Sygma Bank Credit Cards

Sidey

Thanks for your help Star its much appreciated.
Ok i will keep them, as for moving up after i applied for the silver i just assumed that my rating cant be that good yet as i only got £1000 limit and the highest APR available.

But you might be right i may apply 6 months down the line and test the water.

Thanks again for all your help.

PNPSUKNET

has anyone seen the new card, maximiles. cant get that one as same really as silver

BugsyBrowne

PNPSUKNET wrote: »

has anyone seen the new card, maximiles. cant get that one as same really as silver

Have seen the APR on that if you don't get their Tier A 29.9% for Tier c

Sygma has one decent card the creation card With 2 Tiers 16.9% & 19.9% with 15 months 0% balance transfer.

The rest of their army of cards are basically the same dishing out high APR's and useless credit limits.

PNPSUKNET

yeah they seem to be offering naff cards, I wished I hadnt taken out the silver card, naff benefits. Although even the flybe isnt good try booking a free flight haha

DizzleUK

I applied for a Flybe card 6 months ago and was declined. I tried applying for a Silver card a couple of weeks later and was declined (obviously) also.

My question is, does the 6 month reapplcation window start from the date of the first application, or do I have to wait until it is 6 months from the 2nd application before I can try again?

Thanks

stephane_2

6 months from the time of your last application.....

jolfc

i have the silver and am thinking of applying for either flybe, my world or maximiles, i was declined july 20 th for creation. can anyone advise the best one to go for hoping to do a bt from my aqua card. many thanks. is there one with a lower pass creteria.

izools

Given MaxiMiles has the highest "C" grade APR it stands to reason that it is also the easiest to get. I suggest applying for that one.

marks77

Just so people are aware....

Creation / Sygma no longer increase your credit limit at your request every 4 months. You will have a pre-approved limit until such times they write to you saying that your pre-approved limit has increased (or decreased) to such and such limit.

izools

As star-fire verified for us, this isn't the case.

Creation / Sygma now provide people with a 30-day opt out notice period before applying automatic limit increases before putting the higher limit on their account. True.

They do however allow customers to request limit increases. Unfortunately some of their call centre staff are confused (they aren't the brightest sparks in the fuse box, bless 'em) and give customers incorrect information.