,it wasn't worded right as I was referring to march/april last year when I myself was guilty of applying for as many Sygma cards as we could.
    Also you must of pi*sed me off that day as I wouldn't of wrote it if not.
  • tigerlily44
    tigerlily44 Posts: 171 Forumite
    star-fire wrote: »
    You getting all defensive,it wasn't worded right as I was referring to march/april last year when I myself was guilty of applying for as many Sygma cards as we could.
    Also you must of pi*sed me off that day as I wouldn't of wrote it if not.

    Really nice to see standards of literacy are as high as ever...

    tiger
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Really nice to see standards of literacy are as high as ever...

    tiger

    Yep only the best standard of literacy from me.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    You getting all defensive,it wasn't worded right as I was referring to march/april last year when I myself was guilty of applying for as many Sygma cards as we could.
    Also you must of pi*sed me off that day as I wouldn't of wrote it if not.

    We did all go a bit mental applying didn't we? Fun times...

    Seems they've tightened up their credit scoring and managed to pay for a whole new website and product range after we all got cards from them :)

    Obviously made a bit of moolah out of us.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    We did all go a bit mental applying didn't we? Fun times...

    Seems they've tightened up their credit scoring and managed to pay for a whole new website and product range after we all got cards from them :)

    Obviously made a bit of moolah out of us.

    Yeah I didn't mean anything by the post I wrote so take no notice of that mate.

    Yeah think their credit scoring has tightened up a bit now,it used to be my highlight of the day applying for one of the Sygma range,now I want rid of my flybe and will be glad to see the back of sygma TBH.
  • nelly12
    nelly12 Posts: 208 Forumite
    Part of the Furniture 100 Posts
    star-fire wrote: »
    Yeah I didn't mean anything by the post I wrote so take no notice of that mate.

    Yeah think their credit scoring has tightened up a bit now,it used to be my highlight of the day applying for one of the Sygma range,now I want rid of my flybe and will be glad to see the back of sygma TBH.

    Don't know why you guys have a hang up about Sygma. They give nice big £6k limits to good customers with nice 0% campaigns. Not had an issue with them but then I've never had any credit problems, pay by DD and have loads of available credit. That reminds me I must be due another round of £1k increases on my 3 cards with them and maybe some new offers on them too. Simples, always pay what you owe and only borrow what you can afford to pay back.:T
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    nelly12 wrote: »
    Don't know why you guys have a hang up about Sygma. They give nice big £6k limits to good customers with nice 0% campaigns. Not had an issue with them but then I've never had any credit problems, pay by DD and have loads of available credit. That reminds me I must be due another round of £1k increases on my 3 cards with them and maybe some new offers on them too. Simples, always pay what you owe and only borrow what you can afford to pay back.:T

    Sygma have never been bad with me I have a nice credit limit and just been rewarded with 9 month 0%.
    When you say you are due another 1k on 3 of your cards the correct term should be sygma are willing to lend me more money,I also got the letter about them wanting to give me a 30% increase again,but I rejected it as some of us don't need to much credit.
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